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Description
Keywords: GoTonySmith,@HotpixUK,HotpixUK,ATM,cash,machine,note,UK,10,20,dispensed,dispensing,ten,twenty,English,BOE,automated teller machine,money,withdrawal,British,currency,new,royal,portrait,monarch,change,circulation,cash is king,co-circulation,cash economy,cost of living,home,budget,budgeting,household,banking,card,debit,cashless society,financial inclusion
Description: Tony Smith image Alamy 3ECEE46 - A hand holds a newly dispensed King Charles III Bank of England £10 note in front of a UK ATM cash machine, showing the new monarch's portrait entering everyday public use through ordinary cash withdrawals. The close-up view of the polymer ten pound note, cash slot and keypad makes this a strong editorial image for stories about British money, personal finance, banking, access to cash, ATM services, the cash economy and the historic currency change following the death of Queen Elizabeth II. Banknotes featuring King Charles III were first issued on 5 June 2024, appearing on the existing £5, £10, £20 and £50 designs with no other design changes. The Bank of England has said Queen Elizabeth II notes remain legal tender and co-circulate with the new King Charles III notes, meaning both portraits can be used together during the gradual transition. This image is commercially useful for illustrating the first appearance of new UK banknotes in daily life, cash withdrawals, banknote security, polymer money, consumer spending, household budgets, retail payments, digital banking debates and financial inclusion. The photograph also works for articles on the continuing need for cash among older people, vulnerable households, small traders, rural communities and people who prefer physical money for budgeting. The ATM keypad, cancel and enter buttons, and the hand gripping the note add practical detail, making the image more grounded than a studio banknote shot. It can support features on the future of cash, bank branch closures, free-to-use cash machines, contactless payments, inflation, the cost of living, economic confidence and the symbolic role of monarchs on British currency. As a documentary stock image, it captures a small but recognisable moment in UK financial history, when King Charles III banknotes moved from official release into the ordinary routine of taking money out of a cashpoint.

Description
Keywords: Gotonysmith,@HotpixUK,HotpixUK,dispenser,hole in the wall,town,centre,banking,cash point,Sankey Street,Cheshire,high street,card,security,fraud,purple,branding,ISA,advert,Cash ISA,season,new,tax year,April,financial,year,marketing,tax-free,savings,personal,finance,debit,UK,consumer,money,cash,withdrawal,advertising,screen,evening
Description: Tony Smith image Alamy 3E4248B - A NatWest ATM in Warrington is photographed at dusk, with bright purple branding and a screen advert promoting ISA saving at the start of the new UK financial year. The cash machine display asks It's ISA time. Why wait to save tax-free? and refers to making the most of the annual ISA allowance, creating a strong editorial image for personal finance, savings, tax-free accounts, high street banking and the continuing role of ATMs in the cash economy. NatWest says the current tax year Cash ISA allowance is £20,000, and its ISA guide explains that the tax year runs from 6 April to 5 April, so April is a key period for banks and financial firms to promote new ISA subscriptions. The image is commercially useful for stories about ISA season, savings rates, personal budgeting, tax-free interest, bank advertising, financial planning, cash machines, high street banking, branch closures, digital banking and access to cash. It also works for articles about the mixed reality of modern banking, where app-based savings products and QR-code advertising sit inside a physical ATM used by customers who still need notes, balance checks or cash services. The purple NatWest brand colour, illuminated sign, card reader, keypad, payment logos and ISA message give the photograph clear documentary value for consumer finance and banking features. It can illustrate how banks use cashpoint screens as advertising space for savings products, especially around the new financial year when many savers review allowances, interest rates and tax planning. As a stock image, it links the familiar street-level cash economy with wider questions about tax-efficient saving, financial literacy, changing banking habits and the gradual shift from branch-based banking to digital self-service.

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,energy,fuel,costs,netzero,Cheshire,England,UK,turn,turned,down,it,lower,temperatures,thermostatic,low,saving,money,adjustment,automatic,control,heat,affordability,crisis,house,living,room,green,combi,boiler,heatsource,heat source,pump,cost
Description: Tony Smith image Alamy 2T0BDM8 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,pound,note,notes,exchange,US,Euro,multi,withdrawal,card machine,dispenser,red,and,&,grey,multi-currency,in,Manchester,airport,travel,money,cashpoint,cash,machines,foreign,expensive,ripoff,credit,debit,cards,change,banking,banknote,British,for,Visa,Mastercard
Description: Tony Smith image Alamy 2PYKTF6 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,bookmaker,bookmakers,bet,race,races,betting,slips,slip,receipt,receipts,wager,turf,accountant,accountants,racecourse,horses,Leger Way,DN2 6BB,DN2,Doncaster,South Yorkshire,England,UK,a,Yorkshire,returns,each way,cash,notes,money,Cave Bleu,Malpas,each-way,gambleaware,Scott Benton
Description: Tony Smith image Alamy 2PNRFCR -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Benefits,and,Exchequer,Service,council,inflation,Townhall,East Annexe,Sankey Street,WA1 1UH,expensive,local,election,elections,increase,tax,charges,charge,with,%,percentage,high,large,increasing,costs,notice,money,English,England,authority,citizens,maximum,increases,level,levels,limit,limits
Description: Tony Smith image Alamy 2PNHGXA -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Benefits,and,Exchequer,Service,council,inflation,Townhall,East Annexe,Sankey Street,WA1 1UH,expensive,local,election,elections,increase,tax,charges,charge,with,%,percentage,high,large,increasing,costs,notice,money,English,England,authority,citizens,maximum,increases,level,levels,limit,limits
Description: Tony Smith image Alamy 2PNHH05 -

Description
Keywords: GoTonySmith,HotpixUK,06/05/2023,6th May 2023,sign,in,buy,a,Tesco,shop,store,Lincoln,city,retail,celebration,excitement,the,Charles,boredom,ignore,ignoring,ignored,crown,royal family,royals,royalty,ordinary,people,20,UK,guaranteed,win,games,to,play,money,wealth,millionaire,contrast
Description: Tony Smith image Alamy 2PNM3X2 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Merseyside,England,UK,L1,L1 7AZ,ad,poster,banner,advert,promotion,promoting,the,a,sleepout,sleep out,in,St James Rd,Liverpool,St James Road,LiverpoolCathedralsleepout,registered charity,no,1094876,raise,money,donate,donations,donation,on,fence,rail,rails,railings
Description: Tony Smith image Alamy 2PKA5JD - Why do a sleepout in the Cathedral?
The Whitechapel Centre is Liverpool's leading homeless charity, helping those living without a home. Liverpool Cathedral is a vibrant, active place that helps the people of the city in many ways through schools, family workshops, foodbanks and community markets, volunteering, or just being a safe place to keep warm. Together, we are working really hard to make sure everyone in Liverpool can have a place to call home and live to their full potential. Unfortunately, more and more people need our help each year.
We know that many people want to help those they see sleeping on the streets or who are struggling but it can be difficult to know the best way to help. By taking part in the Cathedral Sleepout and raising as much money as possible, you'll enable us to give people food, find them a home and teach them new skills.
The Cathedral Sleepout is a very rare opportunity to sleep inside the fantastic Liverpool Cathedral. The Sleepout doesn't compare to sleeping outside on the streets, but we want to help people understand how difficult it might be when you don't have a place to go.

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,note,notes,20,pound,pounds,holding,UK,keyboard,keys,English,BoE,Bank of England,NE1,local,bank,Automatic Teller,dispensed,from,a,machine,network,banking,of,machines,cash,point,cashpoint,finance,finances,money,withdrawing,withdraw,free withdrawals,fresh,10
Description: Tony Smith image Alamy 2PHJ91P - Amount withdrawn from cash machines fell EVEN further last year and expert says usage will never return to pre-pandemic levels
Number of cash withdrawals fell 6% last year after 40% collapse in 2020
The average Briton withdrew a third less cash last year than they did in 2019
One expert says number of withdrawals won't return to pre-covid levels
People continued to use less cash last year with new figures showing the number of withdrawals from ATMs fell 6 per cent annually.
A total of £79billion was withdrawn from cash machines in 2021 compared to £81billion in 2020, according to data by Link, the UK's main cash machine network.
There was also a 7 per cent decline in cash machine transactions last year, which includes withdrawals and balance enquiries, falling from just over 1.6billion to 1.5billion.
This means the average withdrawal per person in the UK was £1,462 last year, visiting an ATM around 18 times.
In 2019, prior to the pandemic, the average withdrawal per person in the UK was £2,193 meaning the typical person is withdrawing two thirds of what they were before Covid-19, when the advice was to not use cash but contactless debit and credit card payments instead

Description
Keywords: GoTonySmith,HotpixUK,Ringway,international,terminal,one,1,air,airport,Manchester international airport,North West England,UK,M90 1QX,M90,ATM,ATMs,exchange,Travelex,currency,bad,rate,rates,expensive,travel,money,foreign,service,services,forex,outlet,bank,shop,fee,fees,cost,costs,transaction,hack,hackers,Sodinokibi ransomware
Description: Tony Smith image Alamy 2NK27W5 - Travelex is a foreign exchange company founded by Lloyd Dorfman and headquartered in Peterborough. Its main businesses are foreign currency exchange, issuing prepaid credit cards for use by travellers, supplying central banks with foreign currency and global remittance. Travelex operates more than 1,100 stores and 900 ATMs in over 20 countries.
History
Travelex was founded as Express Exchange by Dorfman and opened its first branch in central London in 1976. By 1978 the company had four central London stores.
The company experienced growth in the 1980s, opening its first international store in 1984 in Rotterdam, and its first store at Heathrow Terminal 4 in 1986. Express Exchange subsequently became Travellers Exchange Corporation or Travelex when abbreviated
On 31 December 2019, Travelex took its UK and international websites and mobile apps offline following a reported cyber incident an action that also affected a number of large corporate third parties to whom Travelex provided a white-labelled travel money service including the online travel money services of supermarket chains such as ASDA, Tesco and Sainsbury's.
On 7 January 2020, it was claimed that the company was being held to ransom by hackers. The cyber criminals reportedly demanded £4.6 million ($6 million) in ransom from Travelex after infecting its network with Sodinokibi ransomware, having claimed to have copied more than 5GB of customer personal data

Description
Keywords: GoTonySmith,HotpixUK,and,& Unionist,party,vote,voting,me,Liz Truss,badge,notes,money,pound,pounds,finances,economy,economic,English,England,Welsh,safe,with,fail,failure,decline,melt down,inflation,public services,poor,strikes,Levelling Up,election,wipeout,wipe out,YouGov,poll,polls,weakness,electorate,reformuk
Description: Tony Smith image Alamy 2NED2RR -

