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Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,note,notes,pound,pounds,holding,UK,keyboard,keys,Scots,bank,dispensed,from,a,local,Automatic Teller,machine,Glasgow,Scotland,G3,network,banking,of,machines,BOS,RBOS,polymer,plastic,cash,point,cashpoint,finance,finances,money,withdraw,fiscal,union,independence
Description: Tony Smith image Alamy 2PHJ91T - Scotland sees steepest fall in cash machine withdrawals in 2021
Data from the UK's main cash machine network reveals that ATM transactions fell by up to 68% during the first national lockdown
The UK's main cash machine network LINK has published data showing that despite a 37% fall in ATM transactions in 2020, UK adults on average still withdrew more than £1,500 each from cash machines.
Scotland saw the steepest fall, with adults withdrawing almost £900 less than they did in 2019.
On average, UK adults visited ATMs 12 times less in 2020 than they did in 2019.
In recent years, as consumers use alternative payment methods such as contactless cards or online payments, ATM transactions have fallen on average around 10% year-on-year.
However, in April 2020, when the UK went into the first national lockdown, ATM transactions fell initially by up to 68%.
Despite subsequent lockdowns, on average more than £1.6bn was still withdrawn for cash machines every week for the rest of 2020.

Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,note,notes,20,pound,pounds,holding,UK,keyboard,keys,Scots,bank,dispensed,from,a,local,Automatic Teller,machine,Glasgow,Scotland,G3 8AD,G3,network,banking,of,machines,BOS,RBOS,polymer,plastic,cash,point,cashpoint,finance,finances,money,withdrawing,withdraw
Description: Tony Smith image Alamy 2PHJ91W - Scots 'battle' to get cash after banks and ATMs shut
Scots are facing an uphill battle to access their cash after a large number of bank and cash machine closures, a consumer organisation has warned.
Research by Which? found 339 Scottish bank branches had closed their doors since 2015, while 290 ATMs had been withdrawn in the past year.
It urged the UK government to appoint a regulator to protect access to cash.
HM Treasury said it recognised the continued importance of cash, especially for more vulnerable people.
It added the existing payment systems regulator was closely monitoring developments within ATM provision.
Which? said the closure of cash machines, the majority of which were free to use, had hit Scotland harder than other parts of the UK because of its many rural communities, combined with an already devastated bank branch network.
In Scotland, withdrawals from machines were down just 3.3% in 2017-18, compared with larger drops of 8.5% and 7.7% in London and the south east of England respectively.

Description
Keywords: twenty,pound,note,and,cash,BR,TOC,STD,ticket,worth,travelling,poor,Abellio,service,day,return,Warrington,stations,STNS,anytime,Royal,Bank,of,Scotland,Advance Ticket,train tickets,day return,GoTonySmith,@HotpixUK,Tony,Smith,UK,GB,Great,Britain,United,Kingdom,Scots,Scottish,British,Scotland,Glasgow,Greater,problem,with,problem with,issue with,City,Centre,cities,Urban,Urbanist,town,infrastructure,transport,tour,tourism,tourists,urban,attraction,attractions,Buy Pictures of,Buy Images Of,Images of,Stock Images,Tony Smith,United Kingdom,Great Britain,Greater Glasgow,British Isles,Glasgow City Centre,City Centre
Description: Tony Smith image Alamy HEJ6CN -

Description
Keywords: RBOS,RBS,five,pound,Edinburgh,ltd,Limited,Banknote,reference,P325b,legal,tender,sterling,blue,fiver,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,£1,note,1965,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,1 pound note,Pound Note,One Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWJ -

Description
Keywords: RBOS,RBS,five,pound,Edinburgh,ltd,Limited,Banknote,Yearbook,reference,SC817,legal,tender,sterling,blue,fiver,firm,949096,promise,to,pay,bearer,on,demand,money,cash,paper,history,historic,antique,Royal,Bank,Of,Scotland,PLC,£5,note,1972,to,1981,UK,banker,bankers,Royal Bank,Bank Of Scotland,GoTonySmith,amount,bill.bills,GB,UK,Great,British,Britain,United,Kingdom,business,capitalism,cash,commercial,currencies,currency,paper,pounds,quid,quids,save,saves,savings,scotch,scotland,scottish,sterling,supply,system,tender,Buy Pictures of,Buy Images Of,Scots Money,Scottish Money,Scotland Money,5 pound note,Five Pound Note,Scotlands History,Scotlands History
Description: Tony Smith image Alamy F7DCWK -

Description
Keywords: City,Scotland,UK,alley,alleyway,nook,corners,of,detail,of,plaque,brass,Countess,of,Eglinton,Tavern,called,Ships,Tavern',Where,levées,were,held,by,the,General,Assemblys,Lord,High,Commissioner,of,1754,history,ancient,Gotonysmith,housing,housed,the,Government,1821.,The,Royal,Bank,to,1753,home,of,The,Countess,of,Eglinton,Tavern,called,Fortunes,Tavern,Ships,Tavern',Where,levées,were,held,by,the,General,Assemblys,Lord,High,Commissioner,of,1754,Flora,McDonald,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy ED4M1F - OLD STAMP OFFICE CLOSE
This close gets its name as it once housed the Government Stamp Office until 1821. The Royal Bank was also located here from 1727 to 1753.
It also contained the home of The Countess of Eglinton and her seven beautiful daughters. They family would set out to attend dancing assemblies in Assembly Close each in their own guilded Sedan Chair.
The poet Allan Ramsay dedicated The Gentle Shepherd to her.
The close also housed a Tavern called 'Fortune's Tavern' and at one time 'Ship's Tavern' Where levées were held by the General Assembly's Lord High Commissioner of 1754.
Flora McDonald, associated with Bonnie Prince Charlie attended boarding school here.

