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Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,bank,banking,£20 note,£10 note,note,ten,pounds,cash,British,economy,money,English,Welsh,polymer,currency,sterling,access,to,physical,modern,personal,finance,2024,royal portrait,monarchy,noKings,co-circulation,legal tender,cost of living,living,costs,household budgeting,consumer finance,money management,bank branch closures,digital exclusion,closures
Description: Tony Smith image Alamy 3EGG73R - Close-up editorial image of new King Charles III Bank of England polymer banknotes being taken from an ATM cash machine, with a £20 note and £10 note visible in a hand above the keypad. The photograph illustrates the first monarch portrait change on Bank of England notes in modern British money, following the issue of King Charles III banknotes on 5 June 2024. The designs remain the familiar polymer series, with the King's portrait added to existing £5, £10, £20 and £50 notes while Queen Elizabeth II notes continue to circulate alongside them. This image is useful for stories about cash access, ATMs, personal finance, household budgeting, bank branch closures, the cashless society, digital exclusion, older people and vulnerable consumers who still rely on notes and coins, and the phrase cash is king. It also works for features on UK inflation, cost of living pressure, the future of physical money, banking services in England and Wales, consumer choice, retail payments, emergency cash, financial inclusion and the social value of keeping cash available. The visible machine keypad, clear and enter buttons, slot and hand give a practical everyday banking context, while the Charles III portrait on the purple £20 note provides a clear topical link to the new reign and changing national symbols. Bank of England notes are legal tender in England and Wales, although legal tender has a narrow debt-settlement meaning and does not force shops to accept cash for every transaction. The indoor lighting is artificial and even, with no visible weather, sky or season clues, making the image suitable as a generic contemporary finance, banking and consumer rights stock photograph. The note emerging from the dispenser also has relevance for debates about free-to-use cash machines, access to banking, post office cash services, small retailers, market traders, charity donations and payment resilience when card systems fail.
ATM cash machine, England or Wales, United Kingdom
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,note,notes,20,pound,pounds,holding,UK,keyboard,keys,English,BoE,Bank of England,NE1,local,bank,Automatic Teller,dispensed,from,a,machine,network,banking,of,machines,cash,point,cashpoint,finance,finances,money,withdrawing,withdraw,free withdrawals,fresh,10
Description: Tony Smith image Alamy 2PHJ91P - Amount withdrawn from cash machines fell EVEN further last year and expert says usage will never return to pre-pandemic levels
Number of cash withdrawals fell 6% last year after 40% collapse in 2020
The average Briton withdrew a third less cash last year than they did in 2019
One expert says number of withdrawals won't return to pre-covid levels
People continued to use less cash last year with new figures showing the number of withdrawals from ATMs fell 6 per cent annually.
A total of £79billion was withdrawn from cash machines in 2021 compared to £81billion in 2020, according to data by Link, the UK's main cash machine network.
There was also a 7 per cent decline in cash machine transactions last year, which includes withdrawals and balance enquiries, falling from just over 1.6billion to 1.5billion.
This means the average withdrawal per person in the UK was £1,462 last year, visiting an ATM around 18 times.
In 2019, prior to the pandemic, the average withdrawal per person in the UK was £2,193 meaning the typical person is withdrawing two thirds of what they were before Covid-19, when the advice was to not use cash but contactless debit and credit card payments instead
Newcastle-upon-Tyne, UK, NE1 5PG
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,note,notes,pound,pounds,holding,UK,keyboard,keys,Scots,bank,dispensed,from,a,local,Automatic Teller,machine,Glasgow,Scotland,G3,network,banking,of,machines,BOS,RBOS,polymer,plastic,cash,point,cashpoint,finance,finances,money,withdraw,fiscal,union,independence
Description: Tony Smith image Alamy 2PHJ91T - Scotland sees steepest fall in cash machine withdrawals in 2021
Data from the UK's main cash machine network reveals that ATM transactions fell by up to 68% during the first national lockdown
The UK's main cash machine network LINK has published data showing that despite a 37% fall in ATM transactions in 2020, UK adults on average still withdrew more than £1,500 each from cash machines.
Scotland saw the steepest fall, with adults withdrawing almost £900 less than they did in 2019.
On average, UK adults visited ATMs 12 times less in 2020 than they did in 2019.
In recent years, as consumers use alternative payment methods such as contactless cards or online payments, ATM transactions have fallen on average around 10% year-on-year.
However, in April 2020, when the UK went into the first national lockdown, ATM transactions fell initially by up to 68%.
Despite subsequent lockdowns, on average more than £1.6bn was still withdrawn for cash machines every week for the rest of 2020.
