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Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,UK,retail,evening,dusk,at,branch,profit,loss,scandal,board,high street,reopening,WA1,HBOS,PLC,mortgage,loan,savings,sign,closed,closing,10 Buttermarket Street,Warrington,Cheshire,WA1 2LG,investments,ISA,interest,rates,rate,insurance,homes,blue,brand,changing,Lloyds
Description: Tony Smith image Alamy 2KG3JD8 - Nighttime view of the illuminated blue Halifax bank sign above the branch entrance at 10 Buttermarket Street in Warrington town centre, Cheshire. The distinctive Halifax wordmark and striped X-shaped logo glow against the darker shopfront, representing one of Britain's most familiar retail banking identities and a long-established presence on UK high streets.
Halifax began in the West Yorkshire town of the same name in 1852 as the Halifax Permanent Benefit Building Society. It grew into the country's largest building society, demutualised and became Halifax plc in 1997, then merged with Bank of Scotland in 2001 to create HBOS plc. Lloyds TSB acquired HBOS during the financial crisis, with Lloyds Banking Group formed in 2009. Although the branch retained Halifax branding, it has since operated within the wider Lloyds Banking Group network.
On 1 July 2026, Lloyds Banking Group confirmed that the Halifax name would be retired and changed to Lloyds. New Halifax accounts are to cease, customer accounts will be rebranded over time and Halifax branches will become Lloyds branches. The group said the programme would not itself cause branch closures or job losses. Physical replacement of signage at the remaining Halifax sites is expected to begin in early 2027, making scenes such as this illuminated branch logo a record of a disappearing British banking brand.
The Warrington branch occupies a central retail position on Buttermarket Street, close to the town's main shopping streets and civic centre. Its blue corporate sign is photographed after dark, when the internally lit lettering stands out strongly from the surrounding building. The image illustrates retail banking, corporate rebranding, financial-sector consolidation, changing customer habits, digital banking and the continuing transformation of Britain's high streets
10 Buttermarket Street, Warrington, Cheshire, England, UK, WA1 2LG
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,UK,Beatles,The Beatles,PennyLane,tour,L15,20 Smithdown Rd,Liverpool,Merseyside,L15 5AJ,old,history,historic,trustee,saving,savings,entrance,and,clock,branch,20,Smithdown Road,banking,the,lyrics,famous,at,on,Lloyds,Lloyds-TSB,banks,branches,offices,timepiece,time piece
Description: Tony Smith image Alamy 2K0KDNF - . This dated editorial view of 20 Smithdown Rd, Liverpool, Merseyside, England, UK, L15 5AJ in 2022 captures more than the immediate subject, retaining clues about local use, design, activity and change. The defining feature is Old 'Penny Lane' 1930 Trustee savings bank entrance and clock, Heathfield Branch, 20 Smithdown Rd, Liverpool, Merseyside, England, UK, L15 5AJ. The wider scene also brings together mid-century timepiece, collectable wristwatch, watch dial typography, town-centre renewal, regional identity, vintage timepiece, civic architecture, period architecture, changing land use, urban fabric, community identity, built heritage, period watch design, and local history. The wider contemporary story combines mechanical craftsmanship, manufacturing heritage and the renewed appeal of repairable mechanical watches. Viewed from the mid-2020s, the subject also connects with housing pressure, planning and how regeneration tries to create reasons to visit traditional town centres. For later comparison, the photograph preserves public access and movement at 20 Smithdown Rd, Liverpool, Merseyside, England, UK, L15 5AJ, details that may look very different after different community use. The surrounding story also includes architectural character, watchmaking heritage, adaptive reuse, historic townscape, local character, Swiss horology, historical comparison, and horological collecting. Details involving Trustee, clock, entrance, Lane', and Heathfield make the image more specific than a generic view and strengthen its local or historical value. By fixing the subject within 20 Smithdown Rd, Liverpool, Merseyside, England, UK, L15 5AJ, the image preserves more than the headline object or building: it records part of the locality's everyday history. Another useful connection is mechanical craftsmanship and the renewed appeal of repairable mechanical watches as part of the longer story of 20 Smithdown Rd, Liverpool, Merseyside, England, UK, L15 5AJ.