Description
Keywords: GoTonySmith,HotpixUK,and,& Unionist,party,vote,voting,me,Liz Truss,badge,notes,money,pound,pounds,finances,economic,English,England,Wales,Welsh,safe,with,fail,failure,decline,poor,Brexit,disaster,the,defeat,share,Westminster,Boris Johnson,wont,conference,Kemi Badenoch,Robert Jenrick,ReformUK,Nigel Farage,defections
Description: Tony Smith image Alamy 2NED30N -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,and,& Unionist,party,vote,voting,me,badge,badges,notes,money,pound,pounds,finances,economy,economic,meltdown,melt down,strikes,Brexit,disaster,hate,the,defeat,weakness,Westminster,Boris Johnson,General Election,SNP,Scottish,National,cant,wont,be,Nicola Sturgeon,Downing Street,Kemi Badenoch,Robert Jenrick
Description: Tony Smith image Alamy 2NED33G -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,and,& Unionist,party,vote,voting,me,Liz Truss,union,unionist,British,flag,unionism,Britain,the,GB,Great Britain,badge,badges,notes,money,pound,pounds,finances,economy,economic,stay,No,to,independence,remain,Levelling Up,election,wipeout,wipe out,share,Alex Salmond,Ian Blackford
Description: Tony Smith image Alamy 2NED341 -

Description
Keywords: GoTonySmith,HotpixUK,England,english,UK,saving,savings,pound,pounds,cash,money,invested,into,investment,prepare,preparation,plan,sterling,risk,risks,private,regulator,stopping,stop,contributing,cut,back,pensions,state,personal,Wales,coins,word,scam,scams,problem,problems,charges,shortfall
Description: Tony Smith image Alamy 2NBWGJ2 - Concept still life showing British pound banknotes and coins arranged around a paper label reading Pension, illustrating pension saving, workplace pension contributions and the investment of retirement money in England and Wales. The image uses familiar UK cash, including Bank of England notes and pound coins, to represent regular contributions into a pension pot, long-term saving, financial planning and retirement income. In defined contribution pensions, money paid by the worker, employer and tax relief is invested with the aim of building a fund for later life, although the value can rise or fall depending on markets and charges. UK workplace pension rules are based on automatic enrolment, where eligible employees are usually enrolled into a pension scheme and employers must contribute. Official guidance states that all employers must provide a workplace pension scheme, while MoneyHelper explains that the usual minimum total workplace pension contribution is 8%, commonly made up of employee contributions, government tax relief and an employer contribution. This image is useful for editorial and commercial themes including pensions, savings, retirement planning, personal finance, cost of living, investment risk, pension pots, employer contributions, financial advice, tax relief, pensions policy, household budgeting and long-term security. It can also illustrate debates about pension adequacy, low savings rates, ageing populations, retirement income gaps and whether workers are contributing enough for later life. The close-up arrangement of cash gives the photograph a simple, direct financial message without showing a person, making it suitable for articles, explainers, reports and web pages about pensions in England, Wales and the wider UK. The image should be treated as a general pension concept rather than advice about any specific pension product, provider or investment choice.

Description
Keywords: GoTonySmith,HotpixUK,saving,savings,pound,pounds,cash,money,invested,into,investment,prepare,preparation,plan,sterling,risk,risks,Public Pensions Agency,private,regulator,stop,contributing,cut,back,SPPA,BOS,RBOS,of,bank,pensions,state,personal,coins,Clydesdale,notes,opt out,word,scam,scams,limits
Description: Tony Smith image Alamy 2NBWGKR - Concept still life showing British pound banknotes and coins arranged around a paper label reading Pension, illustrating pension saving, workplace pension contributions and the investment of retirement money in England and Wales. The image uses familiar UK cash, including Bank of England notes and pound coins, to represent regular contributions into a pension pot, long-term saving, financial planning and retirement income. In defined contribution pensions, money paid by the worker, employer and tax relief is invested with the aim of building a fund for later life, although the value can rise or fall depending on markets and charges. UK workplace pension rules are based on automatic enrolment, where eligible employees are usually enrolled into a pension scheme and employers must contribute. Official guidance states that all employers must provide a workplace pension scheme, while MoneyHelper explains that the usual minimum total workplace pension contribution is 8%, commonly made up of employee contributions, government tax relief and an employer contribution. This image is useful for editorial and commercial themes including pensions, savings, retirement planning, personal finance, cost of living, investment risk, pension pots, employer contributions, financial advice, tax relief, pensions policy, household budgeting and long-term security. It can also illustrate debates about pension adequacy, low savings rates, ageing populations, retirement income gaps and whether workers are contributing enough for later life. The close-up arrangement of cash gives the photograph a simple, direct financial message without showing a person, making it suitable for articles, explainers, reports and web pages about pensions in England, Wales and the wider UK. The image should be treated as a general pension concept rather than advice about any specific pension product, provider or investment choice.
-2NAWFM1.jpg)
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,midlands,England,UK,BCLM,before,decimalisation,pre,in,the,sale,sold,for,3d,thruppence,recorded,of,old,pence,store,retail,cash,Old-fashioned,Oldfashioned,3,three,bit,Cashier,cost,price,old fashioned,money,3p,3pence,cash register,register
Description: Tony Smith image Alamy 2NAWFM1 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UK,energy,supply,cost,costs,fuel,fossel,fuels,in,note,notes,pound,bank,money,cash,bill,bills,cooking,stove,Scottish,flaming,cook,Scots,householdrs,people,tenants,prepayment,meter,meters,poor,and,householders,Scotland,without,hot,food,Iran War
Description: Tony Smith image Alamy 2MX9FPP - Concept image showing Scottish banknotes and coins beside a lit domestic gas hob, illustrating the pressure of rising household energy costs on home budgets in Scotland and across the UK. The photograph links everyday cooking, heating and fuel use with consumer finance, inflation, cost of living pressures, utility bills, and the squeeze on disposable income faced by households during periods of high gas prices. Visible cash and currency emphasise budgeting choices, bill payment worries, and the trade off between essential spending and other family costs such as food, rent, mortgage payments, transport and childcare. The blue gas flame provides an immediate visual shorthand for domestic energy consumption, meter usage, tariff changes, supplier charges and the wider debate about affordability, fuel poverty and energy market volatility. This image is suitable for editorial use on stories about gas bills, household finances, inflation, consumer hardship, personal budgeting, winter heating worries, energy affordability, Scottish consumers, British utility costs, and the continuing impact of higher fuel prices on ordinary homes. It also works as a broader symbol of economic stress, financial resilience, money management, cash flow pressure, and the challenge for low and middle income households trying to balance essential utilities against stagnant wages and wider rising living costs. The Scottish notes make the picture especially useful for regional coverage involving devolved policy, Scottish consumers and the domestic effect of energy pricing. Because the money is shown in physical form rather than on a screen, the image underlines the kitchen table reality of budgeting, where higher utility charges are felt as pounds and pence leaving the household purse. It is well suited to reporting on arrears, debt advice, payment support, winter resilience, fuel poverty, and the real world impact of gas price rises on everyday family finances.

Description
Keywords: GoTonySmith,HotpixUK,England,UK,a,on,cooking,stove,kitchen,energy,poverty,inflation,costs,twenty,pound,BOE,Bank Of England,English,coins,coin,can,we,afford,to,cold,food,with,the,of,hot,meal,meals,using,money,Wales,english,welsh,electricity,and,Iran war
Description: Tony Smith image Alamy 2MN7NHH - Concept image showing English sterling banknotes and stacked coins beside a lit domestic gas hob, illustrating the way rising gas prices and wider household energy costs affect home budgets in England and across the United Kingdom. The photograph combines visible cash with a blue gas flame to symbolise utility bills, inflation, cost of living pressure, and the strain placed on ordinary households as domestic fuel charges increase. The use of Bank of England notes makes the image especially relevant for English, UK-wide and Westminster-focused coverage of consumer finances, energy affordability, and the real cash impact of bill rises on family spending. It suggests the practical reality of budgeting in the kitchen, where money for heating, cooking and essential energy use must compete with food, rent, mortgage payments, transport, council tax and other everyday commitments. The gas burner acts as a strong visual shorthand for domestic fuel consumption, meter readings, tariffs, supplier charges, standing charges, and the continuing public debate around energy prices, affordability, and support for households under financial pressure. Suitable for editorial use on stories about gas bills, utility costs, fuel poverty, personal finance, inflation, debt, arrears, economic hardship, and household budgeting, the image also works more broadly as a symbol of financial stress, shrinking disposable income, and the choices facing low and middle income homes during periods of high energy prices. Because the money is shown as physical notes and coins rather than a digital banking screen, the image has an immediate, everyday realism that suits newspaper, magazine, business and consumer reporting on the burden of rising gas bills. It also lends itself to stories about winter heating worries, the energy price cap, consumer confidence, household resilience, budgeting advice, and the continued political sensitivity of domestic utility costs in Britain.

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Merseyside,England,UK,dusk,finance,money,bank,Metro,in,L1,L1 3EU,open,seven,7,days,all,week,retail,and,commercial,adverse sentiment,new,recent,Retail Money Market Ltd,Craig Donaldson,Dan Frumkin,Robert Sharpe,small,Silicon Valley,banks,smaller,vulnerable,British,banking,system
Description: Tony Smith image Alamy 2P4JT8N - Metro Bank plc is a retail and commercial bank operating in the United Kingdom, founded by Anthony Thomson and Vernon Hill in 2010. At its launch it was the first new high street bank to launch in the United Kingdom in over 150 years. It is listed on the London Stock Exchange.
After a period of rapid growth, Metro Bank hit difficulties in early 2019 when it announced it had insufficient capital to meet regulatory requirements, following the discovery of an error in the way it categorised its commercial loans for capital adequacy purposes. As a result, it had to raise an additional £350m of capital. Concerns over the announcement and the bank's ability to raise the capital resulted in the bank's share price falling by 75% in less than four months, and large depositors withdrawing cash, because of adverse sentiment.
Metro Bank was granted its licence by the Financial Services Authority on 5 March 2010, the first high-street bank to be granted such a licence for over 150 years. It planned to open between 200 and 250 branches in Greater London within ten years of starting up. Its first branch opened on 29 July 2010 in Holborn, central London
Metro Bank increased its account holders by 50% in the first half of 2013 for a total of 200,000 customer accounts, including 15,000 business accounts. It was aiming to have 200 UK branches open by 2020.
In January 2019, Metro Bank admitted classifying a portfolio of commercial loans for capital purposes incorrectly, thereby failing to hold sufficient capital to meet regulatory requirements
the error applied to around 10% of its loan book. The miscalculation was identified through a review by the Prudential Regulation Authority (PRA) but Metro Bank erroneously gave the impression that the bank had identified the incorrect classification itself. To correct the error in the capital classification, Metro Bank announced a £350m share issue and said it would reduce its growth plans.

