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Keywords: GoTonySmith,HotpixUK,@HotpixUK,and,& Unionist,party,vote,voting,me,badge,badges,notes,money,pound,pounds,finances,economy,economic,meltdown,melt down,strikes,Brexit,disaster,hate,the,defeat,weakness,Westminster,Boris Johnson,General Election,SNP,Scottish,National,cant,wont,be,Nicola Sturgeon,Downing Street,Kemi Badenoch,Robert Jenrick
Description: Tony Smith image Alamy 2NED33G -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UK,energy,supply,cost,costs,fuel,fossel,fuels,in,note,notes,pound,bank,money,cash,bill,bills,cooking,stove,Scottish,flaming,cook,Scots,householdrs,people,tenants,prepayment,meter,meters,poor,and,householders,Scotland,without,hot,food
Description: Tony Smith image Alamy 2MX9FPP - ENERGY ACTION SCOTLAND - article from https://www.heraldscotland.com/news/19043498.cooking-without-gas-helping-families-scotland/
Cooking Without Gas: helping families in Scotland
With Scottish Government estimates that fuel poverty has risen to a shocking 29% of households in Scotland due to Covid-19, Energy Action Scotland has galvanised the support of its members and the general public to help struggling families eat hot food this winter.
In a year like no other, families are facing a winter of hardship stuck in hard to heat homes struggling after job losses and months of reduced working hours. A catastrophic increase in the number of people struggling to afford their energy needs will have a grievous effect on the health and wellbeing for hundreds of thousands of people this year.
Energy Action Scotland launched a successful crowdfunder to pay for pressure cookers and partnered up with Gary Maclean, National Chef of Scotland and Masterchef The Professionals Champion, to help families cook hot food at a time when so many services and amenities are closed.
Supported by Warmworks Scotland and A.C.Whyte, Energy Action Scotland and Gary Maclean are launching freely available ?how to' videos that will help struggling families reduce energy bills by cooking in a pressure cooker funded by our JustGiving appeal.
Gary Maclean is a multi-award-winning chef who has run the kitchens at Glasgow's Gallery of Modern Art and the Burrell Collection and has held executive chef positions at two of Scotland's biggest independent operators. Gary went on to win Masterchef The Professionals in 2016 and was then announced as Scotland's first ever National Chef in 2018.
As a Dad of five, Gary is a huge fan of pressure cookers which he uses daily as he works and feeds his family in Glasgow. He said,
When I am out doing demonstrations I tell people who love their slow cookers to do exactly what they do but in pressure cooker to get the best possible flavour

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Keywords: GoTonySmith,HotpixUK,@HotpixUK,Scotland,UK,Edinburgh,EH1,banks,finance,sterling,The,Pound,currency,independence,money,referendum,cash,Scottish,city,centre,sign,old,history,historic,Banca na h-Alba,HBOS,Lloyds,TSB,established,merger,financial,sector,market,North Bank Street,issue,banknotes,notes,app,online,banking
Description: Tony Smith image Alamy 2KRXR73 - The Bank of Scotland plc (Scottish Gaelic: Banca na h-Alba) is a commercial and clearing bank based in Scotland and is part of the Lloyds Banking Group, following the Bank of Scotland's implosion in 2008. The bank was established by the Parliament of Scotland in 1695 to develop Scotland's trade with other countries, and aimed to create a stable banking system in the Kingdom of Scotland.
With a history dating to the end of the 17th century, it is the fifth-oldest extant bank in the United Kingdom (the Bank of England having been established one year earlier), and is the only commercial institution created by the Parliament of Scotland to remain in existence. It was one of the first banks in Europe to print its own banknotes, and it continues to print its own sterling banknotes under legal arrangements that allow Scottish banks to issue currency.
In June 2006, the HBOS Group Reorganisation Act 2006 was passed by the Parliament of the United Kingdom, allowing the bank's structure to be simplified. As a result, The Governor and Company of the Bank of Scotland became Bank of Scotland plc on 17 September 2007. Bank of Scotland has been a subsidiary of Lloyds Banking Group since 19 January 2009, when HBOS was acquired by Lloyds TSB
The Governor and Company of the Bank of Scotland was established by an Act of the Parliament of Scotland on 17 July 1695, the Act for erecting a Bank in Scotland, opening for business in February 1696. Although established soon after the Bank of England (1694), the Bank of Scotland was a very different institution. Whereas the Bank of England was established specifically to finance defence spending by the English government, the Bank of Scotland was established by the Scottish government to support Scottish business, and was prohibited from lending to the government without parliamentary approval
Lloyds Banking Group
Following the implosion of the Bank of Scotland in 2008, HBOS Group agreed to be taken over by Lloyds TSB Group

