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Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,financial inclusion,disappearing machines,high street banking decline,branch closures,vulnerable consumers,low income households,welfare payments,Universal Credit,budgeting support,payment choice,digital exclusion,card payments,contactless society,household bills,emergency spending,public policy,community services,retail payments,banking infrastructure,consumer rights,money habits,poverty pressure,social security,accessible finance,post office banking,LINK network,cashless debate,British,cash,twenty pound,note,ATM,polymer currency,hand taking,money
Description: Tony Smith image Alamy 3EJD0J7 - This close-up documentary image shows a hand removing a King Charles III twenty pound note from a cash machine in England, creating a strong editorial visual for stories about British money, everyday banking, personal finance and the continuing debate around access to cash. The visible polymer banknote, keypad, card slot and ATM hardware make the photograph useful for illustrating the practical act of taking cash out, whether for shopping, rent, travel, food, small bills, emergency spending or careful weekly budgeting during cost of living pressures.
The image is especially relevant at a time when UK payment habits continue to shift towards cards, phones and online services, while many people still rely on physical money. Cash remains important for some older residents, disabled people, people on low incomes, Universal Credit claimants, small traders, people without reliable digital access and anyone trying to manage spending by using notes rather than contactless payments. It can support articles about financial exclusion, bank branch closures, disappearing cashpoints, rural communities losing local services, urban neighbourhoods with fewer free machines, and the social consequences of a more cashless economy.
The King Charles III portrait adds a further layer of topical value. Bank of England notes featuring King Charles III entered circulation on 5 June 2024, appearing on the existing designs of the five, ten, twenty and fifty pound notes, while Queen Elizabeth II notes continue to circulate alongside them. All current Bank of England denominations are polymer, so this image can also illustrate currency design, new note rollout, note security, collectors, cash handling, ATM upgrades and the transition between reigns. The photograph works well for news, finance, consumer affairs, social policy, welfare, retail and local government themes, showing cash not as nostalgia but as a live public service issue.
Cheshire, England, United Kingdom, CH1
Description
Keywords: GoTonySmith,@HotpixUK,HotpixUK,ATM,cash,machine,note,UK,10,20,dispensed,dispensing,ten,twenty,English,BOE,automated teller machine,money,withdrawal,British,currency,new,royal,portrait,monarch,change,circulation,cash is king,co-circulation,cash economy,cost of living,home,budget,budgeting,household,banking,card,debit,cashless society,financial inclusion
Description: Tony Smith image Alamy 3ECEE46 - A hand holds a newly dispensed King Charles III Bank of stock-photo/gotonysmith-England.html?sortBy=relevant&pseudoid=237DAF28-A4ED-4448-8173-C0E81ABEEC6F Target=_Blank>England £10 note in front of a UK ATM cash machine, showing the new monarch's portrait entering everyday public use through ordinary cash withdrawals. The close-up view of the polymer ten pound note, cash slot and keypad makes this a strong editorial image for stories about British money, personal finance, banking, access to cash, ATM services, the cash economy and the historic currency change following the death of Queen Elizabeth II. Banknotes featuring King Charles III were first issued on 5 June 2024, appearing on the existing £5, £10, £20 and £50 designs with no other design changes. The Bank of England has said Queen Elizabeth II notes remain legal tender and co-circulate with the new King Charles III notes, meaning both portraits can be used together during the gradual transition. This image is commercially useful for illustrating the first appearance of new UK banknotes in daily life, cash withdrawals, banknote security, polymer money, consumer spending, household budgets, retail payments, digital banking debates and financial inclusion. The photograph also works for articles on the continuing need for cash among older people, vulnerable households, small traders, rural communities and people who prefer physical money for budgeting. The ATM keypad, cancel and enter buttons, and the hand gripping the note add practical detail, making the image more grounded than a studio banknote shot. It can support features on the future of cash, bank branch closures, free-to-use cash machines, contactless payments, inflation, the cost of living, economic confidence and the symbolic role of monarchs on British currency. As a documentary stock image, it captures a small but recognisable moment in UK financial history, when King Charles III banknotes moved from official release into the ordinary routine of taking money out of a cashpoint.