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UK,borrow,lend,money,cash,informal,informally,and,lending,from,friends,or,colleagues,not,a,loan,loaning,word,BOS,RBOS,Royal,Bank Of Scotland,plastic,20,£20,twenty,pound,pounds,on,number,of,Sterling,STG,STLG,owed,borrowing,cost
Description: Tony Smith image Alamy 2M90511 - An IOU (abbreviated from the phrase I owe you) is usually an informal document acknowledging debt. An IOU differs from a promissory note in that an IOU is not a negotiable instrument and does not specify repayment terms such as the time of repayment. IOUs usually specify the debtor, the amount owed, and sometimes the creditor. IOUs may be signed or carry distinguishing marks or designs to ensure authenticity. In some cases, IOUs may be redeemable for a specific product or service rather than a quantity of currency, constituting a form of scrip

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,cash,note,notes,roll,rolls,of,5,10,20,pound,pounds,quid,heap,hard,loose,criminal,proceeds,crime,GBP,currency,currencies,exchange,rate,rates,crisis,fall,elastic,band,bands,laundering,money,wad,inflation,Elizabeth,queen,GB
Description: Tony Smith image Alamy 2KYMFKP -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,with,of,blades,on,a,define,defined,definition,price,razor blades,smooth,exceptional,sharper,mens,male,grooming,groomed,brand,brands,retail,refill,inflation,rises,in,cost,cartridge,absurd,amount,money,shaving,product,products,quality,steel,razor-and-blade,model
Description: Tony Smith image Alamy 2K9FB34 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,with,of,blades,on,a,define,defined,definition,price,razor blades,smooth,exceptional,sharper,mens,male,grooming,groomed,brand,brands,retail,refill,inflation,rises,in,cost,cartridge,absurd,amount,money,shaving,product,products,quality,steel,razor-and-blade,model
Description: Tony Smith image Alamy 2K9FB36 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UC,safety,net,with,cash,pound,notes,pounds,money,coin,coins,application,form,forms,applying,state,aid,apply,for,delays,payment,payments,helpline,coach,issue,issues,stopped,reduced,sanction,sanctioned,England,Wales,incapacity,work,working,claim,claims
Description: Tony Smith image Alamy 2K56PH8 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UC,safety,net,with,cash,pound,notes,pounds,money,coin,coins,application,form,forms,applying,state,aid,apply,for,delays,payment,payments,helpline,coach,issue,issues,stopped,reduced,sanction,sanctioned,England,Wales,incapacity,work,working,claim,claims
Description: Tony Smith image Alamy 2K56PJH -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UC,safety,net,with,cash,pound,notes,pounds,money,coin,coins,application,form,forms,applying,state,aid,apply,for,house keys,key,HB,socialhousing,social housing,delays,payment,payments,helpline,coach,issue,issues,stopped,reduced,sanction,sanctioned,England,Wales
Description: Tony Smith image Alamy 2K56PJX -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UC,safety,net,with,cash,pound,notes,pounds,money,coin,coins,application,form,forms,applying,state,aid,apply,for,house keys,key,HB,socialhousing,social housing,delays,payment,payments,helpline,coach,issue,issues,stopped,reduced,sanction,sanctioned,Scotland,UK
Description: Tony Smith image Alamy 2K56PK2 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,machine,washer,dryer,wash,on,the,motorway,a,new,service,dolly,tub,24/7,dry,large,item,items,SMS alert,PhotoMe,Photo Me,area,services,on the,road,save,money,saving,Revolution Self Service Launderette,Launderette,forecourt,garage,filling station,revolution laundry,M6,UK
Description: Tony Smith image Alamy 2K52C1W -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,credit,debit,card,bills,expenses,statement,interest,cutting,up,too,visa,cancel,high,inflation,fuel poverty,budget,cuts,in,spending,savings,save,use,cash,more,of,borrowing,paying off,store,cards,rate,rates,wasting,money,on,balance,transfer,cut up,saving
Description: Tony Smith image Alamy 2JTYF9F -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,credit,debit,card,bills,expenses,statement,interest,cutting,up,too,visa,cancel,high,inflation,fuel poverty,budget,domestic,cuts,in,spending,savings,save,use,cash,more,of,borrowing,paying off,store,cards,rate,rates,wasting,money,on,balance,transfer,transfers
Description: Tony Smith image Alamy 2JTYF9Y -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Lancashire,England,UK,the,presents,US,USA,America,dancers,tel,telephone,01253,tiles,tiled,former,cinema,movie,house,nightclub,seedy,entertaining,party,partying,girls,women,woman,lap,dancing,for,money,cash,erotic,den,of,iniquity,vice
Description: Tony Smith image Alamy 2JREBKY -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Lancs,Lancashire,England,UK,FY1,luck,future,relationship,relationships,red,palm,readings,reading,tealeaves,learn,tarot,cards,your,Gypsy Petulengro,sign,on,prediction,of,the,love,money,business,Xavier Petulengro,superstition,belief,clairvoyant,psychic,mystic,Foreteller,crystal ball
Description: Tony Smith image Alamy 2JRJ9RM - Xavier Petulengro (8 July 1878 - 16 June 1957), more often known as Gipsy Petulengro, was a British Romanichal horse trader, violinist, businessman, writer and broadcaster, known as the King of the Gypsies. He frequently broadcast on BBC radio in the 1930s and 1940s, and later wrote regular astrology columns in magazines as well as publishing his autobiography and several books on Romani lore.
Life
Details of his birth and childhood are uncertain. Sources suggest that he was born in Rochdale, Lancashire, to a Romani family, and probably lived for part of his childhood near Galaţi in Romania, where his father traded Welsh ponies. He also used the family names Walter Lloyd and Walter Smith. According to his own autobiography, he was the grandson of Ambrose Smith (c.1804-1878), known as Jasper Petulengro, the semi-fictionalised subject of the books Lavengro and Romany Rye by George Borrow. In order to support this connection he antedated his birth to 1859. The name 'Petulengro', comes from the Sanskrit 'Petul' meaning horseshoe and 'Engro' from the Romani meaning man or thing, hence 'Blacksmith'.
Unusually among Gypsies at the time, he learned to read and write, later claiming that this was due to the assistance of Admiral Arthur Wilson VC of the Royal Navy and his sister, but also with the help of a farmer's wife, Martha Clark, in Whitehaven, Cumberland, where the family spent several winters. As a young man he followed his father into the horse-trading business, and also served in the British army, allegedly signing up after getting involved in a fight with a gamekeeper.
In the 1920s, when living in Manchester, he was invited to help re-establish a tradition of Gypsy parties at Baildon in Yorkshire, which had taken place in the area for several centuries but which had died out after 1897. In 1929 the annual parties were revived, with 'real' Gypsies attending alongside local people dressed up in costume

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Keywords: GoTonySmith,@HotpixUK,HotpixUK,England,UK,British,Thermometer,inability to pay,paying,inflation,gas,electricity,in,cold,cool,weather,winter,spring,bills,fuel,cash,money,sterling,notes,£20,£10,struggle,heat,homes,warm,increase,increases,soaring costs,prices,wholesale energy prices,price cap,enough is enough,budgeting,spending
Description: Tony Smith image Alamy 2JPF7M9 -

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Keywords: GoTonySmith,@HotpixUK,HotpixUK,England,UK,British,Thermometer,inability to pay,paying,inflation,gas,electricity,in,cold,cool,weather,winter,spring,bills,fuel,cash,money,sterling,notes,£20,£10,struggle,heat,homes,warm,increase,soaring costs,prices,effects on households,freezing,conditions,Bank of England,household,budgets,Iran war
Description: Tony Smith image Alamy 2JPF7MB -

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Keywords: Typical,back garden,line,washing,dry,with,in,the,warm,hot,summer,sunshine,breezy,and,breeze,than,wasting,paying,for,electricity,fuel,power,in a,avoiding,energy,costs,usage,ways,to,save,money,on,wash day,avoid,expensive,expense,rising,bills,pole,GoTonySmith
Description: Tony Smith image Alamy 2JNG94J -

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Keywords: GotonySmith,HotpixUK,@HotpixUK,check,cheque,paying,in,slip,slips,historic,history,NatWest,banking history,1980,1990,1990s,1980s,coin,cash,England,English,bank,of,Droylsden,branch,stamped,paid,UK,United Kingdom,money,note,notes,old,fashioned,old-fashioned,pay,bills,coins
Description: Tony Smith image Alamy 2JJX0FE -

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Keywords: GotonySmith,HotpixUK,@HotpixUK,check,cheque,paying,in,slip,slips,historic,history,NatWest,banking history,1980,1990,1990s,1980s,money,note,notes,cash,Droylsden,branch,stamped,paid,UK,United Kingdom,bank,of,old,fashioned,old-fashioned,pay,bills,coin,coins,hotpix.org.uk
Description: Tony Smith image Alamy 2JJX0FH -

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Keywords: GoTonySmith,HotpixUK,@HotpixUK,UK,England,Soho,London,1,W1D 4NQ,W1D,the,at,house,saint,Barnabus,collections,pipe,for,Londons,homeless,work,with,money,slot,railing,railings,sign,signs,corner,of,Square,charity,St,independent,Barnabas-in-Soho,temporary accommodation for homeless people
Description: Tony Smith image Alamy 2JJGAPH -

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Keywords: GotonySmith,HotpixUK,@HotpixUK,of,the,Thames,London,England,UK,finances,financial,money,investment,banks,insurance,company,companies,organisations,laundering,view,city of London,finance,bridge,skyscraper,Cheesegrater,122 Leadenhall Street,waterway,Walkie Talkie,summer,riverbank,capital,heart,boat,Londinium,centre,building,fence,barrier,safety
Description: Tony Smith image Alamy 2JKB6GE -