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Keywords: GoTonySmith,HotpixUK,@HotpixUK,money,Scottish,Scotish,notes,coin,change,HBOS,BOS,Banknote,note,bank note,pound,sterling,pounds,currency,increases,inflation,of,train travel,and season tickets,change from buying,Edinburgh,Markinch,Glasgow central,rail fares increase,rail fare increase,Scotrail season ticket,season ticket,routes,Scottish train routes,travel,BR,TOC,transport,Franchise Agreement,rail price increase,hotpix.org.uk
Description: Tony Smith image Alamy 2CW6M7D - The cost of most peak time train tickets in Scotland is set to increase by 1.6% from January next year.
The move would see the price of an Edinburgh to Glasgow season ticket go up ?œ67 to ?œ4,267.
However, Transport Scotland said it is in the process of considering the options regarding future fares and tickets in the wake of the coronavirus crisis.
This means next year's price increase could be paused.
Rail fares usually increase every January but the hike is linked to the previous July's Retail Prices Index (RPI) measure of inflation.
The Office for National Statistics has announced the RPI rate for July was 1.6%.
Rail fares to rise despite passenger slump
This means tickets, such as standard day return tickets in the Edinburgh commuter area or all fares in the Strathclyde area, would increase by 1.6% in January.
Off-peak regulated fares are capped at 1% below RPI so would go up by 0.6%.
There has been speculation that the UK's national and devolved governments could seek to delay the 2021 rise given the effects of coronavirus and record-low passenger numbers.
Passenger watchdog Transport Focus has called for a major shake-up of rail fares to encourage passengers back to the railways following the collapse in demand caused by the coronavirus pandemic.
Chief executive Anthony Smith said a system that fits the way we live and travel now is needed, including flexible season tickets, carnet-style tickets and better value for money fares across the board.
'Considering the options'
A Transport Scotland spokesman said it was considering the options for future fares and tickets as part of wider recovery work in the rail industry in the wake of the pandemic.
He added: The Scottish government is committed to ensuring that rail fares are affordable for passengers and taxpayers across Scotland.
We have taken action to keep fares down and ScotRail fare are still on average, 20% cheaper than those across the rest of the UK.

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Keywords: GoTonySmith,@HotpixUK,HotpixUK,money,notes,price,Scottish notes,Scottish money,strike,RMT union,workers,Scotrail,Ticket,tickets,prices,increase,increases,cost,costs,Scots,Scot,Scottish,note,cash,sterling,Scotland,railway,trains,train,inflation,affordable,services,route,routes,subsidy,subsidised,net zero,Glasgow,WCML,West Coast Mainline
Description: Tony Smith image Alamy 2CC6XX5 -

Description
Keywords: HotpixUK,@HotpixUK,GoTonySmith,Warrington,Cheshire,England,UK,note,notes,cash,sterling,currency,5 pound,10 pound,20 pound,cash money,economy,bribe,inducement,commission,payment,black economy,back hander,backhander,Scotland,Scottish money,back of a jeans pocket,Jeans,trouser,trousered,pocket,rear,back,legal tender,laundering,mix,mixed,Rachel Reeves,Keir Starmer
Description: Tony Smith image Alamy 2CBET91 - Sterling banknotes are the banknotes in circulation in the United Kingdom and its related territories, denominated in pounds sterling (symbol: ?œ
ISO 4217 currency code GBP [Great Britain pound]).
Sterling banknotes are official currency in the United Kingdom, Jersey, Guernsey, the Isle of Man, British Antarctic Territory, South Georgia and the South Sandwich Islands, and Tristan da Cunha in St Helena, Ascension and Tristan da Cunha. One pound is equivalent to 100 pence. Three British Overseas Territories also have currencies called pounds which are at par with the pound sterling.
The Bank of England has a monopoly of banknote issuance in England and Wales but, for historic reasons, three banks in Scotland and four banks in Northern Ireland are permitted to issue their own currency ? but the law requires that the issuing banks hold a sum of Bank of England banknotes (or gold) equivalent to the total value of notes issued. Versions of the pound sterling issued by Crown dependencies and other areas are regulated only by local governments and not the Bank of England.

