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Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Scotland,UK,Edinburgh,EH1,banks,finance,sterling,The,Pound,currency,independence,money,referendum,cash,Scottish,city,centre,sign,old,history,historic,Banca na h-Alba,HBOS,Lloyds,TSB,established,merger,financial,sector,market,North Bank Street,issue,banknotes,notes,app,online,banking
Description: Tony Smith image Alamy 2KRXR73 - The Bank of Scotland plc (Scottish Gaelic: Banca na h-Alba) is a commercial and clearing bank based in Scotland and is part of the Lloyds Banking Group, following the Bank of Scotland's implosion in 2008. The bank was established by the Parliament of Scotland in 1695 to develop Scotland's trade with other countries, and aimed to create a stable banking system in the Kingdom of Scotland.
With a history dating to the end of the 17th century, it is the fifth-oldest extant bank in the United Kingdom (the Bank of England having been established one year earlier), and is the only commercial institution created by the Parliament of Scotland to remain in existence. It was one of the first banks in Europe to print its own banknotes, and it continues to print its own sterling banknotes under legal arrangements that allow Scottish banks to issue currency.
In June 2006, the HBOS Group Reorganisation Act 2006 was passed by the Parliament of the United Kingdom, allowing the bank's structure to be simplified. As a result, The Governor and Company of the Bank of Scotland became Bank of Scotland plc on 17 September 2007. Bank of Scotland has been a subsidiary of Lloyds Banking Group since 19 January 2009, when HBOS was acquired by Lloyds TSB
The Governor and Company of the Bank of Scotland was established by an Act of the Parliament of Scotland on 17 July 1695, the Act for erecting a Bank in Scotland, opening for business in February 1696. Although established soon after the Bank of England (1694), the Bank of Scotland was a very different institution. Whereas the Bank of England was established specifically to finance defence spending by the English government, the Bank of Scotland was established by the Scottish government to support Scottish business, and was prohibited from lending to the government without parliamentary approval
Lloyds Banking Group
Following the implosion of the Bank of Scotland in 2008, HBOS Group agreed to be taken over by Lloyds TSB Group
The Mound Edinburgh city centre, Scotland, UK, EH1 1YZ
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,UK,retail,evening,dusk,at,branch,profit,loss,scandal,board,high street,reopening,WA1,HBOS,PLC,mortgage,loan,savings,sign,closed,closing,10 Buttermarket Street,Warrington,Cheshire,WA1 2LG,investments,ISA,interest,rates,rate,insurance,homes,blue,brand,changing,Lloyds
Description: Tony Smith image Alamy 2KG3JD8 - Nighttime view of the illuminated blue Halifax bank sign above the branch entrance at 10 Buttermarket Street in Warrington town centre, Cheshire. The distinctive Halifax wordmark and striped X-shaped logo glow against the darker shopfront, representing one of Britain's most familiar retail banking identities and a long-established presence on UK high streets.
Halifax began in the West Yorkshire town of the same name in 1852 as the Halifax Permanent Benefit Building Society. It grew into the country's largest building society, demutualised and became Halifax plc in 1997, then merged with Bank of Scotland in 2001 to create HBOS plc. Lloyds TSB acquired HBOS during the financial crisis, with Lloyds Banking Group formed in 2009. Although the branch retained Halifax branding, it has since operated within the wider Lloyds Banking Group network.
On 1 July 2026, Lloyds Banking Group confirmed that the Halifax name would be retired and changed to Lloyds. New Halifax accounts are to cease, customer accounts will be rebranded over time and Halifax branches will become Lloyds branches. The group said the programme would not itself cause branch closures or job losses. Physical replacement of signage at the remaining Halifax sites is expected to begin in early 2027, making scenes such as this illuminated branch logo a record of a disappearing British banking brand.