Argyle Street, Glasgow, Scotland, UK, G3 8AD
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,note,notes,20,pound,pounds,holding,UK,keyboard,keys,Scots,bank,dispensed,from,a,local,Automatic Teller,machine,Glasgow,Scotland,G3 8AD,G3,network,banking,of,machines,BOS,RBOS,polymer,plastic,cash,point,cashpoint,finance,finances,money,withdrawing,withdraw
Description: Tony Smith image Alamy 2PHJ91W - Scots 'battle' to get cash after banks and ATMs shut
Scots are facing an uphill battle to access their cash after a large number of bank and cash machine closures, a consumer organisation has warned.
Research by Which? found 339 Scottish bank branches had closed their doors since 2015, while 290 ATMs had been withdrawn in the past year.
It urged the UK government to appoint a regulator to protect access to cash.
HM Treasury said it recognised the continued importance of cash, especially for more vulnerable people.
It added the existing payment systems regulator was closely monitoring developments within ATM provision.
Which? said the closure of cash machines, the majority of which were free to use, had hit Scotland harder than other parts of the UK because of its many rural communities, combined with an already devastated bank branch network.
In Scotland, withdrawals from machines were down just 3.3% in 2017-18, compared with larger drops of 8.5% and 7.7% in London and the south east of England respectively.
Argyle Street, Glasgow, Scotland, UK, G3 8AD
Description
Keywords: GoTonySmith,HotpixUK,Ringway,international,terminal,one,1,air,airport,Manchester international airport,North West England,UK,M90 1QX,M90,ATM,ATMs,exchange,Travelex,currency,bad,rate,rates,expensive,travel,money,foreign,service,services,forex,outlet,bank,shop,fee,fees,cost,costs,transaction,hack,hackers,Sodinokibi ransomware
Description: Tony Smith image Alamy 2NK27W5 - Travelex is a foreign exchange company founded by Lloyd Dorfman and headquartered in Peterborough. Its main businesses are foreign currency exchange, issuing prepaid credit cards for use by travellers, supplying central banks with foreign currency and global remittance. Travelex operates more than 1,100 stores and 900 ATMs in over 20 countries.
History
Travelex was founded as Express Exchange by Dorfman and opened its first branch in central London in 1976. By 1978 the company had four central London stores.
The company experienced growth in the 1980s, opening its first international store in 1984 in Rotterdam, and its first store at Heathrow Terminal 4 in 1986. Express Exchange subsequently became Travellers Exchange Corporation or Travelex when abbreviated
On 31 December 2019, Travelex took its UK and international websites and mobile apps offline following a reported cyber incident an action that also affected a number of large corporate third parties to whom Travelex provided a white-labelled travel money service including the online travel money services of supermarket chains such as ASDA, Tesco and Sainsbury's.
On 7 January 2020, it was claimed that the company was being held to ransom by hackers. The cyber criminals reportedly demanded £4.6 million ($6 million) in ransom from Travelex after infecting its network with Sodinokibi ransomware, having claimed to have copied more than 5GB of customer personal data
Manchester, England, UK, M90 1QX
Description
Keywords: GoTonySmith,HotpixUK,saving,savings,pound,pounds,cash,money,invested,into,investment,prepare,preparation,plan,sterling,risk,risks,Public Pensions Agency,private,regulator,stop,contributing,cut,back,SPPA,BOS,RBOS,of,bank,pensions,state,personal,coins,Clydesdale,notes,opt out,word,scam,scams,limits
Description: Tony Smith image Alamy 2NBWGKR - Concept still life showing British pound banknotes and coins arranged around a paper label reading Pension, illustrating pension saving, workplace pension contributions and the investment of retirement money in England and Wales. The image uses familiar UK cash, including Bank of England notes and pound coins, to represent regular contributions into a pension pot, long-term saving, financial planning and retirement income. In defined contribution pensions, money paid by the worker, employer and tax relief is invested with the aim of building a fund for later life, although the value can rise or fall depending on markets and charges. UK workplace pension rules are based on automatic enrolment, where eligible employees are usually enrolled into a pension scheme and employers must contribute. Official guidance states that all employers must provide a workplace pension scheme, while MoneyHelper explains that the usual minimum total workplace pension contribution is 8%, commonly made up of employee contributions, government tax relief and an employer contribution. This image is useful for editorial and commercial themes including pensions, savings, retirement planning, personal finance, cost of living, investment risk, pension pots, employer contributions, financial advice, tax relief, pensions policy, household budgeting and long-term security. It can also illustrate debates about pension adequacy, low savings rates, ageing populations, retirement income gaps and whether workers are contributing enough for later life. The close-up arrangement of cash gives the photograph a simple, direct financial message without showing a person, making it suitable for articles, explainers, reports and web pages about pensions in England, Wales and the wider UK. The image should be treated as a general pension concept rather than advice about any specific pension product, provider or investment choice.