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Keywords: HotpixUK,@HotpixUK,GoTonySmith,Warrington,Cheshire,England,UK,note,notes,cash,sterling,currency,5 pound,10 pound,20 pound,cash money,economy,bribe,inducement,commission,payment,black economy,back hander,backhander,Scotland,Scottish money,back of a jeans pocket,Jeans,trouser,trousered,pocket,rear,back,envelope,brown envelope,British,Great Britain,hard currency,legal tender
Description: Tony Smith image Alamy 2CB00DD -

Description
Keywords: HotpixUK,@HotpixUK,GoTonySmith,Warrington,Cheshire,England,UK,note,notes,cash,sterling,currency,5 pound,10 pound,20 pound,cash money,economy,bribe,inducement,commission,payment,black economy,back hander,backhander,Scotland,Scottish money,back of a jeans pocket,Jeans,trouser,trousered,pocket,rear,back,envelope,brown envelope,British,Great Britain,hard currency,legal tender
Description: Tony Smith image Alamy 2CB00DJ -

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Keywords: HotpixUK,@HotpixUK,GoTonySmith,Warrington,Cheshire,England,UK,note,notes,cash,sterling,currency,5 pound,10 pound,20 pound,cash money,economy,bribe,inducement,commission,payment,black economy,back hander,backhander,Scotland,Scottish money,back of a jeans pocket,Jeans,trouser,trousered,pocket,rear,back,envelope,brown envelope,British,Great Britain,hard currency,legal tender,laundering
Description: Tony Smith image Alamy 2CB00DP -

Description
Keywords: HotpixUK,@HotpixUK,GoTonySmith,pint of beer,money,fiver,bitter,pub,how much,cost,of,drinking,alcohol,Scottish,beer,beers,on,a,bar,table,snug,saloon,bars,pubs,pint pot,straight,glass,full,pints,change,cash,coin,coins,pay,payment,costs
Description: Tony Smith image Alamy 2AGP301 -
--MXFF3W.jpg)
Description
Keywords: GoTonySmith,@HotpixUK,Adult,All-day,travel,card,Metro,Tub,integrated transport,system,Scottish,Money,notes,Scottish Notes,Clyde,underground railway,Strathclyde Partnership for Transport,Strathclyde,SPT,suburban railway network,suburban railway,ticket,smartcard,travel ticket,smart card,fare,fares,ticketing,tickets,Glasgow subway ticket,Crossrail Glasgow,five pound,ten pound,change,coin,coins,integrated smartcard ticketing,smartcard ticketing,hotpix.org.uk
Description: Tony Smith image Alamy MXFF3W - The Glasgow Subway is an underground metro line in Glasgow, Scotland. Opened on 14 December 1896, it is the third-oldest underground metro system in the world after the London Underground and the Budapest Metro. It is the only heavy rail underground metro system in the United Kingdom outside London, and also the only one in the United Kingdom which operates completely underground. It is also one of the very few railways in the world with a track running gauge of 4 ft (1,219 mm). Formerly a cable railway, the Subway was later electrified, but its twin circular lines were never expanded. The line was originally known as the Glasgow District Subway, but was later renamed Glasgow Subway Railway. It was so called when taken over by the Glasgow Corporation who renamed it the Glasgow Underground in 1936. Despite this rebranding, many Glaswegians continued to refer to the network as the Subway. In 2003 the name Subway was officially readopted by its operator, the Strathclyde Partnership for Transport (SPT). A ?œ40,000 study examining the feasibility of an expansion into the city's south side is in progress.
The system is not the oldest underground railway in Glasgow
that distinction belongs to a 3.1 mi (5.0 km) section of the Glasgow City and District Railway opened in 1863, now part of the North Clyde Line of the suburban railway network, which runs in a sub-surface tunnel under the city centre between High Street and west of Charing Cross. Another major section of underground suburban railway line in Glasgow is the Argyle Line, which was formerly part of the Glasgow Central Railway.
The Subway runs from 06:30 to 23:40 Monday to Saturday and 10:00 to 18:12 on Sunday