King Charles III £10 £20 Bank of England note dispensed from a UK ATM cash machine, marking the new
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Cheshire,England,UK,tickets,in,card,cards,BR,staff,closing,ticket offices,losing,losses,screen,message,technology,digital,issuing,issue,printer,not,working,ATM,for,buying,train ticket,train tickets,British Railways,public,transport,cost,expensive,blue screen,cannot,print
Description: Tony Smith image Alamy 2T3EFT2 - This editorial photograph captures Out of Order Northern Rail Ticket Machine, in Warrington, Cheshire, North West England, UK, WA1. The row metadata places the subject at Warrington Central, Winwick Street, Warrington, Cheshire, England, UK, WA2 7FW. The spreadsheet date indicates 18 October 2023, so the picture can also work as a time-specific archive record. Plainly, the image is useful because it shows Warrington, Out of Order, Northern Rail, Ticket, machine, rail, railway, Central, with search-relevant terms including Warrington, Out of Order, Northern Rail, Ticket, machine, rail, railway, Central, station, contactless, Cheshire, England, UK, tickets. Transport pictures are especially useful because they show the infrastructure and passenger experience behind policy debates about connectivity, reliability and regional investment. Warrington sits between Liverpool and Manchester and is often used as a practical example of a North West town balancing commuter growth, older industrial roots, retail change, new development, road traffic, local services and community identity. Transport images are useful because they show the lived reality behind policy debates about public transport, reliability, fares, regional connectivity, disabled access, climate goals, commuter patterns and the social value of buses and railways. The image can work as a lead picture, a supporting cutaway, a contextual inset or a visual metaphor for wider stories about place, services, consumer behaviour, heritage, transport, culture and public life. Historically and socially, this kind of image can help connect past and present: older streets, civic institutions, transport systems, shops, signs, political messages or public services are not frozen museum pieces, but part of how people understand modern life, local identity and economic change.
Warrington Central, Winwick Street, Warrington, Cheshire, England, UK, WA2 7FW
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,sterling,cash,note,notes,dispensed,ATM,cash machines,in,bank,account,accounts,10,ten,pounds,less,hard,to,find,withdrawn,card,cards,debit cards,machines,Ulster,20,twenty,£20,Northern Bank,BT48 7BB,BT48,buttons,keyboard,hand,holding,holds
Description: Tony Smith image Alamy 2RDF3W0 -
Londonderry city, Northern Ireland, UK, BT48 7BB
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,sterling,cash,note,notes,dispensed,ATM,cash machines,in,bank,account,accounts,10,ten,pounds,less,hard,to,find,withdrawn,card,cards,debit cards,machines,Ulster,BOI,at,Belfast,BT1 5LR,NI,BT1,County Antrim,buttons,keyboard,hand,holding,holds
Description: Tony Smith image Alamy 2RDF3W3 -
1,Donegall Square South, Belfast, BT1 5LR, Co. Antrim, NI ,BT15LR
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,Surrey,Waverley,GU7 1AB,GU7,night,nighttime,time,evening,building,buildings,in,High Street,history,historic,77,High St,Godalming,GU7 1AR,branch,lost,losing,to,be,timber,framed,frame,timber-frame,National Westminster,cash machine,ATM,ornate,traditional,outside,exterior
Description: Tony Smith image Alamy 2PGAYGA -
High St, Godalming, Waverley, Surrey, England, UK, GU7 1AB
Description
Keywords: GoTonySmith,HotpixUK,Ringway,international,terminal,one,1,air,airport,Manchester international airport,North West England,UK,M90 1QX,M90,ATM,ATMs,exchange,Travelex,currency,bad,rate,rates,expensive,travel,money,foreign,service,services,forex,outlet,bank,shop,fee,fees,cost,costs,transaction,hack,hackers,Sodinokibi ransomware
Description: Tony Smith image Alamy 2NK27W5 - Travelex is a foreign exchange company founded by Lloyd Dorfman and headquartered in Peterborough. Its main businesses are foreign currency exchange, issuing prepaid credit cards for use by travellers, supplying central banks with foreign currency and global remittance. Travelex operates more than 1,100 stores and 900 ATMs in over 20 countries.