Description
Keywords: City,Scotland,UK alley alleyway nook corners of old town,Gotonysmith,housing,housed,the,Government,1821.,The,Royal,Bank,to,1753,home,of,The,Countess,of,called,Fortunes,Tavern,Ships,Tavern',Where,levées,were,held,by,the,General,Assemblys,Lord,High,Commissioner,of,1754,Flora,McDonald,associated with Bonnie Prince Charlie attended boarding school here.
Description: Tony Smith image Alamy ED4M1G - OLD STAMP OFFICE CLOSE
This close gets its name as it once housed the Government Stamp Office until 1821. The Royal Bank was also located here from 1727 to 1753.
It also contained the home of The Countess of Eglinton and her seven beautiful daughters. They family would set out to attend dancing assemblies in Assembly Close each in their own guilded Sedan Chair.
The poet Allan Ramsay dedicated The Gentle Shepherd to her.
The close also housed a Tavern called 'Fortune's Tavern' and at one time 'Ship's Tavern' Where levées were held by the General Assembly's Lord High Commissioner of 1754.
Flora McDonald, associated with Bonnie Prince Charlie attended boarding school here.

Description
Keywords: New,Town,Scotland,UK,chimney,roof,classic,symbol,of,a,pawnbroker,pawnshop,financial,crash,secured,loans,personal,property,used,as,collateral,pledge,cash,pawned,to,the,broker,sign,money,to,bank,banking,banks,broke,the,Lombard,gotonysmith,jewelry,electronics,collectibles,musical,instruments,tools,Pawngo,three,spheres,suspended,from,a,bar,symbol,Medici,family,of,Florence,Italy,three,balls,orbs,plates,discs,coins,and,more,as,symbols,of,monetary,success,Buy Pictures of
Description: Tony Smith image Alamy DG3874 - The pawnbrokers' symbol is three spheres suspended from a bar. The three sphere symbol is attributed to the Medici family of Florence, Italy, owing to its symbolic meaning of Lombard.[12] This refers to the Italian province of Lombardy, where pawn shop banking originated under the name of Lombard banking. The three golden spheres were originally a symbol medieval Lombard merchants hung in front of their houses, and not the arms of the Medici family. It has been conjectured that the golden spheres were originally three flat yellow effigies of byzants, or gold coins, laid heraldically upon a sable field, but that they were converted into spheres to better attract attention.
Most European towns called the pawn shop the Lombard. The House of Lombard was a banking community in medieval London, England. According to legend, a Medici employed by Charlemagne slew a giant using three bags of rocks. The three-ball symbol became the family crest. Since the Medicis were so successful in the financial, banking, and moneylending industries, other families also adopted the symbol. Throughout the Middle Ages, coats of arms bore three balls, orbs, plates, discs, coins and more as symbols of monetary success. Pawnbrokers (and their detractors) joke that the three balls mean Two to one, you won't get your stuff back.
Saint Nicholas is the patron saint of pawnbrokers. The symbol has also been attributed to the story of Nicholas giving a poor man's three daughters each a bag of gold so they could get

Description
Keywords: Edinburgh,Scotland,lothian,lothians,rear,gotonysmith,December,winter,festive,presents,LEcosse,Edimbourg,Schotland,Schottland,La,Scozia,Edimburgo,Escocia,Edimburgo,Dome Club Christmas tree,Edinburgh,Scotland in red,lit,by,lights,Xmas,This,tree,is,at,the,rear,of,the,Dome,and,can,be,viewed,from,Rose,Street,in,Edinburgh.,In,summer,it,is,an,upmarket,outdoor,eating,area,gotonysmith,The Dome is a bar,restaurant,and,conference,complex,and,was,originally,the,long,since,defunct,Commercial,Bank,of,Scotlands,HQ,At,Christmas,the,exterior,on,George,Street,and,the,interior,are,both,lavishly,decorated,As,you,enter,the,building,there,is,a,distinct,whiff,of,cinnamon,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy CF7D8T - Dome Club Christmas tree, Edinburgh, Scotland in red, lit by lights
This tree is at the rear of the Dome and can be viewed from Rose Street in Edinburgh. In summer it is an upmarket outdoor eating area
The Dome is a bar, restaurant and conference complex and was originally the long since defunct Commercial Bank of Scotland's HQ. At Christmas the exterior on George Street and the interior are both lavishly decorated. As you enter the building there is a distinct whiff of cinnamon.

Description
Keywords: Dusk,at,the,Royal,Bank,of,Scotland,Building,The,Mound,Edinburgh,Lothian,Scotland,UK,in,icy,weather,winter,blue,hour,night,evening,ice,icy,weather,winter,evening,gotonysmith,romantic,ghost,tour,warm,lighting,lights,historic,flags,history,Banca,Rìoghail,na,h-Alba,PLC,north,bank,street,LEcosse,Edimbourg,Schotland,Schottland,La,Scozia,Edimburgo,Escocia,Edimburgo,snow,snowy,street,streets,romantic,financial,crash,bailout,nightshot,shot,tourist,victorian,scottish,independance,independence,home,rule,devolution,parliament,SNP,national,party,@Hotpixuk,Government,2014,Scots,vote,voting,gotonysmith,Buy Pictures of,Buy Images Of,Scotlands History,Scotlands History
Description: Tony Smith image Alamy CF7D79 - Dusk at the Bank of Scotland Building, North Bank street, The Mound, Edinburgh, Lothian Scotland , UK