Description
Keywords: city,city centre,save,invest,investment,account,bank,building,society,building society,responsible,savers,etched,etched window,Scotland,UK,etched windows,bank window,Saving Bank,TSB,saving,etched bank window,Savings,APR,%,percentage,interest,low risk,deposit,deposits,pay,paying,interest,save money,GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scots,Scottish,British,Scotland,Glasgow,Greater,problem,with,problem with,issue with,City,Centre,cities,Urban,Urbanist,town,infrastructure,transport,tour,tourism,tourists,urban,attraction,attractions,lit,light,lighted,night,dusk,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,Greater Glasgow,British Isles,Glasgow City Centre,City Centre
Description: Tony Smith image Alamy HEJ5TG - A savings bank is a financial institution whose primary purpose is accepting savings deposits and paying interest on those deposits.
They originated in Europe during the 18th century with the aim of providing access to savings products to all levels in the population. Often associated with social good these early banks were often designed to encourage low income people to save money and have access to banking services. They were set up by governments or by socially committed groups or organisations such as with credit unions. The structure and legislation took many different forms in different countries over the 20th century.
The advent of internet banking at the end of the 20th century saw a new phase in savings banks with the online savings bank that paid higher levels of interest in return for clients only having access over the web.

Description
Keywords: City Centre,office,building,architecture,G1,30,St Vincent,Pl,place,Victorian,old,Bank,Chambers,chamber,PLC,headquarter,office,banking,money,licence,GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scots,Scottish,British,Scotland,Glasgow,Greater,problem,with,problem with,issue with,City,Centre,cities,Urban,Urbanist,town,infrastructure,transport,tour,tourism,tourists,urban,attraction,attractions,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,Greater Glasgow,British Isles,Glasgow City Centre,City Centre
Description: Tony Smith image Alamy HEJ5WT -

Description
Keywords: City Centre,office,building,architecture,G1,30,St Vincent,Pl,place,Victorian,old,Bank,Chambers,chamber,PLC,headquarter,office,banking,money,licence,GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scots,Scottish,British,Scotland,Glasgow,Greater,problem,with,problem with,issue with,City,Centre,cities,Urban,Urbanist,town,infrastructure,transport,tour,tourism,tourists,urban,attraction,attractions,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,Greater Glasgow,British Isles,Glasgow City Centre,City Centre
Description: Tony Smith image Alamy HEJ5Y2 -

Description
Keywords: GoTonySmith,@HotpixUK,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,Scottish Nationalism,in,compare,the,market,Money,supermarket,window,Moneysavingexpert,Money saving expert,Price comparison,Reducing bills,Reducing your bills,reducing electricity bills
Description: Tony Smith image Alamy H9PM2M -

Description
Keywords: RBOS,RBS,five,pound,Edinburgh,ltd,Limited,Banknote,reference,P325b,legal,tender,sterling,blue,fiver,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,?œ1,note,1965,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,1 pound note,Pound Note,One Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWJ -

Description
Keywords: RBOS,RBS,five,pound,Edinburgh,ltd,Limited,Banknote,Yearbook,reference,SC817,legal,tender,sterling,blue,fiver,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,?œ5,note,1972,to,1981,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,5 pound note,Five Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWK -

Description
Keywords: Scottish,Money,Cash,Sterling,currency,cost,of,travel,travelcard,transport,buspass,pass,paper,EDN,Edinburgh,Scotland,UK,united,kingdom,GB,Great,Britain,largest,municipal,services,City,of,Council,Adult,single,3,three,?œ1.50,150,1.50,worker,expenses,budget,weekly,outgoings,outgoing,GoTonySmith,Gorebridge,Mayfield,Clovenstone,portrait,format
Description: Tony Smith image Alamy ED9DKY - Lothian Buses is the only municipal bus company in Scotland and the largest municipal bus company in the United Kingdom. It is the dominant provider of bus services in Lothian. Transport for Edinburgh, a company wholly owned by the City of Edinburgh Council, owns 91% of the company, with the remainder being owned by the East Lothian and Midlothian councils.
Lothian Buses operates the majority of bus services in Edinburgh, extending to outlying suburbs, towns and villages. The company also operates several limited stop express routes, an Edinburgh Airport service, park and ride services and a night bus network as well as several tourist services.
The company operates four travel shops (three in the city centre and one in Dalkeith), and operates buses from three depot locations
Longstone, Annandale Street and Marine at Seafield. The company also maintains a driver training school and an engineering depot at Seafield