The Warrington branch occupies a central retail position on Buttermarket Street, close to the town's main shopping streets and civic centre. Its blue corporate sign is photographed after dark, when the internally lit lettering stands out strongly from the surrounding building. The image illustrates retail banking, corporate rebranding, financial-sector consolidation, changing customer habits, digital banking and the continuing transformation of Britain's high streets
10 Buttermarket Street, Warrington, Cheshire, England, UK, WA1 2LG
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,UK,Beatles,The Beatles,PennyLane,tour,L15,20 Smithdown Rd,Liverpool,Merseyside,L15 5AJ,old,history,historic,trustee,saving,savings,entrance,and,clock,branch,20,Smithdown Road,banking,the,lyrics,famous,at,on,Lloyds,Lloyds-TSB,banks,branches,offices
Description: Tony Smith image Alamy 2K0KDNF -
20 Smithdown Rd, Liverpool, Merseyside, England, UK, L15 5AJ
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Wigan & Leigh Council,Greater Manchester,England,Lancs,Lancashire,WN7,Leigh,UK,WN7 4PG,bunting,flags,lloyds,branch,branches,closing,closure,finance,busy,summer,shopper,with,some,more,closures,retail,bank,banking,accounts,credit,mortgages,town centre,town,centre
Description: Tony Smith image Alamy 2JH06Y5 -
28-30 Ellesmere St, Spinning Gate, Leigh, Lancashire, England, UK, WN7 4PG
-And-Post-Office--139-And-141--Manchester-Road--Altrincham--Trafford--Cheshire--England--UK--WA14-5NS-2JGM7D1.jpg)
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,North West,UK,WA14,WA14 5NS,former,Lloyds,Bank,Broadheath Branch),And,office,was,stone,work,front,door,doorway,1902,carved,outside,ornate,Manchester Rd,post office,above,stonework,FORMERLY,CUNLIFFE BROOKS,& CO,raised,lettering,beside,the,archivolt,Finem respice
Description: Tony Smith image Alamy 2JGM7D1 - SJ 78 NE, 7/14
ALTRINCHAM, MANCHESTER ROAD (west side), Nos. 139 and 141 (Former Lloyds Bank (Broadheath branch) and Post Office)
II
Bank and Post Office. 1902 above doorway, 1903 on fireplace. Thomas Worthington and Son. Ashlar, brick and slate roof. Four bays, three storeys with banking hall on ground floor and wings to the rear of bays 1 and 4. Ashlar ground floor with semi-circular headed doorway to bay 1 with coffered soffit and elaborate cartouche in place of a keystone. Raised lettering beside the archivolt reads FORMERLY CUNLIFFE BROOKS & CO. Bays 2 and 3 have 3-light window openings with stone mullions, semi-elliptical heads and keystones, and bay 4 is similar but houses the Post Office shop front. Above a stone cornice the upper storeys are recessed in the centre bays, have stone quoins and an eaves cornice. Bays 1 and 4 each have two cross-windows with architrave surround to each floor, and bays 2 and 3 have 2-storey canted bay-windows with mullion and transom windows. Between them is an elaborate heraldic cartouche with the words Finem respice inscribed below. Coped gables with kneelers and two ridge stacks with stone bands and cornices. Banking hall has good coffered ceiling, stone fireplace, glazed tiles, doors, ironmongery etc.
Listing NGR: SJ7665189187
139 And 141, Manchester Road, Altrincham, Trafford, Cheshire, England, UK, WA14 5NS
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,UK,North West England,Warrington,Cheshire,GB,town,town centre,Contactless Cards,safe,easy,pay,payments,banking,Halifax,advert,poster,billboard,Halifax Visa Card Problems,Problem,Problems,The safe and easy way to pay,risks,PIN,spending limit,cash at risk,cashless society,going cashless,The People Who Give You Extra,tap,Theft,using,transactions,dodgy,brand,Lloyds,end of the Halifax brand
Description: Tony Smith image Alamy RG9AAF - Large outdoor billboard in Warrington, Cheshire, carrying a Halifax contactless payments advert. The design is dominated by blue tones and the word CONTACTLESS in large white capitals, with the strapline The Safe and Easy Way To Pay, a pictured Halifax Visa card, the contactless payment symbol and the Halifax logo with the slogan the people who give you extra. The hoarding promotes the convenience of tap-and-go card spending and reflects the mainstream push by UK banks to normalise cashless payments on the high street.
The image has additional editorial interest because Lloyds Banking Group announced on 1 July 2026 that the Halifax brand will change to Lloyds. The group said Halifax would stop opening new accounts, customers would begin moving to the Lloyds app over time and Halifax branches would be rebranded to Lloyds, with the physical branch network continuing under the Lloyds name. The move marks the retirement of one of Britain's best-known retail banking names, originally founded in 1853 as the Halifax Permanent Benefit Building Society and later part of HBOS plc before becoming part of Lloyds Banking Group.