20 Smithdown Rd, Liverpool, Merseyside, England, UK, L15 5AJ
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Wigan & Leigh Council,Greater Manchester,England,Lancs,Lancashire,WN7,Leigh,UK,WN7 4PG,bunting,flags,lloyds,branch,branches,closing,closure,finance,busy,summer,shopper,with,some,more,closures,retail,bank,banking,accounts,credit,mortgages,town centre,town,centre
Description: Tony Smith image Alamy 2JH06Y5 - . An identifiable period record of 28-30 Ellesmere St, Spinning Gate, Leigh, Lancashire, England, UK, WN7 4PG in 2022, retaining the practical detail and local context that distinguish a documentary photograph from a generic illustration. At the centre of the view is Leigh Town Centre, Lloyds Bank, 28-30 Ellesmere St, Spinning Gate, Leigh, Lancashire, England, UK, WN7 4PG. The frame also records themes of commercial frontage, community identity, high-street commerce, contemporary social history, customer footfall, archival record, community life, contemporary city life, destination retail, town-centre economy, social landscape, urban social history, outdoor retail, and city-centre activity. The wider contemporary story combines changing footfall, business rates and the role of large retailers in town-centre and edge-of-centre economies. Viewed from the mid-2020s, the subject also connects with local identity, commercial change and the relationship between public space and local social life. Small period details of commercial use and occupation at 28-30 Ellesmere St, Spinning Gate, Leigh, Lancashire, England, UK, WN7 4PG may become more significant with time, particularly following different community use. The wider setting retains connections with commercial streetscape, changing streetscape, place identity, retail property, public realm, brand-led retail, physical store, and pedestrian environment. The combination of Leigh, Ellesmere, 28-30, Centre, and Spinning anchors the frame to a recognisable activity, place or moment. The period setting at 28-30 Ellesmere St, Spinning Gate, Leigh, Lancashire, England, UK, WN7 4PG helps place the main subject within real social and physical surroundings rather than isolating it as an abstract object. The image fixes period character for later comparison. It also preserves a trace of local identity within the wider story of 28-30 Ellesmere St, Spinning Gate, Leigh, Lancashire, England, UK, WN7 4PG.
28-30 Ellesmere St, Spinning Gate, Leigh, Lancashire, England, UK, WN7 4PG
-And-Post-Office--139-And-141--Manchester-Road--Altrincham--Trafford--Cheshire--England--UK--WA14-5NS-2JGM7D1.jpg)
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,North West,UK,WA14,WA14 5NS,former,Lloyds,Bank,Broadheath Branch),And,office,was,stone,work,front,door,doorway,1902,carved,outside,ornate,Manchester Rd,post office,above,stonework,FORMERLY,CUNLIFFE BROOKS,& CO,raised,lettering,beside,the,archivolt,Finem respice
Description: Tony Smith image Alamy 2JGM7D1 - SJ 78 NE, 7/14
ALTRINCHAM, MANCHESTER ROAD (west side), Nos. 139 and 141 (Former Lloyds Bank (Broadheath branch) and Post Office)
II
Bank and Post Office. 1902 above doorway, 1903 on fireplace. Thomas Worthington and Son. Ashlar, brick and slate roof. Four bays, three storeys with banking hall on ground floor and wings to the rear of bays 1 and 4. Ashlar ground floor with semi-circular headed doorway to bay 1 with coffered soffit and elaborate cartouche in place of a keystone. Raised lettering beside the archivolt reads FORMERLY CUNLIFFE BROOKS & CO. Bays 2 and 3 have 3-light window openings with stone mullions, semi-elliptical heads and keystones, and bay 4 is similar but houses the Post Office shop front. Above a stone cornice the upper storeys are recessed in the centre bays, have stone quoins and an eaves cornice. Bays 1 and 4 each have two cross-windows with architrave surround to each floor, and bays 2 and 3 have 2-storey canted bay-windows with mullion and transom windows. Between them is an elaborate heraldic cartouche with the words Finem respice inscribed below. Coped gables with kneelers and two ridge stacks with stone bands and cornices. Banking hall has good coffered ceiling, stone fireplace, glazed tiles, doors, ironmongery etc.
Listing NGR: SJ7665189187
139 And 141, Manchester Road, Altrincham, Trafford, Cheshire, England, UK, WA14 5NS
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,UK,North West England,Warrington,Cheshire,GB,town,town centre,Contactless Cards,safe,easy,pay,payments,banking,Halifax,advert,poster,billboard,Halifax Visa Card Problems,Problem,Problems,The safe and easy way to pay,risks,PIN,spending limit,cash at risk,cashless society,going cashless,The People Who Give You Extra,tap,Theft,using,transactions,dodgy,brand,Lloyds,end of the Halifax brand
Description: Tony Smith image Alamy RG9AAF - Large outdoor billboard in Warrington, Cheshire, carrying a Halifax contactless payments advert. The design is dominated by blue tones and the word CONTACTLESS in large white capitals, with the strapline The Safe and Easy Way To Pay, a pictured Halifax Visa card, the contactless payment symbol and the Halifax logo with the slogan the people who give you extra. The hoarding promotes the convenience of tap-and-go card spending and reflects the mainstream push by UK banks to normalise cashless payments on the high street.