Description
Keywords: Scottish,Money,Cash,Sterling,currency,cost,of,travel,travelcard,transport,buspass,pass,paper,EDN,Edinburgh,Scotland,UK,united,kingdom,GB,Great,Britain,largest,municipal,services,City,of,Council,Adult,single,3,three,?œ1.50,150,1.50,five,pound,pounds,ten,10,5,GoTonySmith,Gorebridge,Mayfield,Clovenstone,worker,expenses,budget,weekly,outgoings,outgoing,on,its,side,sideways,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy ED9DM0 - Lothian Buses is the only municipal bus company in Scotland and the largest municipal bus company in the United Kingdom. It is the dominant provider of bus services in Lothian. Transport for Edinburgh, a company wholly owned by the City of Edinburgh Council, owns 91% of the company, with the remainder being owned by the East Lothian and Midlothian councils.
Lothian Buses operates the majority of bus services in Edinburgh, extending to outlying suburbs, towns and villages. The company also operates several limited stop express routes, an Edinburgh Airport service, park and ride services and a night bus network as well as several tourist services.
The company operates four travel shops (three in the city centre and one in Dalkeith), and operates buses from three depot locations
Longstone, Annandale Street and Marine at Seafield. The company also maintains a driver training school and an engineering depot at Seafield

Description
Keywords: Clydesdale,bank,ATM,cash,dispensing,machine,Scotland,UK,scottish,independance,independence,soveregn,nation,SNP,national,party,money,monetary,union,issues,problems,problem,finance,financial,vote,voting,20,10,pounds,ten,twenty,note,banknotes,official,currency,gotonysmith legal tender retail,finger,fingers,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DG374N - While provincial banks in England and Wales lost the right to issue paper currency altogether, the practice of private banknote issue has continued in Scotland and Northern Ireland. The right of Scottish banks to issue notes is popularly attributed to the author Sir Walter Scott, who in 1826 waged a campaign to retain Scottish banknotes under the pseudonym Malachi Malagrowther.
Scott feared that the limitation on private banknotes proposed with the Bankers (Scotland) Act 1826 would be have adverse economic consequences if enacted in Scotland because gold and silver were scarce and Scottish commerce relied on small notes as the principal medium of circulating money. His action eventually halted the abolition of private banknotes in Scotland.
Scottish and Northern Irish banknotes are unusual, firstly because they are issued by retail banks, not central banks, and secondly, as they are not legal tender anywhere in the UK ? not even in Scotland or Northern Ireland ? they are in fact promissory notes.
Seven retail banks have the authority of HM Treasury to issue sterling banknotes as currency. Despite this, the notes can be refused at the discretion of recipients in England and Wales, and are often not accepted by banks and exchange bureaus outside of the United Kingdom. This is particularly true in the case of the Royal Bank of Scotland ?œ1 note, which is the only ?œ1 note to remain in circulation within the UK.
In 2000, the European Central Bank indicated that, should the United Kingdom join the euro, Scottish banks (and, by extension, Northern Ireland banks) would have to cease banknote issue. During the Financial crisis of 2007?2008, the future of private banknotes in the United Kingdom was uncertain. It has been suggested that the Banking Act 2009 would restrict the issue of banknotes by commercial banks in Scotland and Northern Ireland by removing many of the provisions of the Acts quoted above.Banks would be forced to lodge sterling.