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Keywords: GotonySmith,HotpixUK,@HotpixUK,of,the,Thames,London,England,UK,finances,financial,money,investment,banks,insurance,company,companies,organisations,laundering,view,city of London,finance,skyscraper,Cheesegrater,122 Leadenhall Street,riverbank,Uk,centre,building,summer,capital,Londinium,Walkie Talkie,heart,boat,waterway,Rachel Reeves
Description: Tony Smith image Alamy 2JKB6HE -

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Keywords: GotonySmith,HotpixUK,@HotpixUK,river Thames,England,UK,City of London,skyline,and,glass,city,water bus,boat,clipper,London Skyline,tour,trips,cityscape,waterway,trip,south,SE1,summer,blue,sky,skies,tree,trees,foliage,green,verdant,crane,cranes,institutions,financial,money
Description: Tony Smith image Alamy 2JKBPHC -

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Keywords: GotonySmith,HotpixUK,@HotpixUK,England,riverbank,Uk,summer,building,city,centre,capital,Londinium,and,of,UK,Walkie Talkie,heart,finance,boat,waterway,skyscraper,Cheesegrater,city of London,organisations,insurance,money,Thames,the,financial,banks,companies,view,laundering,company,investment,finances
Description: Tony Smith image Alamy 2JKBPJF -

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Description: Tony Smith image Alamy 2JH070F -

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Keywords: GoTonySmith,HotpixUK,@HotpixUK,price,cost,rising,fuel,inflation,cost of,notes,cash,money,to fill,a car,a tank,of filling,hits £100,milestone,Chancellor Rishi Sunak,increasing,fill up,filling up a,vehicle,car,van,average,prices,costs,out of control,inflationary pressure,fuel duty,VAT,wholesale,Russian Oil,fuel price stabiliser,record fuel price,Treasury,cost of living crisis,Iran war,Windfall Tax
Description: Tony Smith image Alamy 2JDFH12 -

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Description: Tony Smith image Alamy 2JDJ50B -

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Keywords: GoTonySmith,@hotpixUK,Hotpixuk,England,UK,Cheshire,WA4,charity,home,made,homemade,jam,jams,preserves,lemon,curd,chutneys,charitable,cahrities,good causes,good,causes,LaneEnd,Lane End,reused,re-used,home-made,home made,kind,kindness,raising,cash,money,fold-up,fold up,chutney,hotpix.org.uk
Description: Tony Smith image Alamy 2JDJ4HF -

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Description: Tony Smith image Alamy 2K3TJW0 -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,money,Scottish,Scotish,notes,coin,change,HBOS,BOS,Banknote,note,bank note,pound,sterling,pounds,currency,increases,inflation,of,train travel,and season tickets,change from buying,Edinburgh,Markinch,Glasgow central,rail fares increase,rail fare increase,Scotrail season ticket,season ticket,routes,Scottish train routes,travel,BR,TOC,transport,Franchise Agreement,rail price increase,hotpix.org.uk
Description: Tony Smith image Alamy 2CW6M7D - The cost of most peak time train tickets in Scotland is set to increase by 1.6% from January next year.
The move would see the price of an Edinburgh to Glasgow season ticket go up £67 to £4,267.
However, Transport Scotland said it is in the process of considering the options regarding future fares and tickets in the wake of the coronavirus crisis.
This means next year's price increase could be paused.
Rail fares usually increase every January but the hike is linked to the previous July's Retail Prices Index (RPI) measure of inflation.
The Office for National Statistics has announced the RPI rate for July was 1.6%.
Rail fares to rise despite passenger slump
This means tickets, such as standard day return tickets in the Edinburgh commuter area or all fares in the Strathclyde area, would increase by 1.6% in January.
Off-peak regulated fares are capped at 1% below RPI so would go up by 0.6%.
There has been speculation that the UK's national and devolved governments could seek to delay the 2021 rise given the effects of coronavirus and record-low passenger numbers.
Passenger watchdog Transport Focus has called for a major shake-up of rail fares to encourage passengers back to the railways following the collapse in demand caused by the coronavirus pandemic.
Chief executive Anthony Smith said a system that fits the way we live and travel now is needed, including flexible season tickets, carnet-style tickets and better value for money fares across the board.
'Considering the options'
A Transport Scotland spokesman said it was considering the options for future fares and tickets as part of wider recovery work in the rail industry in the wake of the pandemic.
He added: The Scottish government is committed to ensuring that rail fares are affordable for passengers and taxpayers across Scotland.
We have taken action to keep fares down and ScotRail fare are still on average, 20% cheaper than those across the rest of the UK.

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Keywords: GoTonySmith,HotpixUK,@HotpixUK,money,cash,notes,coin,change,HBOS,note,bank note,pound,sterling,pounds,Scottish Sterling currency,Scottish Sterling,currency,pound coins,PLC,ten Pound note,ten Pound notes,tenner,plastic notes,plastic,of,10,coins,finance,poverty,household,budget,budgets,£,£10,Scot,Scots,British,squeeze
Description: Tony Smith image Alamy 2CW6M7F -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,money,cash,Scottish,Scotish,notes,coin,change,HBOS,BOS,Banknote,banknotes,bank note,pound,sterling,pounds,fiver,Clydesdale Bank,Clydesdale,coins,Scots,debt,loans,credit union,rising,bills,struggling,accepted,legal,currency,polymer note,plastic note,Clydesdale Bank 5 Pounds banknote,2015 series
Description: Tony Smith image Alamy 2CW6MAC -

Description
Keywords: GoTonySmith,@HotpixUK,HotpixUK,money,notes,price,Scottish notes,Scottish money,strike,RMT union,workers,Scotrail,Ticket,tickets,prices,increase,increases,cost,costs,Scots,Scot,Scottish,note,cash,sterling,Scotland,railway,trains,train,inflation,affordable,services,route,routes,subsidy,subsidised,net zero,Glasgow,WCML,West Coast Mainline
Description: Tony Smith image Alamy 2CC6XX5 -

Description
Keywords: HotpixUK,@HotpixUK,GoTonySmith,Cheshire,England,UK,CCV,shop,retail,personal finance,pawnbrokers,last resort,loaning money,payday loans,British,English,pawn,shops,store,stores,cost of living,crisis,affordability,cash,payday,loan,loans,poverty,sell,buy,selling,buying,money,loaning,services,quick,CashConverters,front,entrance,door
Description: Tony Smith image Alamy 2CB00D6 -

Description
Keywords: @Hotpixuk,Hotpixuk,GoTonySmith,jeans,trousers,trouser,money,cash,notes,note,twenty pounds,sterling,cash in hand job,cash in hand jobs,cash in hand work,untaxed work,part-time,part time,cash-in-hand,jobs,hand job,cash hand jobs,Report a business or your employer to HMRC,Report a business,employer to HMRC,HMRC,tax evasion,UK Sterling,back,jeans pocket,back pocket of,cash in hand,backhander,economy,black market,dodging,tax,VAT,English,brown envelope
Description: Tony Smith image Alamy 2CA97H7 - Sterling banknotes are the banknotes in circulation in the United Kingdom and its related territories, denominated in pounds sterling (symbol: £
ISO 4217 currency code GBP [Great Britain pound]).
Sterling banknotes are official currency in the United Kingdom, Jersey, Guernsey, the Isle of Man, British Antarctic Territory, South Georgia and the South Sandwich Islands, and Tristan da Cunha in St Helena, Ascension and Tristan da Cunha. One pound is equivalent to 100 pence. Three British Overseas Territories also have currencies called pounds which are at par with the pound sterling.
The Bank of England has a monopoly of banknote issuance in England and Wales but, for historic reasons, three banks in Scotland and four banks in Northern Ireland are permitted to issue their own currency but the law requires that the issuing banks hold a sum of Bank of England banknotes (or gold) equivalent to the total value of notes issued. Versions of the pound sterling issued by Crown dependencies and other areas are regulated only by local governments and not the Bank of England.

Description
Keywords: @Hotpixuk,Hotpixuk,GoTonySmith,jeans,trousers,trouser,money,cash,notes,note,twenty pounds,sterling,cash in hand job,cash in hand jobs,cash in hand work,untaxed work,part-time,part time,cash-in-hand,jobs,hand job,cash hand jobs,Report a business or your employer to HMRC,Report a business,employer to HMRC,HMRC,tax evasion,UK Sterling,back,jeans pocket,back pocket of,cash in hand,backhander,economy,black market,dodging,tax,VAT,English,brown envelope
Description: Tony Smith image Alamy 2CA97J4 - Sterling banknotes are the banknotes in circulation in the United Kingdom and its related territories, denominated in pounds sterling (symbol: £
ISO 4217 currency code GBP [Great Britain pound]).
Sterling banknotes are official currency in the United Kingdom, Jersey, Guernsey, the Isle of Man, British Antarctic Territory, South Georgia and the South Sandwich Islands, and Tristan da Cunha in St Helena, Ascension and Tristan da Cunha. One pound is equivalent to 100 pence. Three British Overseas Territories also have currencies called pounds which are at par with the pound sterling.
The Bank of England has a monopoly of banknote issuance in England and Wales but, for historic reasons, three banks in Scotland and four banks in Northern Ireland are permitted to issue their own currency but the law requires that the issuing banks hold a sum of Bank of England banknotes (or gold) equivalent to the total value of notes issued. Versions of the pound sterling issued by Crown dependencies and other areas are regulated only by local governments and not the Bank of England.

Description
Keywords: @HotpixUk,HotpixUK,GoTonySmith,sign,at Vine Inn,Dunham Massey,Samual Smiths pub,Cheshire,England,UK,cash in hand,easy money,ready cash,accepted here,Brewery policy,pub,bar,cost,cashless,inconvenient,WA14,no credit cards,no cards,accepted,we,accept,only,money,notes,coins,note,coin,payment,payments,debit,cards,card,credit,contactless,no
Description: Tony Smith image Alamy 2AFFW8C -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,English,South East,wealth,inequality,finance,sector,design,from Leadenhall Street,skyscrapers,at dusk,UK,EC3A 8BN,night,skyline,city,office space,square mile,Leadenhall building,commercial,real estate,property,52 Lime Street,100 Bishopsgate,The City,insurance industry,financial sector,financial centre,business centre,financial,trading,money,commerce
Description: Tony Smith image Alamy 2ABY968 - The City of London is a city, ceremonial county and local government district that contains the historic centre and the primary central business district (CBD) of London. It constituted most of London from its settlement by the Romans in the 1st century AD to the Middle Ages, but the modern city named London has since grown far beyond the City of London boundary
City of London is widely referred to simply as the City (differentiated from the phrase the city of London by capitalising City) and is also colloquially known as the Square Mile, as it is 1.12 sq mi (716.80 acres
2.90 km2) in area. Both of these terms are also often used as metonyms for the United Kingdom's trading and financial services industries
The City is a major business and financial centre, and the Bank of England is headquartered in the City. Throughout the 19th century, the City was the world's primary business centre, and it continues to be a major meeting point for businesses. London came top in the Worldwide Centres of Commerce Index, published in 2008. The insurance industry is focused around the eastern side of the City, around Lloyd's building.