As a result, surviving Halifax advertising, branch signs and brand assets now carry added documentary value as records of a disappearing high street identity. This roadside advert in Warrington captures the visual language of the Halifax brand in its familiar blue livery, linking themes of banking, personal finance, consumer payments, corporate rebranding, financial-sector consolidation and the changing character of the British high street. Set against an overcast sky and photographed as a large-format roadside panel, the image also illustrates outdoor advertising, everyday card use and the visual presence that major banking brands once maintained across town and city environments
Description
Keywords: GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,HQ,Bank of Scotland,office,Bank,iconic,Lloyds,Edinburgh skyline,landscape,finance,system,Rachel Reeves
Description: Tony Smith image Alamy DDXKA2 - This landmark building has been a distinctive feature of the Edinburgh skyline for more than 200 years.
It was built in 1806 as the Head Office of Bank of Scotland. Today it is also the registered office and Scottish Headquarters of Lloyds Banking Group.
In 1796, at the Bank of Scotland's 100th AGM, its directors decided to commission a purpose-built head office. It took some time to find a suitable location, due to the cramped nature of Edinburgh's Old Town. Eventually, in 1800, the site at the top of the Mound was purchased from Edinburgh Town Council. It cost £3,500. Construction started soon after, to a design by Robert Reid and Richard Crichton. These were former pupils of the celebrated architect Robert Adam. Their building was a detached Georgian-style villa, topped by a shallow saucer dome. It was completed in August 1806.
The Challenge of the Mound
Straddling Edinburgh's Old and New Towns, the site posed grave challenges for the builders. Firstly, there was a steep drop of 16 metres from front to back. A more serious issue was instability: the 'earthen Mound' (as it was known) was a man-made hill, created from the earth excavated for the New Town. The site had also been a rubbish dump in the past, and contained vast quantities of household waste!
Consequently, there was a serious risk of slippage. To overcome this, a substantial retaining wall was constructed on the north side of the building.
By the 1850s, the building was proving unsatisfactory. It was now too small for the Bank's growing business. There had also been complaints that it looked stark and ugly when viewed from Princes Street. Indeed, the famous judge Lord Cockburn described it as a 'prominent deformity'. Seeking to resolve these issues, several architects were invited to submit plans for extending and improving the building.
The directors eventually selected David Bryce. His solution was to add full-height wings to the east and west, tied back to the original building.
The Mound, Edinburgh, Scotland, UK EH1 1YZ
Description
Keywords: GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,HQ,Bank of Scotland,office,Bank,iconic,Lloyds,Edinburgh skyline,landscape,finance,system,Rachel Reeves
Description: Tony Smith image Alamy DDXKAC - This landmark building has been a distinctive feature of the Edinburgh skyline for more than 200 years.
It was built in 1806 as the Head Office of Bank of Scotland. Today it is also the registered office and Scottish Headquarters of Lloyds Banking Group.
In 1796, at the Bank of Scotland's 100th AGM, its directors decided to commission a purpose-built head office. It took some time to find a suitable location, due to the cramped nature of Edinburgh's Old Town. Eventually, in 1800, the site at the top of the Mound was purchased from Edinburgh Town Council. It cost £3,500. Construction started soon after, to a design by Robert Reid and Richard Crichton. These were former pupils of the celebrated architect Robert Adam. Their building was a detached Georgian-style villa, topped by a shallow saucer dome. It was completed in August 1806.
The Challenge of the Mound
Straddling Edinburgh's Old and New Towns, the site posed grave challenges for the builders. Firstly, there was a steep drop of 16 metres from front to back. A more serious issue was instability: the 'earthen Mound' (as it was known) was a man-made hill, created from the earth excavated for the New Town. The site had also been a rubbish dump in the past, and contained vast quantities of household waste!
Consequently, there was a serious risk of slippage. To overcome this, a substantial retaining wall was constructed on the north side of the building.
By the 1850s, the building was proving unsatisfactory. It was now too small for the Bank's growing business. There had also been complaints that it looked stark and ugly when viewed from Princes Street. Indeed, the famous judge Lord Cockburn described it as a 'prominent deformity'. Seeking to resolve these issues, several architects were invited to submit plans for extending and improving the building.
The directors eventually selected David Bryce. His solution was to add full-height wings to the east and west, tied back to the original building.
The Mound, Edinburgh, Scotland, UK EH1 1YZ
Description
Keywords: GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,HQ,Bank of Scotland,office,Bank,iconic,Lloyds,Edinburgh skyline,landscape,finance,system
Description: Tony Smith image Alamy DDXKAR - This landmark building has been a distinctive feature of the Edinburgh skyline for more than 200 years.