Description
Keywords: coin,coins,england,english,scotland,wales,welsh,scots,scottish,money,cash,edinbrugh,ipod,music,hotpix!,#tony,#smith,#tonysmith,#tonysmithhotpix,#tonysmithotpix
Description: Tony Smith image Flickr 4806595334 - 'Cash Money - 'Prince Charles &
City Beat Band ' - Play this track here.
?Whats this iPod Shuffle set all about? Read about it here
'Prince Charles and the City Beat Band' recorded three albums on Virgin Records from the early to mid 80's, and achieved their biggest successes on the European charts. Charles Alexander fronted the group as the lead singer and multi instrumentalist. The futuristic wind synthesizer called the 'Lyricon' was the instrument that made his brand of next generation p-funk unique, and the group's sound incorporated many of the devices that would propel rap music to the forefront of the American music scene.
My introduction to them was via a 12' single Karen a friend from Uni let me borrow. From the first play I was hooked. Give this a listen, if you have any soul leanings I think you may like this.
To check out his style from this era, track down any of the following albums:
Gang War (Solid Platinum) 1981
Combat Zone (UK Virgin) 1983
Stone Killers (ROIR) 1983 (UK Virgin) 1984
With the emergence of rap, Prince Charles disbanded his funk group and began focusing on audio engineering. After the switch, 'Prince Charles Alexander' became a multi-platinum recording engineer, mixing engineer and producer for a large client base including Mary J. Blige, the Notorious B.I.G., Puff Daddy, Usher, Boyz II Men, Brandy, Babyface, Sting, Aretha Franklin and many more. Sean \u201cPuffy\u201d Combs utilized the technical expertise of Prince Charles, Tony Maserati and Paul Logus as his first string mixing engineers, a move that helped to launch and sustain the Bad Boy record label for many years. Charles\u2019 accolades include more than 40 Platinum and Gold certifications from the RIAA, 3 Grammy wins and 7 Grammy nominations from NARAS and a Victoire de la Musique (the French equivalent of a Grammy).
- - - - - - - - - - - - -
Dwarfs standing on the shoulders of giants (Latin: nanos gigantium humeris insidentes) is a Western metaphor meaning 'One who develops future intellectual pursuits by understanding the research and works created by notable thinkers of the past'
a contemporary interpretation.
However, the metaphor was first recorded in the twelfth century and attributed to Bernard of Chartres. It was famously uttered by seventeenth-century scientist Isaac Newton. British scientist Stephen Hawking also wrote a bestselling book called 'On the Shoulders of Giants' based on Newton's quotation.
Also of course the quotation can also be found on many British Sterling two pound coins. The British two pound (\u00a32) coin was first issued as a commemorative coin in 1986 to celebrate the Commonwealth Games in Scotland. Six further commemorative issues followed between 1989 and 1996. These coins did not circulate in large numbers.
After a review of the UK coinage, it was decided that a general-circulation \u00a32 coin was needed, and a new bi-metallic design was issued in 1998 (dated 1997). There is an urban myth about the coin is that putting it in the freezer overnight causes the cupro-nickel centre to pop out, a claim which had been true of some early mintings of the similarly bimetallic Canadian 2 dollar coin.
Due to the coin being bi-metallic it is difficult to reproduce. Most counterfeits that have been produced have a painted outer ring which soon wears off, and are easy to detect and deface. I have had one and they are b**gers to get rid off.
NB: Like all the images on this stream, full size prints up to 30x20inches are available, Check my profile for how to contact me.
Checkout more w=33062170@N08\' target=\'_blank\'>cool stuff from my photostream.
Keep in touch, add me as a contact www.flickr.com/relationship.gne?id=33062170@N08 target='_blank' so I can follow all your new uploads.
(c) Hotpix / HotpixUK Tony Smith - Hotpix.freeserve.co.uk WDCC',

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Keywords: Sterling,Scotland,UK,Inverlochlarig,Beg,Robert,Rob,Roy,RobRoy,Raibeart,Ruadh,MacGriogair,countryside,rural,grave,burial,place,burial place,Despite Them,Despite,them,son,brave,heart,cross,pilgrim,pilgrimage,coin,coins,money,donation,donations,GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,tourist,tour,travel,visit,famous,tourism,beautiful,SNP,Scottish National Party,independance,independent,independence,wild,culture,Scots,Historic,history,Historic Scotland,stone,stones,bones,Balquidder,film,moments,Scottish,SNP,independance party,independence,indyref,referendum,2nd,second,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles
Description: Tony Smith image Alamy HG6T4T - Robert Rob Roy MacGregor (Gaelic: Raibeart Ruadh MacGriogair
baptised 7 March 1671 ? died 28 December 1734) was a Scottish outlaw, who later became a folk hero. The name Roy comes from Gaelic Ruadh meaning Red, and referred to his red hair. Rob Roy was born at Glengyle, at the head of Loch Katrine, as recorded in the baptismal register of Buchanan, Stirling. His parents were Donald Glas MacGregor and Margaret Campbell. He was also descended from the Macdonalds of Keppoch through his paternal grandmother. In January 1693, at Corrie Arklet farm near Inversnaid, he married Mary Helen MacGregor of Comar (1671-1745), who was born at Leny Farm, Strathyre. The couple had four sons: James, Ranald, Coll and Robert (known as Robin Oig or Young Rob). They also adopted a cousin named Duncan.