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,English,South East,wealth,inequality,finance,sector,design,from Leadenhall Street,skyscrapers,at dusk,UK,EC3A 8BN,night,skyline,city,office space,square mile,Leadenhall building,commercial,real estate,property,52 Lime Street,100 Bishopsgate,The City,insurance industry,financial sector,financial centre,business centre,financial,trading,money,commerce,glass,cheesegrater,illuminated
Description: Tony Smith image Alamy 2ABY96E - The City of London is a city, ceremonial county and local government district that contains the historic centre and the primary central business district (CBD) of London. It constituted most of London from its settlement by the Romans in the 1st century AD to the Middle Ages, but the modern city named London has since grown far beyond the City of London boundary
City of London is widely referred to simply as the City (differentiated from the phrase the city of London by capitalising City) and is also colloquially known as the Square Mile, as it is 1.12 sq mi (716.80 acres
2.90 km2) in area. Both of these terms are also often used as metonyms for the United Kingdom's trading and financial services industries
The City is a major business and financial centre, and the Bank of England is headquartered in the City. Throughout the 19th century, the City was the world's primary business centre, and it continues to be a major meeting point for businesses. London came top in the Worldwide Centres of Commerce Index, published in 2008. The insurance industry is focused around the eastern side of the City, around Lloyd's building.

Description
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Description: Tony Smith image Alamy 2K43PAW -

Description
Keywords: HotpixUK,@HotpixUK,GoTonySmith,pint,money,cash,notes,note,fiver,English,imperial,warm,a pint,full,pot,pint glass,inside,interior,on,a,bar,pints,change,Wa4,Walton,Warrington,Cheshire,England,UK,WA4 6SN,quiet,lounge,British,cosy,couch,couches
Description: Tony Smith image Alamy 2AGP2YN -

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,bookies,office,in,Somerset,England,UK,high,street,town,village,east,be,aware,gambling,Betfred.com,Petfre (Gibraltar) Limited,Petfre,Gibraltar,Limited,Players Panel,money,laundering,gamble,putting,on,a,bet,innocent,flutter,Britain,broken,centre,10b,Eastover,Bridgwater,TA6 5AB,TA6
Description: Tony Smith image Alamy 2K3XNB2 - Betfred is a bookmaker based in the United Kingdom, founded by Fred Done.[note 1] It was first established as a single betting shop in Ordsall, Salford, in 1967. Its turnover in 2004 was reported to be more than £3.5 billion, having risen from £550 million in 2003 and has continued to grow to over £10 billion in 2018-2019.[1] It has its head office is in Birchwood, Warrington, and also has offices in Media City, Salford Quays, Salford.
Betfred.com, the company's online gambling site, is based in Gibraltar and registered as Petfre (Gibraltar) Limited

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Description: Tony Smith image Alamy RBF076 -

Description
Keywords: HotpixUK,@HotpixUk,GoTonySmith,NYC,USA,city,city centre,US,New York state,square,WC,World Trade Center Place,New York City,with office blocks in background,United States,center,centre,skyline,cityscape,architecture,building,rebuilding,buildings,285 Fulton St,285 Fulton Street,Fulton Street,money,real estate,scheme,schemes,apartments,flats,property,America,playground,office blocks,skyscrapers,skyscraper
Description: Tony Smith image Alamy 2AFK75M -

Description
Keywords: HotpixUK,@HotpixUk,GoTonySmith,NYC,USA,city,city centre,US,New York state,square,WC,World Trade Center Place,New York City,with office blocks in background,United States,Manhattan,NY,New York,center,centre,skyline,cityscape,architecture,building,rebuilding,buildings,285 Fulton St,285 Fulton Street,Fulton Street,money,real estate,scheme,schemes,apartments,flats,property,office blocks,skyscrapers,skyscraper
Description: Tony Smith image Alamy 2AFK75T -

Description
Keywords: NYC,NY,New York,Manhattan,USA,city,city centre,US,Woman passes World Trade Center Place,New York state,past,square,WC,office blocks,@HotpixUk,GoTonySmith,HotpixUK,United states,skyscraper,flats,scheme,Fulton Street,285 Fulton St,building,skyline,center,centre,architecture,buildings,285 Fulton Street,rebuilding,cityscape,money,real estate,apartments,skyscrapers,property,schemes,New York City,United States,with office blocks in background
Description: Tony Smith image Alamy 2AFK763 -

Description
Keywords: GoTonySmith,@HotpixUK,Packing,packed suitcase,hassle,irritation,Money,dollars,passport,clothes,Packing a suitcase,travel,package holiday,Ag,bags,Weekend city break,weekend break,budget airline,cheap flight,cheap flights,Roll your clothes,Electronics,Valuables,jewellery,Hold,baggage,hold baggage,walk on baggage,Suitcase with passport,case with passports,bag with passports,Packing at home,Travel,travel stuff,belongings,travel insurance,lightweight suitcase,Baggage allowance,World travel,European travel
Description: Tony Smith image Alamy PGH9FP -
--MXFF3W.jpg)
Description
Keywords: GoTonySmith,@HotpixUK,Adult,All-day,travel,card,Metro,Tub,integrated transport,system,Scottish,Money,notes,Scottish Notes,Clyde,underground railway,Strathclyde Partnership for Transport,Strathclyde,SPT,suburban railway network,suburban railway,ticket,smartcard,travel ticket,smart card,fare,fares,ticketing,tickets,Glasgow subway ticket,Crossrail Glasgow,five pound,ten pound,change,coin,coins,integrated smartcard ticketing,smartcard ticketing,hotpix.org.uk
Description: Tony Smith image Alamy MXFF3W - The Glasgow Subway is an underground metro line in Glasgow, Scotland. Opened on 14 December 1896, it is the third-oldest underground metro system in the world after the London Underground and the Budapest Metro. It is the only heavy rail underground metro system in the United Kingdom outside London, and also the only one in the United Kingdom which operates completely underground. It is also one of the very few railways in the world with a track running gauge of 4 ft (1,219 mm). Formerly a cable railway, the Subway was later electrified, but its twin circular lines were never expanded. The line was originally known as the Glasgow District Subway, but was later renamed Glasgow Subway Railway. It was so called when taken over by the Glasgow Corporation who renamed it the Glasgow Underground in 1936. Despite this rebranding, many Glaswegians continued to refer to the network as the Subway. In 2003 the name Subway was officially readopted by its operator, the Strathclyde Partnership for Transport (SPT). A £40,000 study examining the feasibility of an expansion into the city's south side is in progress.
The system is not the oldest underground railway in Glasgow
that distinction belongs to a 3.1 mi (5.0 km) section of the Glasgow City and District Railway opened in 1863, now part of the North Clyde Line of the suburban railway network, which runs in a sub-surface tunnel under the city centre between High Street and west of Charing Cross. Another major section of underground suburban railway line in Glasgow is the Argyle Line, which was formerly part of the Glasgow Central Railway.
The Subway runs from 06:30 to 23:40 Monday to Saturday and 10:00 to 18:12 on Sunday

Description
Keywords: GoTonySmith,@HotpixUK,UK,GB,Great,Britain,United,Kingdom,Scotish,Scottish,Scotch,British,Scotland,Alba,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,Scottish Nationalism,in,compare,the,market,Money,supermarket,window,Moneysavingexpert,Money saving expert,Price comparison,Reducing bills,Reducing your bills,reducing electricity bills
Description: Tony Smith image Alamy H9PM2M -

Description
Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,Red,bus,passes,passing,motion,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,London bus,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,streak,streaking,speed,fast,moving,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure
Description: Tony Smith image Alamy H3F06W - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,English,British,England,problem,with,problem with,issue with,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,British Isles,5,10,20,five,ten,twenty,Brexit,no hard border,currency,exchange,currency exchange,money,note,Euro notes
Description: Tony Smith image Alamy GGWH7R -

Description
Keywords: Great,Saints,inside,and,religion,Anglican,Christian,Christianity,Charitable,gifts,board,charity,monies,money,for,the,poor,parish,parishioners,up,keep,upkeep,St Marys,All Saints Church,GoTonySmith,@HotpixUK,HotpixUK,United,Kingdom,GB,English,British,Buy Pictures of,Buy Images Of,Images of,Stock Images,United Kingdom,Great Britain
Description: Tony Smith image Alamy GGWH8K -

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Keywords: English,British,automated,teller,cashline,cash,notes,dispensing,PIN,security,safe,crime,cashpoint,Cheshire,England,UK,grey,gray,banking,banks,bankers,cash,economy,inflation,money,bank machine,bank machines,British economy,cash machine,cash machines,cash point,high street spending,GoTonySmith,banking,banks,bankers,cash,economy,inflation,money,natwest,spending,Buy Pictures of,Buy Images Of,bank machine,bank machines,British economy,cash machine,cash machines,cash point,high street spending,nat west,natwest atm,natwest bank,natwest cash machine,natwest cash machines,natwest cash point,natwest cashpoint
Description: Tony Smith image Alamy F89PJ7 -

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Keywords: RBS,bank,crash,bailout,red,trademark,retail,banking,sign,high,st,street,Warrington,Cheshire,England,UK,UK,GB,banks,branches,bankers,bonus,opening,hours,credit,Nat West,Retail Banking,Sankey Street,Great Britain,United Kingdom,GoTonySmith,Saturday,extended,weekend,personal,business,city,clearing,commerce,company,debt,finance,high,landscape,lending,disaster,cheque,money,Buy Pictures of,Buy Images Of,Opening Hours
Description: Tony Smith image Alamy F89PJA -

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Keywords: RBOS,RBS,five,pound,Edinburgh,ltd,Limited,Banknote,reference,P325b,legal,tender,sterling,blue,fiver,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,£1,note,1965,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,1 pound note,Pound Note,One Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWJ -

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Keywords: RBOS,RBS,five,pound,Edinburgh,ltd,Limited,Banknote,Yearbook,reference,SC817,legal,tender,sterling,blue,fiver,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,£5,note,1972,to,1981,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,5 pound note,Five Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWK -

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Keywords: Octoberfest,beir,bier,glasses,garden,Biergarten,scene,scenes,money,Ammer,German,Germany,table,glass,glasses,garten,October,Oktober,roast,tourist,tourism,Easyjet,food,drink,drinkers,tent,therese,theresienwiese,ticket,tickets,hat,purse,tourism,tourist,tradition,GoTonySmith,traditional,unity day,volksfest,wiesn,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy F7NAM1 - Munich Oktoberfest
Only beer conforming to the Reinheitsgebot, and brewed within the city limits of Munich, can be served at the Munich Oktoberfest. Beers meeting these criteria are designated Oktoberfest Beer. Veteran bartenders take a mere 1.5 seconds to fill up a litre stein.