Scotland, UK
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,UK,energy,supply,cost,costs,fuel,fossel,fuels,in,note,notes,pound,bank,money,cash,bill,bills,cooking,stove,Scottish,flaming,cook,Scots,householdrs,people,tenants,prepayment,meter,meters,poor,and,householders,Scotland,without,hot,food,Iran War
Description: Tony Smith image Alamy 2MX9FPP - Concept image showing Scottish banknotes and coins beside a lit domestic gas hob, illustrating the pressure of rising household energy costs on home budgets in Scotland and across the UK. The photograph links everyday cooking, heating and fuel use with consumer finance, inflation, cost of living pressures, utility bills, and the squeeze on disposable income faced by households during periods of high gas prices. Visible cash and currency emphasise budgeting choices, bill payment worries, and the trade off between essential spending and other family costs such as food, rent, mortgage payments, transport and childcare. The blue gas flame provides an immediate visual shorthand for domestic energy consumption, meter usage, tariff changes, supplier charges and the wider debate about affordability, fuel poverty and energy market volatility. This image is suitable for editorial use on stories about gas bills, household finances, inflation, consumer hardship, personal budgeting, winter heating worries, energy affordability, Scottish consumers, British utility costs, and the continuing impact of higher fuel prices on ordinary homes. It also works as a broader symbol of economic stress, financial resilience, money management, cash flow pressure, and the challenge for low and middle income households trying to balance essential utilities against stagnant wages and wider rising living costs. The Scottish notes make the picture especially useful for regional coverage involving devolved policy, Scottish consumers and the domestic effect of energy pricing. Because the money is shown in physical form rather than on a screen, the image underlines the kitchen table reality of budgeting, where higher utility charges are felt as pounds and pence leaving the household purse. It is well suited to reporting on arrears, debt advice, payment support, winter resilience, fuel poverty, and the real world impact of gas price rises on everyday family finances.
Scotland, UK
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Merseyside,England,UK,dusk,finance,money,bank,Metro,in,L1,L1 3EU,open,seven,7,days,all,week,retail,and,commercial,adverse sentiment,new,recent,Retail Money Market Ltd,Craig Donaldson,Dan Frumkin,Robert Sharpe,small,Silicon Valley,banks,smaller,vulnerable,British,banking,system
Description: Tony Smith image Alamy 2P4JT8N - Metro Bank plc is a retail and commercial bank operating in the United Kingdom, founded by Anthony Thomson and Vernon Hill in 2010. At its launch it was the first new high street bank to launch in the United Kingdom in over 150 years. It is listed on the London Stock Exchange.
After a period of rapid growth, Metro Bank hit difficulties in early 2019 when it announced it had insufficient capital to meet regulatory requirements, following the discovery of an error in the way it categorised its commercial loans for capital adequacy purposes. As a result, it had to raise an additional £350m of capital. Concerns over the announcement and the bank's ability to raise the capital resulted in the bank's share price falling by 75% in less than four months, and large depositors withdrawing cash, because of adverse sentiment.
Metro Bank was granted its licence by the Financial Services Authority on 5 March 2010, the first high-street bank to be granted such a licence for over 150 years. It planned to open between 200 and 250 branches in Greater London within ten years of starting up. Its first branch opened on 29 July 2010 in Holborn, central London
Metro Bank increased its account holders by 50% in the first half of 2013 for a total of 200,000 customer accounts, including 15,000 business accounts. It was aiming to have 200 UK branches open by 2020.
In January 2019, Metro Bank admitted classifying a portfolio of commercial loans for capital purposes incorrectly, thereby failing to hold sufficient capital to meet regulatory requirements
the error applied to around 10% of its loan book. The miscalculation was identified through a review by the Prudential Regulation Authority (PRA) but Metro Bank erroneously gave the impression that the bank had identified the incorrect classification itself. To correct the error in the capital classification, Metro Bank announced a £350m share issue and said it would reduce its growth plans.