History
Travelex was founded as Express Exchange by Dorfman and opened its first branch in central London in 1976. By 1978 the company had four central London stores.
The company experienced growth in the 1980s, opening its first international store in 1984 in Rotterdam, and its first store at Heathrow Terminal 4 in 1986. Express Exchange subsequently became Travellers Exchange Corporation “ or Travelex “ when abbreviated
On 31 December 2019, Travelex took its UK and international websites and mobile apps offline following a reported cyber incident an action that also affected a number of large corporate third parties to whom Travelex provided a white-labelled travel money service including the online travel money services of supermarket chains such as ASDA, Tesco and Sainsbury's.
On 7 January 2020, it was claimed that the company was being held to ransom by hackers. The cyber criminals reportedly demanded £4.6 million ($6 million) in ransom from Travelex after infecting its network with Sodinokibi ransomware, having claimed to have copied more than 5GB of customer personal data
Manchester, England, UK, M90 1QX
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,cash,win,gambling,gamble,addiction,When the fun stops,stop,temptation,betting,gaming,machines,FOBT,GL50,slots,refreshments,tea,coffee,Amusement,Arcades,Amusements,dangers,danger,of,coinslot,ATM,cash machine,planning application,expansion,profit,profits,popularity,harmful,shop,shops,evening economy,leisure,Players Panel
Description: Tony Smith image Alamy 2K888MA -
82-84 High St, Cheltenham, Gloucesterhire, England, UK, GL50 1EG
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,England,North West,UK,pillar,box,royal mail,counters,knitting,homemade,art,community,wool,English,British,posting,post,715B,Cheshire,WA4 1JY,outside,sign,exterior,post office,sub-post office,cash machine,ATM,local,mail,knit,knitted,sheep,cows,WA4,Royal Mail,postbox,post box,village
Description: Tony Smith image Alamy 2JGM7BY -
715B Knutsford Rd, Latchford East, Warrington, Cheshire, England, UK, WA4 1JY
Description
Keywords: GoTonySmith,HotpixUK,@HotpixUK,please,credit,ATM,expense,private,public,charging,non-free,withdraw,money,cash,Universal Credit,cost of living,inflation,removal,of,bank,branches,machines,note,notes,extortionate,cost,costs,to access,soaring,charges,scandal,pay-to-use,pay to use,Link,network,consumers,pay,big,price,for
Description: Tony Smith image Alamy 2K43PAW -
England, UK
Description
Keywords: GoTonySmith,@HotpixUK,HotpixUK,NOHO NYC,NYC,New York City,New York St Marks Place,street,New York Street,USA,America,City Centre,city,centre,center,city center,East Village,Eastvillage,ATM,Cash Machine,AutoTeller,Auto Teller,New York Travel Tourism,US Street ATM,Hyosung ATM,Saint Marks Place,Manhattan,NY,US,Street ATM,Hyosung,St Marks Place,urbn,automation,automated,dollars
Description: Tony Smith image Alamy RBF066 - A company of dedicated professionals who continually innovate automated products and self-service solutions for the financial and retail industries. And we believe we do it better than anyone else.
Why?
We invent and apply real solutions that work
We focus on excellence in customer service
We continually evolve and improve our products and ourselves
Nautilus Hyosung America is a subsidiary of South Korea Hyosung, Inc., a global leader in self-service solutions to the retail off-premises and financial institution markets. Our headquarters is located in Irving, Texas and we have research and development support at our Global Software Center in Dayton, Ohio.
Where ingenuity meets agility.
We are proud to say our software and hardware developers are ingenious, original, and inventive in applying new ideas that solve problems and meet challenges for our customers. In both business and software development, we possess the ability to rapidly and efficiently adapt to change. We think these two qualities make the ideal combination to ensure our continued success and the success of our customers.