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Keywords: Scottish,Money,Cash,Sterling,currency,cost,of,travel,travelcard,transport,buspass,pass,paper,EDN,Edinburgh,Scotland,UK,united,kingdom,GB,Great,Britain,largest,municipal,services,City,of,Council,Adult,single,3,three,£1.50,150,1.50,worker,expenses,budget,weekly,outgoings,outgoing,GoTonySmith,Gorebridge,Mayfield,Clovenstone,portrait,format
Description: Tony Smith image Alamy ED9DKY - Lothian Buses is the only municipal bus company in Scotland and the largest municipal bus company in the United Kingdom. It is the dominant provider of bus services in Lothian. Transport for Edinburgh, a company wholly owned by the City of Edinburgh Council, owns 91% of the company, with the remainder being owned by the East Lothian and Midlothian councils.
Lothian Buses operates the majority of bus services in Edinburgh, extending to outlying suburbs, towns and villages. The company also operates several limited stop express routes, an Edinburgh Airport service, park and ride services and a night bus network as well as several tourist services.
The company operates four travel shops (three in the city centre and one in Dalkeith), and operates buses from three depot locations
Longstone, Annandale Street and Marine at Seafield. The company also maintains a driver training school and an engineering depot at Seafield

Description
Keywords: Scottish,Money,Cash,Sterling,currency,cost,of,travel,travelcard,transport,buspass,pass,paper,EDN,Edinburgh,Scotland,UK,united,kingdom,GB,Great,Britain,largest,municipal,services,City,of,Council,Adult,single,3,three,£1.50,150,1.50,five,pound,pounds,ten,10,5,GoTonySmith,Gorebridge,Mayfield,Clovenstone,worker,expenses,budget,weekly,outgoings,outgoing,on,its,side,sideways,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy ED9DM0 - Lothian Buses is the only municipal bus company in Scotland and the largest municipal bus company in the United Kingdom. It is the dominant provider of bus services in Lothian. Transport for Edinburgh, a company wholly owned by the City of Edinburgh Council, owns 91% of the company, with the remainder being owned by the East Lothian and Midlothian councils.
Lothian Buses operates the majority of bus services in Edinburgh, extending to outlying suburbs, towns and villages. The company also operates several limited stop express routes, an Edinburgh Airport service, park and ride services and a night bus network as well as several tourist services.
The company operates four travel shops (three in the city centre and one in Dalkeith), and operates buses from three depot locations
Longstone, Annandale Street and Marine at Seafield. The company also maintains a driver training school and an engineering depot at Seafield

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Keywords: United,Kingdom,repairs,team,DLO,internal,electrician,CP12,gas,safety,gassafe,safe,certificate,accident,safe,best,value,RSL,RP,registered,England,UK,united,Kingdom,stock,service,best,value,VFM,for,money,Gotonysmith,repair,TravisPerkins,Great,Britain,council,housing,internal,trades,tradesman
Description: Tony Smith image Alamy ECW4GK -

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Keywords: United,Kingdom,repairs,team,contractor,CP12,gas,safety,gassafe,certificate,safe,best,value,RSL,RP,registered,Oxfordshire,England,UK,stock,repairs,service,best,value,VFM,for,money,Gotonysmith,repair,Great,Britain,council,housing,internal,contractor,trades,tradesman,Cottsway,association,West Oxford District Council
Description: Tony Smith image Alamy ECW4GT -

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Keywords: twenty,pounds,pound,folding,folded,ER,E,R,England,Wales,Welsh,Currency,legal,tender,legal tender,Elizabeth II,economy,Elizabeths,money,paper,fiscal,United Kingdom,United,Kingdom,great,British,Britain,Great Britain,euro,portrait,austerity,slide,exchange,rate,rates,cash,close,closeup,Gotonysmith,close-up,Series F,Adam Smith,Adam,Smith
Description: Tony Smith image Alamy ED8P02 -

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Keywords: pounds,coin,money,moneys,cash,English,England,Wales,monies,spell,stack,spelling,out,the,word,official,currency,finance,financial,i,promise,to,pay,the,bearer,penny,pennies,traded,trading,exchange,bank,of,London,denominated,banknotes,banknote,inscription,embossed,reserve,global,quid,GBP,£5,5,Five,gotonysmith,curency,market,markets,officialcurrency,inscriptions,ISO,4217,ISO4217,wholesale,sign,printed,forge,forged,counterfeit,counterfeited,decimal,coinage,100,100pence,denomination,denominations,polymer,rate,rates,reserve,reserves,Fiver,GB,Great,Britain,British,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DED4B0 -

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Keywords: pounds,coin,money,moneys,cash,English,England,Wales,monies,spell,stack,spelling,out,the,word,official,i,promise,to,pay,the,bearer,penny,pennies,traded,trading,exchange,bank,of,London,denominated,banknotes,banknote,inscription,embossed,reserve,global,quid,GBP,£10,ten,10,gotonysmith,curency,market,markets,officialcurrency,inscriptions,ISO,4217,ISO4217,wholesale,sign,printed,forge,forged,counterfeit,counterfeited,decimal,coinage,100,100pence,denomination,denominations,polymer,rate,rates,reserve,reserves,sit,sitting,on,sits,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DED4FB -

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Keywords: Knitted,things,for,sale,animals,for,teddies,fabric,raising,money,GoTonySmith,Buy Pictures of,Buy Images Of,knitted toy,knitted toys,homemade,craft,crafts,handicraft,handicrafts,large,medium,small,items,children,jumble,retail,popup,pop-up,shop,stall,store,charity,funds
Description: Tony Smith image Alamy DHGYTF -

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Keywords: nail,nailbar,bar,US,professional,care,spa,wax,waxing,beauty,treatment,treatments,american,Warrington,Sankey,Cheshire,chain,money,laundering,walk,in,beautiful,care,services,such,as,manicures,pedicures,and,nail,enhancements,technicians,manicurists,Nailists,acrylics,silk,or,fiberglass,wraps,French,Town,gotonysmith,manicures,human,trafficking,illegally,trafficked,to,Britain,from,Vietnam,53,Sankey,Street,Warrington,Bank,Quay,Warrington,Cheshire,England,UK,WA1,1SL,WA1,1SL,centre,center,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DDXM6T - They are ubiquitous. Stroll down any High Street and you would be hard-pressed not to notice the dozens of nail salons which have opened in recent years.
The cheap and cheerful manicure has been the success story of the recession. The number of nail bars has increased by 20 per cent in the past year alone.
Earlier this year it was revealed that they are the fastest-growing business on the High Street, constituting 16 per cent of new outlets in the past three years. There are now 30,000 in the UK.

Description
Keywords: upsidedown,give,generously,street,entertainer,city,fringe,activities,weird,strange,bucket,Scotland,UK,GB,great,Britain,collecting,coins,money,cash,donations,donation,gotonysmith,coin,Buy Pictures of,Buy Images Of,festival,entertaining,handstand,gymnastics,EH2 2AN,EH2,shopping
Description: Tony Smith image Alamy DG3855 -

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Keywords: New,Town,Scotland,UK,chimney,roof,classic,symbol,of,a,pawnbroker,pawnshop,financial,crash,secured,loans,personal,property,used,as,collateral,pledge,cash,pawned,to,the,broker,sign,money,to,bank,banking,banks,broke,the,Lombard,gotonysmith,jewelry,electronics,collectibles,musical,instruments,tools,Pawngo,three,spheres,suspended,from,a,bar,symbol,Medici,family,of,Florence,Italy,three,balls,orbs,plates,discs,coins,and,more,as,symbols,of,monetary,success,Buy Pictures of
Description: Tony Smith image Alamy DG3874 - The pawnbrokers' symbol is three spheres suspended from a bar. The three sphere symbol is attributed to the Medici family of Florence, Italy, owing to its symbolic meaning of Lombard.[12] This refers to the Italian province of Lombardy, where pawn shop banking originated under the name of Lombard banking. The three golden spheres were originally a symbol medieval Lombard merchants hung in front of their houses, and not the arms of the Medici family. It has been conjectured that the golden spheres were originally three flat yellow effigies of byzants, or gold coins, laid heraldically upon a sable field, but that they were converted into spheres to better attract attention.
Most European towns called the pawn shop the Lombard. The House of Lombard was a banking community in medieval London, England. According to legend, a Medici employed by Charlemagne slew a giant using three bags of rocks. The three-ball symbol became the family crest. Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol. Throughout the Middle Ages, coats of arms bore three balls, orbs, plates, discs, coins and more as symbols of monetary success. Pawnbrokers (and their detractors) joke that the three balls mean Two to one, you won't get your stuff back.
Saint Nicholas is the patron saint of pawnbrokers. The symbol has also been attributed to the story of Nicholas giving a poor man's three daughters each a bag of gold so they could get

Description
Keywords: upsidedown,give,generously,street,entertainer,city,fringe,activities,weird,strange,bucket,Scotland,UK,GB,great,Britain,collecting,coins,money,cash,donations,donation,gotonysmith,Buy Pictures of,Buy Images Of,coin,festival,entertaining,handstand,gymnastics,EH2 2AN,EH2,shopping
Description: Tony Smith image Alamy DG387G -

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Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure
Description: Tony Smith image Alamy H2MB1Y - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure
Description: Tony Smith image Alamy H2MCKK - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure
Description: Tony Smith image Alamy H3CMA9 - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,Red,bus,passes,passing,motion,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,London bus,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,long,exposure,streak,streaking,speed,fast,moving,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure,Long Exposure
Description: Tony Smith image Alamy H3F061 - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure
Description: Tony Smith image Alamy H3F09W - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure
Description: Tony Smith image Alamy H3F0BT - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: Office,space,gerkin,Marys,London,England,UK,at,Dusk,finance,financial,money,district,commercial,skyscraper,EC3A,8BF,services,passport,passporting,Brexit,EU,30 St Mary Axe,The Gherkin,Swiss Re Building,City Of London,EC3A 8BF,EU Passporting,GoTonySmith,@HotpixUK,Tony,Smith,different,unique,former,sites,of,the,Norman,Foster,cityscape,architecture,lit,illuminated,sir,outdoor,Aldgate,travel,tourist,construction,contemporary,Londons,Skanska,skyscraper,symbol,futuristic,insurance,urban,high,rise,highrise,long,exposure,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,Photo of,Financial District,Baltic Exchange,Chamber of Shipping,High-rise,Long Exposure
Description: Tony Smith image Alamy H3F0C8 - 30 St Mary Axe (informally known as The Gherkin and previously as the Swiss Re Building) is a commercial skyscraper in London's primary financial district, the City of London.
It was completed in December 2003 and opened in April 2004. With 41 storeys, it is 180 metres (591 ft) tall and stands on the former sites of the Baltic Exchange and Chamber of Shipping, which were extensively damaged in 1992 by the explosion of a bomb placed by the Provisional IRA in St Mary Axe, the street from which the tower takes its name.
30 St Mary Axe was designed by Norman Foster and Arup Group and it was erected by Skanska, with construction commencing in 2001.