15 Paradise Street, Liverpool, Merseyside, England, UK, L1 3EU
Description
Keywords: GotonySmith,HotpixUK,@HotpixUK,check,cheque,paying,in,slip,slips,historic,history,NatWest,banking history,1980,1990,1990s,1980s,coin,cash,England,English,bank,of,Droylsden,branch,stamped,paid,UK,United Kingdom,money,note,notes,old,fashioned,old-fashioned,pay,bills,coins
Description: Tony Smith image Alamy 2JJX0FE -
London, England, UK
Description
Keywords: GotonySmith,HotpixUK,@HotpixUK,check,cheque,paying,in,slip,slips,historic,history,NatWest,banking history,1980,1990,1990s,1980s,money,note,notes,cash,Droylsden,branch,stamped,paid,UK,United Kingdom,bank,of,old,fashioned,old-fashioned,pay,bills,coin,coins,hotpix.org.uk
Description: Tony Smith image Alamy 2JJX0FH -
Edinburgh, Scotland, UK, EH1
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,please,credit,ATM,expense,private,public,charging,non-free,withdraw,money,cash,Universal Credit,cost of living,inflation,removal,of,bank,branches,machines,note,notes,extortionate,cost,costs,to access,soaring,charges,scandal,pay-to-use,pay to use,Link,network,consumers,pay,big,price,for
Description: Tony Smith image Alamy 2K43PAW -
England, UK
Description
Keywords: City Centre,office,building,architecture,G1,30,St Vincent,Pl,place,Victorian,old,Bank,Chambers,chamber,PLC,headquarter,office,banking,money,licence,GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scots,Scottish,British,Scotland,Glasgow,Greater,problem,with,problem with,issue with,City,Centre,cities,Urban,Urbanist,town,infrastructure,transport,tour,tourism,tourists,urban,attraction,attractions,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,Greater Glasgow,British Isles,Glasgow City Centre,City Centre
Description: Tony Smith image Alamy HEJ5WT -
30 St Vincent Pl, Glasgow, Glasgow, Scotland G1 2HL
Description
Keywords: City Centre,office,building,architecture,G1,30,St Vincent,Pl,place,Victorian,old,Bank,Chambers,chamber,PLC,headquarter,office,banking,money,licence,GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scots,Scottish,British,Scotland,Glasgow,Greater,problem,with,problem with,issue with,City,Centre,cities,Urban,Urbanist,town,infrastructure,transport,tour,tourism,tourists,urban,attraction,attractions,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,Greater Glasgow,British Isles,Glasgow City Centre,City Centre
Description: Tony Smith image Alamy HEJ5Y2 -
30 St Vincent Pl, Glasgow, Glasgow, Scotland G1 2HL
Description
Keywords: RBS,bank,crash,bailout,red,trademark,retail,banking,sign,high,st,street,Warrington,Cheshire,England,UK,UK,GB,banks,branches,bankers,bonus,opening,hours,credit,Nat West,Retail Banking,Sankey Street,Great Britain,United Kingdom,GoTonySmith,Saturday,extended,weekend,personal,business,city,clearing,commerce,company,debt,finance,high,landscape,lending,disaster,cheque,money,Buy Pictures of,Buy Images Of,Opening Hours
Description: Tony Smith image Alamy F89PJA -
Sankey St,Warrington,Cheshire,England, UK
Description
Keywords: ltd,Limited,Banknote,reference,P325b,legal,tender,sterling,blue,fiver,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,£1,note,1965,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,1 pound note,Pound Note,One Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWJ -
Edinburgh, Scotland, UK
Description
Keywords: RBOS,RBS,Edinburgh,ltd,Limited,Yearbook,reference,SC817,legal,tender,blue,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,£5,note,1972,to,1981,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,5 pound note,Five Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWK -
Edinburgh, Scotland, UK
Description
Keywords: Note,Eire,republic,of,Sterling,legal tender,from the,bank,of,Ireland,region,regional,economy,economic,money,UK,United Kingdom,housekeeping,good,bad,currency,wealth,capital,worth,rich,wealthy,fund,funds,ready money,hard cash,ten,five,fiver,GoTonySmith,legal,tender,small,smallest,Europe,european,GB,EC,EU,EEC,hard,cash,ready,Derry,Londonderry,Sinn Fein,politics,political,twentypence,twenty,pence,banknote,billetes,bureau,business,buy,buying,caja,change,commerce,commercialism,capitalism,austerity,global,crash,global crash,cuenta,debt,dinero,dollar,enterprise,euro,exchange,export,exporting,global,globalization,historical,history,negocio,number,paper,paper money,folding,power,saving,spending,profit,prosperity,prosperous,queen,rate,spend,spending,system,trade,viajar,vintage,wealth,world,bailout,bail out,bail,out,six counties,6,six,county,counties,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy EWAR3P - A collection of Northern Irish legal tender, notes and UK Sterling coins.
Belfast, Northern Ireland, UK
Description
Keywords: Eire,republic,of,coin,Sterling,legal tender,from the,Bank Of Ireland,Belfast,bank,of,Ireland,region,regional,economy,economic,money,monetary,union,UK,United Kingdom,housekeeping,good,bad,currency,wealth,capital,worth,rich,wealthy,fund,funds,ready money,hard cash,ten,five,fiver,wallet,next,GoTonySmith,legal,tender,small,smallest,banks,Europe,european,GB,Great Britain,Great Britain,EC,EU,EEC,hard,cash,ready,Derry,Londonderry,DUP,Sinn Fein,politics,political,tenner,twentypence,twenty,pence,banknote,billetes,bureau,business,buy,buying,caja,change,commerce,commercialism,capitalism,austerity,global,crash,global crash,cuenta,debt,dinero,dollar,enterprise,euro,exchange,export,exporting,global,globalization,historical,history,monetary,negocio,number,paper,paper money,folding,power,saving,spending,profit,prosperity,prosperous,queen,rate,spend,spending,system,trade,viajar,vintage,wealth,world,bailout,bail out,bail,out,six counties,6,six,county,counties,to,a,next to a wallet,brown,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy EWAR5B - A collection of Northern Irish legal tender, notes and UK Sterling coins.