Saint Marks Place, East Village, Manhattan, New York City, NYC, NY , USA
Description
Keywords: @HotpixUK,GoTonySmith,Yorkshire,England,Donny,Doncaster Yorkshire,town,town centre,shop,shops,retail,Danum,Roman Danum,DN1,DN1 Postcode,orange,cash machine,ATM,south Yorkshire,Bakery,International Food,Fruit Veg,Grocery,Pay point,8 Wood St,DN1 3LH,Doncaster Convenience Store,Fruit,Veg,late shop,typical independent supermarket,independent supermarket,Nisa,-Spar,OneStop,One Stop,Mini-Market,Mini Market
Description: Tony Smith image Alamy P8KEYW -
8 Wood St, Doncaster, Yorkshire, England, UK, DN1 3LH
Description
Keywords: GoTonySmith,@HotpixUK,Cashline ATM Automatic Teller Machine,Glasgow,Scotland,UK,Cashline,ATM,Automatic Teller Machine,dispensing,Scottish,sterling,Scottish Sterling,banknotes,cash machine,free to use,dispensing cash,cash,Please take your card,your,is being counted,notes,dispenses,shortage,reduction,difficulty,obtaining,poor,people,struggling,to,find,machines,NCR,keypad,card,chip,pin,hotpix.org.uk
Description: Tony Smith image Alamy P53BTJ -
Glasgow, Scotland, UK
Description
Keywords: Clydesdale,bank,ATM,cash,dispensing,machine,Scotland,UK,scottish,independance,independence,soveregn,nation,SNP,national,party,money,monetary,union,issues,problems,problem,finance,financial,vote,voting,20,10,pounds,ten,twenty,note,banknotes,official,currency,gotonysmith legal tender retail,finger,fingers,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DG374N - While provincial banks in England and Wales lost the right to issue paper currency altogether, the practice of private banknote issue has continued in Scotland and Northern Ireland. The right of Scottish banks to issue notes is popularly attributed to the author Sir Walter Scott, who in 1826 waged a campaign to retain Scottish banknotes under the pseudonym Malachi Malagrowther.
Scott feared that the limitation on private banknotes proposed with the Bankers (Scotland) Act 1826 would be have adverse economic consequences if enacted in Scotland because gold and silver were scarce and Scottish commerce relied on small notes as the principal medium of circulating money. His action eventually halted the abolition of private banknotes in Scotland.
Scottish and Northern Irish banknotes are unusual, firstly because they are issued by retail banks, not central banks, and secondly, as they are not legal tender anywhere in the UK “ not even in Scotland or Northern Ireland “ they are in fact promissory notes.
Seven retail banks have the authority of HM Treasury to issue sterling banknotes as currency. Despite this, the notes can be refused at the discretion of recipients in England and Wales, and are often not accepted by banks and exchange bureaus outside of the United Kingdom. This is particularly true in the case of the Royal Bank of Scotland £1 note, which is the only £1 note to remain in circulation within the UK.
In 2000, the European Central Bank indicated that, should the United Kingdom join the euro, Scottish banks (and, by extension, Northern Ireland banks) would have to cease banknote issue. During the Financial crisis of 2007“2008, the future of private banknotes in the United Kingdom was uncertain. It has been suggested that the Banking Act 2009 would restrict the issue of banknotes by commercial banks in Scotland and Northern Ireland by removing many of the provisions of the Acts quoted above.Banks would be forced to lodge sterling.