Description
Keywords: GoTonySmith,@HotpixUK,HotpixUK,Premium Bond prize cheque,UK government savings,British savings scheme,government backed savings,British banking,financial reward,UK finance,money,finance,savings,personal finance,investment,household economics,income,cost of living,financial security,government finance,trust,financial planning,economic life,everyday money,banking cheque,hand holding cheque,savings income,investment return,public savings scheme,retail finance,secure savings,Treasury backed,financial document,paper cheque,money concept,household finance,Premium Bonds prize cheque,interest,investments,Rachel Reeves
Description: Tony Smith image Alamy CFE7J2 - A close-up image of an NS&I Premium Bonds prize cheque issued by National Savings and Investments in the United Kingdom, shown being held in a person's hand. The cheque is clearly identifiable as a Premium Bonds payment, a distinctive feature of the long-running government-backed savings scheme that replaces traditional interest with monthly prize draws. The visible layout, security features and printed details reinforce the official nature of the document and its role within the UK's personal finance landscape.
Premium Bonds are one of the most widely held savings products in Britain, offering capital security backed by HM Treasury while providing the chance to win tax-free prizes rather than guaranteed interest. The act of holding a physical cheque evokes a tangible moment of reward and reassurance, linking abstract savings decisions to real-world financial outcomes. Although digital banking now dominates most transactions, the paper cheque format retains strong symbolic value in representations of winnings, payments and financial success.
The image conveys themes of trust, security and everyday finance, reflecting how ordinary households interact with state-backed savings institutions. It also highlights the accessibility of Premium Bonds as a savings vehicle, often associated with cautious investment strategies, long-term saving and intergenerational financial habits. The close framing focuses attention on the cheque itself rather than the individual, keeping the emphasis on the financial instrument and institution.
This photograph is well suited for editorial use covering personal finance, savings, UK banking, government-backed financial products, cost-of-living discussions and household economics. It is also appropriate for commercial editorial contexts relating to financial services, money management, consumer finance education and representations of savings outcomes in the UK.

Description
Keywords: @hotpixuk,Hotpixuk,GoTonySmith,telephone,box,phone,BT,GPO,phonebox,coins,1940,1950,public telephone,telephone engineer,engineer,slot,coin slots,slots,historic,history,old-fashioned,insert,cash,money,technology,public telephones,public,communication,communications,phoneboxes,boxes,black,button,A button,B Button,old,fashioned
Description: Tony Smith image Alamy 2BGRC2C - A new type of coin-box was introduced, the well-known Button A and Button B prepayment equipment, and for over 25 years its design remained unchanged despite various developments in the design of kiosks. It was usually installed in both automatic and central battery manual exchange areas. To make a call in automatic areas, users inserted the appropriate fee which prepared the circuit for dialling. In manual areas, callers were connected to the operator on insertion of the call fee and, in both cases, the caller then depressed Button A. This allowed the coins to be deposited into the cash box and the call to be transmitted. If a call could not be connected for some reason, or if there was no reply, Button B was depressed, the line was disconnected for five to seven seconds and all the coins were returned to the caller.
Although 6d (2p) and 1/- (5p) slots were available for other calls, the minimum fee necessary to make a local call at the time was 2d. The mechanism was originally designed to check the presence of two pennies by a weighing operation. It was set to a minimum and maximum acceptable weight for the coins as a safety margin, but as the fee was gradually increased to 3d and then 4d the safety margin became smaller and eventually unacceptable. A mechanical counter was considered too expensive as the modifications needed would have been too many and too complex. To overcome this problem a new mechanism was devised by Hall Telephone Accessories Ltd and was in effect a combination of the two basic methods: three pennies were checked by weight and the mechanism waited for the insertion of the fourth penny before allowing the call. The system required the smallest amount of additional equipment and could be easily fitted. A limitation was that it could not be easily adapted for an increase beyond 4d.
In 1959 the first versions of the new Pay-on-Answer payphones were being introduced and at the end of the 1950s began to supersede the 'Button A and B' models.

Description
Keywords: bolivian,bank,note,notes,green,wad,bolivia,bolivianos,south,america,tonysmith,hotpix,tonysmithhotpix,hot,pix,pics,picks,hotpics,hotpicks,realistic,HDR,ipod,music,muchacha,femenina,de,la,mujer,se\u00f1ora,lady,female,woman,girl,\u5973\u6027\u30e1\u30b9\u306e\u5973\u6027\u306e\u5973\u306e\u5b50,\u592b\u4eba\u5973\u6027\u5987\u5973\u5973\u5b69,fille,f\u00e9minine,femme,dame,tony smith photography,tdktony,tdk,tony,tdktonysmith,#smith,#tonysmithotpix,bolivar,money,cash
Description: Tony Smith image Flickr 4925460775 - 'Not If You Were The Last Junkie On Earth - 'The Dandy Warhols' - Play this track here.
\u00bfWhats this iPod Shuffle set all about? Read about it here
I was a late convert to the Dandy's and their friends/enemies The BJM who I saw live recently.
The band's name is a pun on the name of American pop artist Andy Warhol and originate from Portland, Oregon in 1993. Influences include The Velvet Underground, the Beach Boys and The Rolling Stones.
The band first achieved success in the UK after the release of their second Album 'The Dandy Warhols Come Down' in 1997. The promotional video for this single 'Not If You Were The Last Junkie on Earth' was directed by celebrity fashion photographer David LaChapelle, and it earned them acclaim outside the US.
Along with The Brian Jonestown Massacre (BJM), The Dandy Warhols were the subjects of the 2004 documentary DiG! This film captured a love-hate relationship between both bands, highlighting the interaction of BJM frontman Anton Newcombe and Courtney Taylor. It was recorded over the course of seven years by Ondi Timoner, and won the Documentary Grand Jury Prize at the 2004 Sundance Film Festival.
To get a bit of background to both bands you could do worse than grab this DVD. tell 'em I sent you!
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The illegal drug trade is a global black market, competing with legal drug trade, dedicated to cultivation, manufacture, distribution and sale of those substances which are subject to drug prohibition laws. Most jurisdictions prohibit trade, except under license, of many types of drugs by drug prohibition laws.
A UN report said the global drug trade generated an estimated US$321.6 billion in 2003. With a world GDP of US$36 trillion in the same year, the illegal drug trade may be estimated as slightly less than 1% of total global commerce. Consumption of illegal drugs is widespread globally.
Cocaine (benzoylmethylecgonine) is a crystalline tropane alkaloid that is obtained from the leaves of the coca plant. The name comes from 'coca' in addition to the alkaloid suffix -ine, forming cocaine. It is a stimulant of the central nervous system, an appetite suppressant, and a topical anesthetic.
For over a thousand years South American indigenous peoples have chewed the leaves of Erythroxylon coca, a plant that contains vital nutrients as well as numerous alkaloids, including cocaine. The coca leaf was, and still is, chewed almost universally by some indigenous communities.
The remains of coca leaves have been found with ancient Peruvian mummies, and pottery from the time period depicts humans with bulged cheeks, indicating the presence of something on which they are chewing. There is also evidence that these cultures used a mixture of coca leaves and saliva as an anesthetic for the performance of trepanation.
When the Spanish arrived in South America, most at first ignored aboriginal claims that the leaf gave them strength and energy, and declared the practice of chewing it the work of the Devil. But after discovering that these claims were true, they legalized and taxed the leaf, taking 10% off the value of each crop.
In 1569, Nicol\u00e1s Monardes described the practice of the natives of chewing a mixture of tobacco and coca leaves to induce 'great contentment'.
Crack is a lower purity form of free-base cocaine and contains sodium bicarbonate as impurity. Freebase and crack are often administered by smoking. The origin of the name is from the crackling sound (hence the onomatopoeic \u201ccrack\u201d) produced when cocaine containing impurities are heated.
The trade north of drugs and south of cash and weapons continues in the Americas regardless of prohibition, cival and military enforcement. As I type this I am listening to the story of dead bodies found near San Fernando in Mexico,Tamaulipas state, the corpses are reportedly those of 58 men and 14 women. It appears to be among the biggest mass graves linked to drug cartel violence to be uncovered in Mexico.
NB: Like all the images on this stream, full size prints up to 30x20inches are available, Check my profile for how to contact me.
Checkout more w=33062170@N08\' target=\'_blank\'>Cool Stuff from my photostream.
Keep in touch, add me as a contact www.flickr.com/relationship.gne?id=33062170@N08 so I can follow all your new uploads.
(c) Hotpix / HotpixUK Tony Smith - Hotpix.freeserve.co.uk WDCC
( )',