Belfast, Northern Ireland, UK
Description
Keywords: Note,Eire,republic,of,Sterling,legal tender,from the,bank,of,Ireland,region,regional,economy,economic,money,UK,United Kingdom,housekeeping,good,bad,currency,wealth,capital,worth,rich,wealthy,fund,funds,ready money,hard cash,ten,five,fiver,GoTonySmith,legal,tender,small,smallest,Europe,european,GB,EC,EU,EEC,hard,cash,ready,Derry,Londonderry,Sinn Fein,politics,political,twentypence,twenty,pence,banknote,billetes,bureau,business,buy,buying,caja,change,commerce,commercialism,capitalism,austerity,global,crash,global crash,cuenta,debt,dinero,dollar,enterprise,euro,exchange,export,exporting,global,globalization,historical,history,negocio,number,paper,paper money,folding,power,saving,spending,profit,prosperity,prosperous,queen,rate,spend,spending,system,trade,viajar,vintage,wealth,world,bailout,bail out,bail,out,six counties,6,six,county,counties,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy EWARJ8 - A collection of Northern Irish legal tender, notes and UK Sterling coins.
Belfast, Northern Ireland, UK
Description
Keywords: Note,Eire,republic,of,Sterling,legal tender,from the,bank,of,Ireland,region,regional,economy,economic,money,UK,United Kingdom,housekeeping,good,bad,currency,wealth,capital,worth,rich,wealthy,fund,funds,ready money,hard cash,ten,five,fiver,GoTonySmith,legal,tender,small,smallest,Europe,european,GB,EC,EU,EEC,hard,cash,ready,Derry,Londonderry,Sinn Fein,politics,political,twentypence,twenty,pence,banknote,billetes,bureau,business,buy,buying,caja,change,commerce,commercialism,capitalism,austerity,global,crash,global crash,cuenta,debt,dinero,dollar,enterprise,euro,exchange,export,exporting,global,globalization,historical,history,negocio,number,paper,paper money,folding,power,saving,spending,profit,prosperity,prosperous,queen,rate,spend,spending,system,trade,viajar,vintage,wealth,world,bailout,bail out,bail,out,six counties,6,six,county,counties,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy EWARKE - A collection of Northern Irish legal tender, notes and UK Sterling coins.
Belfast, Northern Ireland, UK
Description
Keywords: pounds,coin,money,moneys,cash,English,England,Wales,monies,spell,stack,spelling,out,the,word,official,currency,finance,financial,i,promise,to,pay,the,bearer,penny,pennies,traded,trading,exchange,bank,of,London,denominated,banknotes,banknote,inscription,embossed,reserve,global,quid,GBP,£5,5,Five,gotonysmith,curency,market,markets,officialcurrency,inscriptions,ISO,4217,ISO4217,wholesale,sign,printed,forge,forged,counterfeit,counterfeited,decimal,coinage,100,100pence,denomination,denominations,polymer,rate,rates,reserve,reserves,Fiver,GB,Great,Britain,British,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DED4B0 -
England, UK
Description
Keywords: pounds,coin,money,moneys,cash,English,England,Wales,monies,spell,stack,spelling,out,the,word,official,i,promise,to,pay,the,bearer,penny,pennies,traded,trading,exchange,bank,of,London,denominated,banknotes,banknote,inscription,embossed,reserve,global,quid,GBP,£10,ten,10,gotonysmith,curency,market,markets,officialcurrency,inscriptions,ISO,4217,ISO4217,wholesale,sign,printed,forge,forged,counterfeit,counterfeited,decimal,coinage,100,100pence,denomination,denominations,polymer,rate,rates,reserve,reserves,sit,sitting,on,sits,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DED4FB -
England, UK
Description
Keywords: nail,nailbar,bar,US,professional,care,spa,wax,waxing,beauty,treatment,treatments,american,Warrington,Sankey,Cheshire,chain,money,laundering,walk,in,beautiful,care,services,such,as,manicures,pedicures,and,nail,enhancements,technicians,manicurists,Nailists,acrylics,silk,or,fiberglass,wraps,French,Town,gotonysmith,manicures,human,trafficking,illegally,trafficked,to,Britain,from,Vietnam,53,Sankey,Street,Warrington,Bank,Quay,Warrington,Cheshire,England,UK,WA1,1SL,WA1,1SL,centre,center,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DDXM6T - They are ubiquitous. Stroll down any High Street and you would be hard-pressed not to notice the dozens of nail salons which have opened in recent years.