It was built in 1806 as the Head Office of Bank of Scotland. Today it is also the registered office and Scottish Headquarters of Lloyds Banking Group.
In 1796, at the Bank of Scotland's 100th AGM, its directors decided to commission a purpose-built head office. It took some time to find a suitable location, due to the cramped nature of Edinburgh's Old Town. Eventually, in 1800, the site at the top of the Mound was purchased from Edinburgh Town Council. It cost £3,500. Construction started soon after, to a design by Robert Reid and Richard Crichton. These were former pupils of the celebrated architect Robert Adam. Their building was a detached Georgian-style villa, topped by a shallow saucer dome. It was completed in August 1806.
The Challenge of the Mound
Straddling Edinburgh's Old and New Towns, the site posed grave challenges for the builders. Firstly, there was a steep drop of 16 metres from front to back. A more serious issue was instability: the 'earthen Mound' (as it was known) was a man-made hill, created from the earth excavated for the New Town. The site had also been a rubbish dump in the past, and contained vast quantities of household waste!
Consequently, there was a serious risk of slippage. To overcome this, a substantial retaining wall was constructed on the north side of the building.
By the 1850s, the building was proving unsatisfactory. It was now too small for the Bank's growing business. There had also been complaints that it looked stark and ugly when viewed from Princes Street. Indeed, the famous judge Lord Cockburn described it as a 'prominent deformity'. Seeking to resolve these issues, several architects were invited to submit plans for extending and improving the building.
The directors eventually selected David Bryce. His solution was to add full-height wings to the east and west, tied back to the original building.
The Mound, Edinburgh, Scotland, UK EH1 1YZ
Description
Keywords: Putting,a,green,Lloyds,account,card,into,a,co-op,cash,machine,green,gotonysmith,England,UK,United,Kingdom,push,pushing,chip,and,pin,hand,finger,ATM,cashmachine,Magnetic,strip,plastic,plasticcard,creditcard,credit,debit,mastercard,gotonysmith,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy D91FGW - Putting a Nationwide account card into a co-op cash machine yellow
Knutsford Road, Grappenhall, Warrington, Cheshire, WA4 2PL, United Kingdom
Description
Keywords: Autumn,Fall,at,Lymm,Cross,Lymmvillage,Cheshire,England,UK,WA13,0HP,WA130HP,autumn,cold,scenes,lights,gotonysmith,dusk,night,shot,blue,hour,bluehour,october,evening,LymmCross,scene,picturesque,Lloyds,bank,branch,sub-branch,sub,gotonysmith,Buy Pictures of,Buy Images Of,Lymm Cross is in the village of Lymm,Cheshire,England.,It,has,been,designated,by,English,as,a,Grade,I,listed,building.,charming,villages,tourism,The,cross,dates,from,the,early,to,the,middle,17th,century,and,it,was,restored,in,1897.,It,is,constructed,of,sandstone,and,stands,on,an,artificially,stepped,natural,outcrop,of,red,sandstone.,Its,shaft,stands,in,a,square,pavilion,of,red,sandstone,with,square,corner,pillars.,It,has,a,stone,roof,with,a,pedimented,gable,to,each,face,and,ball,finials.,Above,the,cross,is,an,extension,which,carries,a,stone,ball,and,an,ornate,weather,vane.,On,the,east,south,and,west,gables,are,bronze,sundials,of,1897,carrying,the,inscriptions,and,We are a Shadow,Save Time,Think of the Last
Description: Tony Smith image Alamy CEXEHW - Autumn scene at Lymm Cross, Lymm village, Cheshire, England, UK
Lymm Cross is in the village of Lymm, Cheshire, England. It has been designated by English Heritage as a Grade I listed building.
The cross dates from the early to the middle 17th century and it was restored in 1897. It is constructed of sandstone and stands on an artificially stepped natural outcrop of red sandstone. Its shaft stands in a square pavilion of red sandstone with square corner pillars. It has a stone roof with a pedimented gable to each face and ball finials.
Above the cross is an extension which carries a stone ball and an ornate weather vane. On the east, south and west gables are bronze sundials of 1897 carrying the inscriptions We are a Shadow, Save Time and Think of the Last
Lymm Cross, Lymm village, Cheshire, England, UK WA13 0HP