The image has additional editorial interest because Lloyds Banking Group announced on 1 July 2026 that the Halifax brand will change to Lloyds. The group said Halifax would stop opening new accounts, customers would begin moving to the Lloyds app over time and Halifax branches would be rebranded to Lloyds, with the physical branch network continuing under the Lloyds name. The move marks the retirement of one of Britain's best-known retail banking names, originally founded in 1853 as the Halifax Permanent Benefit Building Society and later part of HBOS plc before becoming part of Lloyds Banking Group.
As a result, surviving Halifax advertising, branch signs and brand assets now carry added documentary value as records of a disappearing high street identity. This roadside advert in Warrington captures the visual language of the Halifax brand in its familiar blue livery, linking themes of banking, personal finance, consumer payments, corporate rebranding, financial-sector consolidation and the changing character of the British high street. Set against an overcast sky and photographed as a large-format roadside panel, the image also illustrates outdoor advertising, everyday card use and the visual presence that major banking brands once maintained across town and city environments
Description
Keywords: GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,HQ,Bank of Scotland,office,Bank,iconic,Lloyds,Edinburgh skyline,landscape,finance,system,Rachel Reeves
Description: Tony Smith image Alamy DDXKA2 - This landmark building has been a distinctive feature of the Edinburgh skyline for more than 200 years.
It was built in 1806 as the Head Office of Bank of Scotland. Today it is also the registered office and Scottish Headquarters of Lloyds Banking Group.
In 1796, at the Bank of Scotland's 100th AGM, its directors decided to commission a purpose-built head office. It took some time to find a suitable location, due to the cramped nature of Edinburgh's Old Town. Eventually, in 1800, the site at the top of the Mound was purchased from Edinburgh Town Council. It cost £3,500. Construction started soon after, to a design by Robert Reid and Richard Crichton. These were former pupils of the celebrated architect Robert Adam. Their building was a detached Georgian-style villa, topped by a shallow saucer dome. It was completed in August 1806.
The Challenge of the Mound
Straddling Edinburgh's Old and New Towns, the site posed grave challenges for the builders. Firstly, there was a steep drop of 16 metres from front to back. A more serious issue was instability: the 'earthen Mound' (as it was known) was a man-made hill, created from the earth excavated for the New Town. The site had also been a rubbish dump in the past, and contained vast quantities of household waste!
Consequently, there was a serious risk of slippage. To overcome this, a substantial retaining wall was constructed on the north side of the building.
By the 1850s, the building was proving unsatisfactory. It was now too small for the Bank's growing business. There had also been complaints that it looked stark and ugly when viewed from Princes Street. Indeed, the famous judge Lord Cockburn described it as a 'prominent deformity'. Seeking to resolve these issues, several architects were invited to submit plans for extending and improving the building.
The directors eventually selected David Bryce. His solution was to add full-height wings to the east and west, tied back to the original building.
The Mound, Edinburgh, Scotland, UK EH1 1YZ
Description
Keywords: GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,HQ,Bank of Scotland,office,Bank,iconic,Lloyds,Edinburgh skyline,landscape,finance,system,Rachel Reeves
Description: Tony Smith image Alamy DDXKAC - This landmark building has been a distinctive feature of the Edinburgh skyline for more than 200 years.
It was built in 1806 as the Head Office of Bank of Scotland. Today it is also the registered office and Scottish Headquarters of Lloyds Banking Group.
In 1796, at the Bank of Scotland's 100th AGM, its directors decided to commission a purpose-built head office. It took some time to find a suitable location, due to the cramped nature of Edinburgh's Old Town. Eventually, in 1800, the site at the top of the Mound was purchased from Edinburgh Town Council. It cost £3,500. Construction started soon after, to a design by Robert Reid and Richard Crichton. These were former pupils of the celebrated architect Robert Adam. Their building was a detached Georgian-style villa, topped by a shallow saucer dome. It was completed in August 1806.
The Challenge of the Mound
Straddling Edinburgh's Old and New Towns, the site posed grave challenges for the builders. Firstly, there was a steep drop of 16 metres from front to back. A more serious issue was instability: the 'earthen Mound' (as it was known) was a man-made hill, created from the earth excavated for the New Town. The site had also been a rubbish dump in the past, and contained vast quantities of household waste!