The cheap and cheerful manicure has been the success story of the recession. The number of nail bars has increased by 20 per cent in the past year alone.
Earlier this year it was revealed that they are the fastest-growing business on the High Street, constituting 16 per cent of new outlets in the past three years. There are now 30,000 in the UK.
53 Sankey Street, Warrington, Cheshire , England, UK, WA1 1SL
Description
Keywords: New,Town,Scotland,UK,chimney,roof,classic,symbol,of,a,pawnbroker,pawnshop,financial,crash,secured,loans,personal,property,used,as,collateral,pledge,cash,pawned,to,the,broker,sign,money,to,bank,banking,banks,broke,the,Lombard,gotonysmith,jewelry,electronics,collectibles,musical,instruments,tools,Pawngo,three,spheres,suspended,from,a,bar,symbol,Medici,family,of,Florence,Italy,three,balls,orbs,plates,discs,coins,and,more,as,symbols,of,monetary,success,Buy Pictures of
Description: Tony Smith image Alamy DG3874 - The pawnbrokers' symbol is three spheres suspended from a bar. The three sphere symbol is attributed to the Medici family of Florence, Italy, owing to its symbolic meaning of Lombard.[12] This refers to the Italian province of Lombardy, where pawn shop banking originated under the name of Lombard banking. The three golden spheres were originally a symbol medieval Lombard merchants hung in front of their houses, and not the arms of the Medici family. It has been conjectured that the golden spheres were originally three flat yellow effigies of byzants, or gold coins, laid heraldically upon a sable field, but that they were converted into spheres to better attract attention.
Most European towns called the pawn shop the Lombard. The House of Lombard was a banking community in medieval London, England. According to legend, a Medici employed by Charlemagne slew a giant using three bags of rocks. The three-ball symbol became the family crest. Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol. Throughout the Middle Ages, coats of arms bore three balls, orbs, plates, discs, coins and more as symbols of monetary success. Pawnbrokers (and their detractors) joke that the three balls mean Two to one, you won't get your stuff back.
Saint Nicholas is the patron saint of pawnbrokers. The symbol has also been attributed to the story of Nicholas giving a poor man's three daughters each a bag of gold so they could get
Frederick St Edinburgh New Town Scotland UK
Description
Keywords: Scotland,regional,money,note,Clydesdale,bank,banks,BOS,Halifax,exotic,tourist,travel,exchange,West,Lothian,East,machine,in Edinburgh,Midlothian,Scotland,UK,GB,united,Kingdom,Great,Britain,accepted,not,unacceptable,spend,refused,refuse,Gotonysmith different to English England currency in a shopping street,high st shopping centre,cash
Description: Tony Smith image Alamy DECWAR -
Edinburgh, Scotland, UK
Description
Keywords: Scotland,regional,money,note,Clydesdale,bank,banks,BOS,Halifax,exotic,tourist,travel,exchange,West,Lothian,East,machine,in Edinburgh,Midlothian,Scotland,UK,GB,united,Kingdom,Great,Britain,accepted,not,unacceptable,spend,refused,refuse,Gotonysmith different to English England currency in a shopping street,high st shopping centre,Buy Pictures of,Buy Images Of,laundering,cash,banknote design,travel in Edinburgh
Description: Tony Smith image Alamy DECX4H - Close-up documentary stock photograph of Scottish sterling banknotes being taken from a Royal Bank of Scotland cash machine in Edinburgh, Midlothian, Scotland. A hand holds colourful Scottish paper money beside the ATM keypad, with the red cancel button, yellow clear button and number pad clearly visible. The image shows everyday personal banking, cash withdrawal, physical currency, retail payments and the continuing visibility of banknotes in a society shaped by contactless cards, mobile payments and online banking. The scene has strong editorial value for stories about high street banking, ATM access, cash machine closures, consumer choice, financial inclusion and the role of cash for residents, visitors and small businesses. Scottish banknotes are issued by authorised Scottish banks rather than the Bank of England, and RBS notes remain legal currency, although the Bank of England explains that Scottish notes are not technically legal tender in either England or Scotland. That distinction often creates confusion for tourists and shoppers travelling between Scotland and the UK, making the image useful for articles about acceptance of Scottish notes, currency awareness and practical travel money. The visible £20 note and other sterling notes also make the photograph relevant for themes including cost of living, cash budgeting, spending power, bank accounts, ATM networks, holiday spending, Scottish identity and the mixed currency landscape within the United Kingdom. Taken in Edinburgh, the capital of Scotland and a major tourist and financial centre, the image combines a recognisable banking interface with human action. The tight composition, diagonal notes and cropped keypad give it a practical, real-world feel suitable for news, finance, consumer advice, travel features and banking reports. Lighting appears to be natural or ambient ATM light, with no weather visible, and the image is best read as a candid everyday money and Scottish currency detail.