Description
Keywords: UK,British,Britain,national,savings,NS&I,NS,government,premium,bonds,ernie,win,25,pounds,cheque,twentyfive,twenty,five,congratulations,me,wont,be,retiring,just,yet!,Premium bond,england,english,scottish,scotland,wales,money,prize,hotpics,hotpic,hotpick,hotpicks,stillife,stilllife,still,life,sex,sexy,edinbrugh,hotpix!
Description: Tony Smith image Flickr 4311815905 - 'Like buses, premium bonds go quiet then what do you know, three come along at once. Pretty amazing, the excitement was huge opening each envelope (I sat down obviously) and finding \u00a325, then \u00a325 (will the next one be a \u00a3Million?) and another \u00a325. Doh!
So I have not retired just yet. cannot wait until about 2015 when I may win (\u00a325) again. Fingers crossed! Aparently one in three britains have some bonds so you may have some stashed away yourself.
The premium savings bonds are a bit nostalgic for the British and started in the 1950's. I have \u00a32 of bonds that my parents bought for me in the 1960's.
It could have been one of those that won here, or a few more recent ones I got on-line, I will never know.
Still a cheque is as good as money for the moment. I better rush to teh bank before 11 March 2010 and get it paid in.
The bonds are drawn at random by the 4th generation ERNIE computer. This uses thermal noise in transistors as its source of entropy for generating random bond numbers. The original ERNIE used a gas neon diode. In each case the randomness of electrons and natural unpredictable variance of the physical processes involved mean that systematic trends and similar cumulative effects that affect any pseudorandom number generator are reduced greatly, if not eliminated.
ERNIE's output is independently tested each month by an independent actuary appointed by the government and the draw is only valid if the output passes tests that indicate it is statistically random. In case you were wondering.
With recent reduction in interest rates, an investment in the Irish Lottery bonus ball at Paddy Power might be a better bet for a huge retirement pot.
Some real money (but sadly gone) can be found here www.flickr.com/photos/hotpixuk/3875569520/
(c) Hotpix / HotpixUK Tony Smith - Hotpix.freeserve.co.uk WDCC ',

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Description: Tony Smith image Alamy DG373Y - While provincial banks in England and Wales lost the right to issue paper currency altogether, the practice of private banknote issue has continued in Scotland and Northern Ireland. The right of Scottish banks to issue notes is popularly attributed to the author Sir Walter Scott, who in 1826 waged a campaign to retain Scottish banknotes under the pseudonym Malachi Malagrowther.
Scott feared that the limitation on private banknotes proposed with the Bankers (Scotland) Act 1826 would be have adverse economic consequences if enacted in Scotland because gold and silver were scarce and Scottish commerce relied on small notes as the principal medium of circulating money. His action eventually halted the abolition of private banknotes in Scotland.
Scottish and Northern Irish banknotes are unusual, firstly because they are issued by retail banks, not central banks, and secondly, as they are not legal tender anywhere in the UK ? not even in Scotland or Northern Ireland ? they are in fact promissory notes.
Seven retail banks have the authority of HM Treasury to issue sterling banknotes as currency. Despite this, the notes can be refused at the discretion of recipients in England and Wales, and are often not accepted by banks and exchange bureaus outside of the United Kingdom. This is particularly true in the case of the Royal Bank of Scotland ?œ1 note, which is the only ?œ1 note to remain in circulation within the UK.
In 2000, the European Central Bank indicated that, should the United Kingdom join the euro, Scottish banks (and, by extension, Northern Ireland banks) would have to cease banknote issue. During the Financial crisis of 2007?2008, the future of private banknotes in the United Kingdom was uncertain. It has been suggested that the Banking Act 2009 would restrict the issue of banknotes by commercial banks in Scotland and Northern Ireland by removing many of the provisions of the Acts quoted above.Banks would be forced to lodge sterling.