Description
Keywords: coin,coins,england,english,scotland,wales,welsh,scots,scottish,money,cash,edinbrugh,ipod,music,hotpix!,#tony,#smith,#tonysmith,#tonysmithhotpix,#tonysmithotpix
Description: Tony Smith image Flickr 4806595334 - 'Cash Money - 'Prince Charles &
City Beat Band ' - Play this track here.
?Whats this iPod Shuffle set all about? Read about it here
'Prince Charles and the City Beat Band' recorded three albums on Virgin Records from the early to mid 80's, and achieved their biggest successes on the European charts. Charles Alexander fronted the group as the lead singer and multi instrumentalist. The futuristic wind synthesizer called the 'Lyricon' was the instrument that made his brand of next generation p-funk unique, and the group's sound incorporated many of the devices that would propel rap music to the forefront of the American music scene.
My introduction to them was via a 12' single Karen a friend from Uni let me borrow. From the first play I was hooked. Give this a listen, if you have any soul leanings I think you may like this.
To check out his style from this era, track down any of the following albums:
Gang War (Solid Platinum) 1981
Combat Zone (UK Virgin) 1983
Stone Killers (ROIR) 1983 (UK Virgin) 1984
With the emergence of rap, Prince Charles disbanded his funk group and began focusing on audio engineering. After the switch, 'Prince Charles Alexander' became a multi-platinum recording engineer, mixing engineer and producer for a large client base including Mary J. Blige, the Notorious B.I.G., Puff Daddy, Usher, Boyz II Men, Brandy, Babyface, Sting, Aretha Franklin and many more. Sean \u201cPuffy\u201d Combs utilized the technical expertise of Prince Charles, Tony Maserati and Paul Logus as his first string mixing engineers, a move that helped to launch and sustain the Bad Boy record label for many years. Charles\u2019 accolades include more than 40 Platinum and Gold certifications from the RIAA, 3 Grammy wins and 7 Grammy nominations from NARAS and a Victoire de la Musique (the French equivalent of a Grammy).
- - - - - - - - - - - - -
Dwarfs standing on the shoulders of giants (Latin: nanos gigantium humeris insidentes) is a Western metaphor meaning 'One who develops future intellectual pursuits by understanding the research and works created by notable thinkers of the past'
a contemporary interpretation.
However, the metaphor was first recorded in the twelfth century and attributed to Bernard of Chartres. It was famously uttered by seventeenth-century scientist Isaac Newton. British scientist Stephen Hawking also wrote a bestselling book called 'On the Shoulders of Giants' based on Newton's quotation.
Also of course the quotation can also be found on many British Sterling two pound coins. The British two pound (\u00a32) coin was first issued as a commemorative coin in 1986 to celebrate the Commonwealth Games in Scotland. Six further commemorative issues followed between 1989 and 1996. These coins did not circulate in large numbers.
After a review of the UK coinage, it was decided that a general-circulation \u00a32 coin was needed, and a new bi-metallic design was issued in 1998 (dated 1997). There is an urban myth about the coin is that putting it in the freezer overnight causes the cupro-nickel centre to pop out, a claim which had been true of some early mintings of the similarly bimetallic Canadian 2 dollar coin.
Due to the coin being bi-metallic it is difficult to reproduce. Most counterfeits that have been produced have a painted outer ring which soon wears off, and are easy to detect and deface. I have had one and they are b**gers to get rid off.
NB: Like all the images on this stream, full size prints up to 30x20inches are available, Check my profile for how to contact me.
Checkout more w=33062170@N08\' target=\'_blank\'>cool stuff from my photostream.
Keep in touch, add me as a contact www.flickr.com/relationship.gne?id=33062170@N08 target='_blank' so I can follow all your new uploads.
(c) Hotpix / HotpixUK Tony Smith - Hotpix.freeserve.co.uk WDCC',

Description
Keywords: GoTonySmith,@HotpixUK,HotpixUK,Isaac Newton quote coin,British currency close up,pound sterling coins,UK money macro,coin edge lettering,Royal Mint £2 coin,money,finance,economy,currency,savings,wealth,value,inflation,cost of living,British economy,financial concepts,investment,taxation,public finance,macro photography,editorial finance,economic commentary,material culture,urrency,England money,legal tender UK,coin stack,macro coin photography,engraved lettering,milled coin edge,metallic texture,gold coloured coin,banknote background,British banknotes,money close up,savings concept
Description: Tony Smith image Alamy D8HDNX - A macro close-up image of four British two pound coins stacked neatly to reveal the engraved edge lettering reading Standing on the shoulders of giants. The inscription, taken from a phrase attributed to Sir Isaac Newton, is a defining feature of the UK £2 coin and is clearly legible along the milled edges. The coins rest on British banknotes, adding contextual depth and reinforcing the theme of national currency and financial value.
The warm metallic tones of the coins contrast with the softer, patterned background of the banknote, while the shallow depth of field draws attention to the precise lettering, surface wear and texture of the metal. Minor abrasions and patina visible on the coins suggest circulation and everyday use, grounding the image firmly in real economic life rather than a pristine studio abstraction.
The phrase Standing on the shoulders of giants reflects themes of accumulated knowledge, progress and inheritance, making the £2 coin distinctive among circulating currency. In a contemporary context, the inscription often resonates beyond its scientific origins, appearing in discussions about economics, public spending, innovation and the idea that modern society is built upon earlier generations. The stacked arrangement subtly reinforces notions of accumulation, layering and value over time.
This image conveys strong conceptual flexibility and is well suited for editorial use covering finance, economics, cost of living, savings, taxation and the British economy. It is also suitable for commercial applications requiring symbolic imagery of money, value, investment and financial heritage, as well as educational and publishing contexts where readable currency detail and macro clarity are essential.

Description
Keywords: macro,extreme,extrememacro,close,up,closeup,credit,card,chip,pin,debit,money,silicon,bellows,tube,lens,hotpics,hotpic,hotpick,hotpicks,stillife,stilllife,still,life,abstract,sex,sexy,hotpix!
Description: Tony Smith image Flickr 4352551482 - 'Extreme macro of a chip embedded into a UK Mastercard credit card. As used several times a week by the majority of the population. This stuff is better than money.
Chip and Pin heralded a new secure era in cardholder present card use.
Some food for thought however, it has been recently claimed that chip and pin can be possibly comprimised.
On 11 February 2010 Murdoch and Drimer's team at Cambridge University announced that they had found 'a flaw in chip and PIN so serious they think it shows that the whole system needs a re-write' that was 'so simple that it shocked them' A stolen card is connected to an electronic circuit and to a fake card which is inserted into the terminal. Any 4 digits are typed in and accepted as a valid PIN. A team from the BBC's Newsnight programme visited a Cambridge University cafeteria (with permission) with the system, and were able to pay using their own cards (a thief would use stolen cards) connected to the circuit, inserting a fake card and typing in '0000' as the PIN. The transactions were registered as normal, and were not picked up by banks' security systems. A member of the research team said 'Even small-scale criminal systems have better equipment than we have. The amount of technical sophistication needed to carry out this attack is really quite low'. It is not known if this vulnerability has been exploited.
When approached for comment, several banks each said that this was an industry-wide issue, and referred the Newsnight team to the banking trade association for further comment. According to Phil Jones of the Consumers' Association, chip and PIN has helped to bring down instances of card crime, but many cases remain unexplained 'What we do know is that we do have cases that are brought forward from individuals which seem quite persuasive'.
Originally bank customers had to prove that they had not been negligent with their PIN before getting redress, but UK regulations in force from 1November 2009 placed the onus firmly on the banks to prove that a customer has been negligent in any dispute, with the customer given 13 months to make a claim. Murdoch said that '[the banks] should look back at previous transactions where the customer said their PIN had not been used and the bank record showed it has, and consider refunding these customers because it could be they are victim of this type of fraud'.
Drimer and Murdoch published a paper with Ross Anderson on the closely related topic of 'Failures of Tamper-Proofing in PIN Entry Devices' in IEEE Security and Privacy, November/December 2009
At 7:30pm on 11 Feb 2010 on the BBC website, Tim Howell wrote regarding this matter:
Nevermind that, I think the refectory in Cambridge are the big thieves...
\u00a35 for a bottle of water ?
Aye caramba.
Blimey, I would have to spend a few hours explaining to my old dad why people thought it a good idea why they would buy water (in a plastic bottle). Also why it cost so much more than 'corporation pop'. The worlds gone mad!
A more traditional macro here www.flickr.com/photos/hotpixuk/3664445817/
(c) Hotpix / HotpixUK Tony Smith - Hotpix.freeserve.co.uk WDCC 07092182899',

Description
Keywords: UK,British,Britain,national,savings,NS&I,NS,government,premium,bonds,ernie,win,25,pounds,cheque,twentyfive,twenty,five,congratulations,me,wont,be,retiring,just,yet!,Premium bond,england,english,scottish,scotland,wales,money,prize,hotpics,hotpic,hotpick,hotpicks,stillife,stilllife,still,life,sex,sexy,edinbrugh,hotpix!
Description: Tony Smith image Flickr 4311815905 - 'Like buses, premium bonds go quiet then what do you know, three come along at once. Pretty amazing, the excitement was huge opening each envelope (I sat down obviously) and finding \u00a325, then \u00a325 (will the next one be a \u00a3Million?) and another \u00a325. Doh!
So I have not retired just yet. cannot wait until about 2015 when I may win (\u00a325) again. Fingers crossed! Aparently one in three britains have some bonds so you may have some stashed away yourself.
The premium savings bonds are a bit nostalgic for the British and started in the 1950's. I have \u00a32 of bonds that my parents bought for me in the 1960's.
It could have been one of those that won here, or a few more recent ones I got on-line, I will never know.
Still a cheque is as good as money for the moment. I better rush to teh bank before 11 March 2010 and get it paid in.
The bonds are drawn at random by the 4th generation ERNIE computer. This uses thermal noise in transistors as its source of entropy for generating random bond numbers. The original ERNIE used a gas neon diode. In each case the randomness of electrons and natural unpredictable variance of the physical processes involved mean that systematic trends and similar cumulative effects that affect any pseudorandom number generator are reduced greatly, if not eliminated.
ERNIE's output is independently tested each month by an independent actuary appointed by the government and the draw is only valid if the output passes tests that indicate it is statistically random. In case you were wondering.
With recent reduction in interest rates, an investment in the Irish Lottery bonus ball at Paddy Power might be a better bet for a huge retirement pot.
Some real money (but sadly gone) can be found here www.flickr.com/photos/hotpixuk/3875569520/
(c) Hotpix / HotpixUK Tony Smith - Hotpix.freeserve.co.uk WDCC ',

Description
Keywords: pounds,gotonysmith,queen,Elizabeth,of,England,bank,smile,note,money,notes,english,Britain,UK,Europe,close,up,mixture,black,economy,pay,paying,by,cash,£10,£20,used,ten,twenty,rolled,dosh,wonga,greenback,greenbacks,elastic,bands,rubber,gotonysmith,Buy Pictures of,Buy Images Of,dead,died
Description: Tony Smith image Alamy CF0NKW - Tuesdays takings, rolls of ten and twenty sterling pound notes with elastic bands.