Edinburgh, Scotland, UK
Description
Keywords: Clydesdale,bank,ATM,cash,dispensing,machine,Scotland,UK,scottish,independance,independence,soveregn,nation,SNP,national,party,money,monetary,union,issues,problems,problem,finance,financial,vote,voting,20,10,ten,twenty,note,official,currency,gotonysmith legal tender retail,hand,finger,fingers,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DG373Y - While provincial banks in England and Wales lost the right to issue paper currency altogether, the practice of private banknote issue has continued in Scotland and Northern Ireland. The right of Scottish banks to issue notes is popularly attributed to the author Sir Walter Scott, who in 1826 waged a campaign to retain Scottish banknotes under the pseudonym Malachi Malagrowther.
Scott feared that the limitation on private banknotes proposed with the Bankers (Scotland) Act 1826 would be have adverse economic consequences if enacted in Scotland because gold and silver were scarce and Scottish commerce relied on small notes as the principal medium of circulating money. His action eventually halted the abolition of private banknotes in Scotland.
Scottish and Northern Irish banknotes are unusual, firstly because they are issued by retail banks, not central banks, and secondly, as they are not legal tender anywhere in the UK not even in Scotland or Northern Ireland they are in fact promissory notes.
Seven retail banks have the authority of HM Treasury to issue sterling banknotes as currency. Despite this, the notes can be refused at the discretion of recipients in England and Wales, and are often not accepted by banks and exchange bureaus outside of the United Kingdom. This is particularly true in the case of the Royal Bank of Scotland £1 note, which is the only £1 note to remain in circulation within the UK.
In 2000, the European Central Bank indicated that, should the United Kingdom join the euro, Scottish banks (and, by extension, Northern Ireland banks) would have to cease banknote issue. During the Financial crisis of 20072008, the future of private banknotes in the United Kingdom was uncertain. It has been suggested that the Banking Act 2009 would restrict the issue of banknotes by commercial banks in Scotland and Northern Ireland by removing many of the provisions of the Acts quoted above.Banks would be forced to lodge sterling.
Dalkeith, Edinburgh, Scotland UK
Description
Keywords: Clydesdale,bank,ATM,cash,dispensing,machine,Scotland,UK,scottish,independance,independence,soveregn,nation,SNP,national,party,money,monetary,union,issues,problems,problem,finance,financial,vote,voting,20,10,pounds,ten,twenty,note,banknotes,official,currency,gotonysmith legal tender retail,finger,fingers,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DG374N - While provincial banks in England and Wales lost the right to issue paper currency altogether, the practice of private banknote issue has continued in Scotland and Northern Ireland. The right of Scottish banks to issue notes is popularly attributed to the author Sir Walter Scott, who in 1826 waged a campaign to retain Scottish banknotes under the pseudonym Malachi Malagrowther.
Scott feared that the limitation on private banknotes proposed with the Bankers (Scotland) Act 1826 would be have adverse economic consequences if enacted in Scotland because gold and silver were scarce and Scottish commerce relied on small notes as the principal medium of circulating money. His action eventually halted the abolition of private banknotes in Scotland.
Scottish and Northern Irish banknotes are unusual, firstly because they are issued by retail banks, not central banks, and secondly, as they are not legal tender anywhere in the UK not even in Scotland or Northern Ireland they are in fact promissory notes.
Seven retail banks have the authority of HM Treasury to issue sterling banknotes as currency. Despite this, the notes can be refused at the discretion of recipients in England and Wales, and are often not accepted by banks and exchange bureaus outside of the United Kingdom. This is particularly true in the case of the Royal Bank of Scotland £1 note, which is the only £1 note to remain in circulation within the UK.
In 2000, the European Central Bank indicated that, should the United Kingdom join the euro, Scottish banks (and, by extension, Northern Ireland banks) would have to cease banknote issue. During the Financial crisis of 20072008, the future of private banknotes in the United Kingdom was uncertain. It has been suggested that the Banking Act 2009 would restrict the issue of banknotes by commercial banks in Scotland and Northern Ireland by removing many of the provisions of the Acts quoted above.Banks would be forced to lodge sterling.