Consequently, there was a serious risk of slippage. To overcome this, a substantial retaining wall was constructed on the north side of the building.
By the 1850s, the building was proving unsatisfactory. It was now too small for the Bank's growing business. There had also been complaints that it looked stark and ugly when viewed from Princes Street. Indeed, the famous judge Lord Cockburn described it as a 'prominent deformity'. Seeking to resolve these issues, several architects were invited to submit plans for extending and improving the building.
The directors eventually selected David Bryce. His solution was to add full-height wings to the east and west, tied back to the original building.
The Mound, Edinburgh, Scotland, UK EH1 1YZ
Description
Keywords: GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,HQ,Bank of Scotland,office,Bank,iconic,Lloyds,Edinburgh skyline,landscape,finance,system
Description: Tony Smith image Alamy DDXKAR - This landmark building has been a distinctive feature of the Edinburgh skyline for more than 200 years.
It was built in 1806 as the Head Office of Bank of Scotland. Today it is also the registered office and Scottish Headquarters of Lloyds Banking Group.
In 1796, at the Bank of Scotland's 100th AGM, its directors decided to commission a purpose-built head office. It took some time to find a suitable location, due to the cramped nature of Edinburgh's Old Town. Eventually, in 1800, the site at the top of the Mound was purchased from Edinburgh Town Council. It cost £3,500. Construction started soon after, to a design by Robert Reid and Richard Crichton. These were former pupils of the celebrated architect Robert Adam. Their building was a detached Georgian-style villa, topped by a shallow saucer dome. It was completed in August 1806.
The Challenge of the Mound
Straddling Edinburgh's Old and New Towns, the site posed grave challenges for the builders. Firstly, there was a steep drop of 16 metres from front to back. A more serious issue was instability: the 'earthen Mound' (as it was known) was a man-made hill, created from the earth excavated for the New Town. The site had also been a rubbish dump in the past, and contained vast quantities of household waste!
Consequently, there was a serious risk of slippage. To overcome this, a substantial retaining wall was constructed on the north side of the building.
By the 1850s, the building was proving unsatisfactory. It was now too small for the Bank's growing business. There had also been complaints that it looked stark and ugly when viewed from Princes Street. Indeed, the famous judge Lord Cockburn described it as a 'prominent deformity'. Seeking to resolve these issues, several architects were invited to submit plans for extending and improving the building.
The directors eventually selected David Bryce. His solution was to add full-height wings to the east and west, tied back to the original building.
The Mound, Edinburgh, Scotland, UK EH1 1YZ
Description
Keywords: Putting,a,green,Lloyds,account,card,into,a,co-op,cash,machine,green,gotonysmith,England,UK,United,Kingdom,push,pushing,chip,and,pin,hand,finger,ATM,cashmachine,Magnetic,strip,plastic,plasticcard,creditcard,credit,debit,mastercard,gotonysmith,Buy Pictures of,Buy Images Of,student bank accounts,student bank account
Description: Tony Smith image Alamy D91FGW - . Putting a green Lloyds Avios account card into a co-op cash machine. Photographed on 8 June 2013. The recorded location is Knutsford Road, Grappenhall, Warrington, Cheshire, WA4 2PL, United Kingdom. From a heritage perspective, printed and graphic ephemera are highly effective dating evidence
Tickets, labels, cards, stamps, posters and logos combine wording, typography, colour and branding in forms that are often discarded after use, so surviving examples can become valuable records of popular culture and commerce. The historical context is that financial objects and premises connect economic history with daily life
Banknotes, coins, savings products, cheques, branch buildings and ATMs show how people stored and accessed money before digital banking reduced the visibility of many traditional banking services. As of 2026, digital-first communication means many everyday printed objects are disappearing
Older tickets, labels, cards and signs therefore provide useful material for stories about changing design, retail and consumer behaviour. The subject remains topical in 2026 because cash is used less often than in previous decades but remains important, particularly for vulnerable consumers and some small businesses
FCA access-to-cash rules require designated banks and building societies to assess local provision and address significant gaps, making images of ATMs, notes and former branches relevant to financial inclusion. As background, graphic design turns practical information into a visual object
Typefaces, colour, layout and printing methods can identify a period or brand, while small items such as tickets and cards preserve events, prices and messages that may exist nowhere else in physical form. In the present 2026 context, digital-first communication means many everyday printed objects are disappearing
Older tickets, labels, cards and signs therefore provide useful material for stories about changing design, retail and consumer behaviour.
Knutsford Road, Grappenhall, Warrington, Cheshire, WA4 2PL, United Kingdom