Dalkeith, Edinburgh, Scotland UK
Description
Keywords: Putting,a,green,Lloyds,account,card,into,a,co-op,cash,machine,green,gotonysmith,England,UK,United,Kingdom,push,pushing,chip,and,pin,hand,finger,ATM,cashmachine,Magnetic,strip,plastic,plasticcard,creditcard,credit,debit,mastercard,gotonysmith,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy D91FGW - Putting a Nationwide account card into a co-op cash machine yellow
Knutsford Road, Grappenhall, Warrington, Cheshire, WA4 2PL, United Kingdom
Description
Keywords: Putting,a,Nationwide,account,card,into,a,co-op,cash,machine,yellow,gotonysmith,England,UK,United,Kingdom,push,pushing,chip,and,pin,hand,finger,ATM,cashmachine,Magnetic,strip,plastic,plasticcard,creditcard,credit,debit,gotonysmith,Buy Pictures of,ATMs,closed,reduced,availability,local,to use,using
Description: Tony Smith image Alamy D91FHM - Putting a yellow Nationwide account card into a co-op cash machine
Knutsford Road, Grappenhall, Warrington, Cheshire, WA4 2PL, United Kingdom
Description
Keywords: Putting,a,Nationwide,account,card,into,a,co-op,cash,machine,yellow,gotonysmith,England,UK,United,Kingdom,push,pushing,chip,and,pin,hand,finger,ATM,cashmachine,Magnetic,strip,plastic,plasticcard,creditcard,credit,debit,gotonysmith,Buy Pictures of,ATMs,closed,reduced,availability,local,to use,using
Description: Tony Smith image Alamy D91FJ0 - Putting a yellow Nationwide account card into a co-op cash machine
Knutsford Road, Grappenhall, Warrington, Cheshire, WA4 2PL, United Kingdom
Description
Keywords: Miners,black,Safety,Telephone,AT&E,Wigan,Certified,for,National,coalboard,use,coal,board,gotonysmith,ATM,intrinsically,safe,heritage,mining,mines,colliery,Astley,Green,Tyldesley,Manchester,Lancashire,UK,M29,7JB,NUM,national,union,of,minersEngland,GB,great,britain,mouth,piece,mouthpiece,disused closed dusty urbex,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy D8DYDY - Miners black Safety Telephone AT&E Wigan, Certified for GB National Coal board use
Astley Green, Tyldesley, Manchester, Lancashire, UK M29 7JB
Description
Keywords: Clydesdale,bank,ATM,cash,dispensing,machine,Scotland,UK,scottish,independance,independence,soveregn,nation,SNP,national,party,money,monetary,union,issues,problems,problem,finance,financial,vote,voting,20,10,ten,twenty,note,official,currency,gotonysmith legal tender retail,hand,finger,fingers,Buy Pictures of,Buy Images Of
Description: Tony Smith image Alamy DG373Y - While provincial banks in England and Wales lost the right to issue paper currency altogether, the practice of private banknote issue has continued in Scotland and Northern Ireland. The right of Scottish banks to issue notes is popularly attributed to the author Sir Walter Scott, who in 1826 waged a campaign to retain Scottish banknotes under the pseudonym Malachi Malagrowther.
Scott feared that the limitation on private banknotes proposed with the Bankers (Scotland) Act 1826 would be have adverse economic consequences if enacted in Scotland because gold and silver were scarce and Scottish commerce relied on small notes as the principal medium of circulating money. His action eventually halted the abolition of private banknotes in Scotland.
Scottish and Northern Irish banknotes are unusual, firstly because they are issued by retail banks, not central banks, and secondly, as they are not legal tender anywhere in the UK “ not even in Scotland or Northern Ireland “ they are in fact promissory notes.
Seven retail banks have the authority of HM Treasury to issue sterling banknotes as currency. Despite this, the notes can be refused at the discretion of recipients in England and Wales, and are often not accepted by banks and exchange bureaus outside of the United Kingdom. This is particularly true in the case of the Royal Bank of Scotland £1 note, which is the only £1 note to remain in circulation within the UK.
In 2000, the European Central Bank indicated that, should the United Kingdom join the euro, Scottish banks (and, by extension, Northern Ireland banks) would have to cease banknote issue. During the Financial crisis of 2007“2008, the future of private banknotes in the United Kingdom was uncertain. It has been suggested that the Banking Act 2009 would restrict the issue of banknotes by commercial banks in Scotland and Northern Ireland by removing many of the provisions of the Acts quoted above.Banks would be forced to lodge sterling.
Dalkeith, Edinburgh, Scotland UK