Dalkeith, Edinburgh, Scotland UK
Description
Keywords: bolivian,bank,note,notes,green,wad,bolivia,bolivianos,south,america,tonysmith,hotpix,tonysmithhotpix,hot,pix,pics,picks,hotpics,hotpicks,realistic,HDR,ipod,music,muchacha,femenina,de,la,mujer,se\u00f1ora,lady,female,woman,girl,\u5973\u6027\u30e1\u30b9\u306e\u5973\u6027\u306e\u5973\u306e\u5b50,\u592b\u4eba\u5973\u6027\u5987\u5973\u5973\u5b69,fille,f\u00e9minine,femme,dame,tony smith photography,tdktony,tdk,tony,tdktonysmith,#smith,#tonysmithotpix,bolivar,money,cash
Description: Tony Smith image Flickr 4925460775 - 'Not If You Were The Last Junkie On Earth - 'The Dandy Warhols' - Play this track here.
\u00bfWhats this iPod Shuffle set all about? Read about it here
I was a late convert to the Dandy's and their friends/enemies The BJM who I saw live recently.
The band's name is a pun on the name of American pop artist Andy Warhol and originate from Portland, Oregon in 1993. Influences include The Velvet Underground, the Beach Boys and The Rolling Stones.
The band first achieved success in the UK after the release of their second Album 'The Dandy Warhols Come Down' in 1997. The promotional video for this single 'Not If You Were The Last Junkie on Earth' was directed by celebrity fashion photographer David LaChapelle, and it earned them acclaim outside the US.
Along with The Brian Jonestown Massacre (BJM), The Dandy Warhols were the subjects of the 2004 documentary DiG! This film captured a love-hate relationship between both bands, highlighting the interaction of BJM frontman Anton Newcombe and Courtney Taylor. It was recorded over the course of seven years by Ondi Timoner, and won the Documentary Grand Jury Prize at the 2004 Sundance Film Festival.
To get a bit of background to both bands you could do worse than grab this DVD. tell 'em I sent you!
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The illegal drug trade is a global black market, competing with legal drug trade, dedicated to cultivation, manufacture, distribution and sale of those substances which are subject to drug prohibition laws. Most jurisdictions prohibit trade, except under license, of many types of drugs by drug prohibition laws.
A UN report said the global drug trade generated an estimated US$321.6 billion in 2003. With a world GDP of US$36 trillion in the same year, the illegal drug trade may be estimated as slightly less than 1% of total global commerce. Consumption of illegal drugs is widespread globally.
Cocaine (benzoylmethylecgonine) is a crystalline tropane alkaloid that is obtained from the leaves of the coca plant. The name comes from 'coca' in addition to the alkaloid suffix -ine, forming cocaine. It is a stimulant of the central nervous system, an appetite suppressant, and a topical anesthetic.
For over a thousand years South American indigenous peoples have chewed the leaves of Erythroxylon coca, a plant that contains vital nutrients as well as numerous alkaloids, including cocaine. The coca leaf was, and still is, chewed almost universally by some indigenous communities.
The remains of coca leaves have been found with ancient Peruvian mummies, and pottery from the time period depicts humans with bulged cheeks, indicating the presence of something on which they are chewing. There is also evidence that these cultures used a mixture of coca leaves and saliva as an anesthetic for the performance of trepanation.
When the Spanish arrived in South America, most at first ignored aboriginal claims that the leaf gave them strength and energy, and declared the practice of chewing it the work of the Devil. But after discovering that these claims were true, they legalized and taxed the leaf, taking 10% off the value of each crop.
In 1569, Nicol\u00e1s Monardes described the practice of the natives of chewing a mixture of tobacco and coca leaves to induce 'great contentment'.
Crack is a lower purity form of free-base cocaine and contains sodium bicarbonate as impurity. Freebase and crack are often administered by smoking. The origin of the name is from the crackling sound (hence the onomatopoeic \u201ccrack\u201d) produced when cocaine containing impurities are heated.
The trade north of drugs and south of cash and weapons continues in the Americas regardless of prohibition, cival and military enforcement. As I type this I am listening to the story of dead bodies found near San Fernando in Mexico,Tamaulipas state, the corpses are reportedly those of 58 men and 14 women. It appears to be among the biggest mass graves linked to drug cartel violence to be uncovered in Mexico.
NB: Like all the images on this stream, full size prints up to 30x20inches are available, Check my profile for how to contact me.
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(c) Hotpix / HotpixUK Tony Smith - Hotpix.freeserve.co.uk WDCC
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Description
Keywords: pounds,gotonysmith,queen,Elizabeth,of,England,bank,smile,note,money,notes,english,Britain,UK,Europe,close,up,mixture,black,economy,pay,paying,by,cash,£10,£20,used,ten,twenty,rolled,dosh,wonga,greenback,greenbacks,elastic,bands,rubber,gotonysmith,Buy Pictures of,Buy Images Of,dead,died
Description: Tony Smith image Alamy CF0NKW - Tuesdays takings, rolls of ten and twenty sterling pound notes with elastic bands.
Thelwall, Cheshire, England, UK
